FHA VS Conventional loan programs in 2025 for South-Venice, Sarasota County, Florida

In 2025, the Conventional loan limit for South-Venice, part of Sarasota county in FL, is $647,200. For a single-family home, the FHA limit is $420,680.

With the Lendersa® Conventional loan calculator, compare the current leading rates for Conventional versus FHA and USDA loans. Assess the required income, credit, reserves, and necessary documentation to qualify. This advanced tool provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you identify which program suits your financial situation in FL the best.

Explore loan offers from a comprehensive list of 100 lenders

Details of 2025 Loan Limits and Down Payment Requirements in South-Venice, County of Sarasota, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $338,500 0%
FHA $420,680 3.5%

This comparison applies to these zip codes: 34293, 34284

Explore Conventional and FHA Loan Possibilities in South-Venice, FL

At Lendersa®, we're here to find the best Conventional, USDA, or FHA loan for you quickly and without fuss. Pick from three starting points to align yourself with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • FIRST COAST LOANS
  • 52 TUSCAN WAY STE. 202 #237, Saint Augustine, FL, 32092
  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • COAST2COAST MORTGAGE LENDING, LLC
  • 125 B King Street, Saint Augustine, FL, 32084
  • ### Discover COAST2COAST MORTGAGE LENDING, LLC At COAST2COAST MORTGAGE LENDING, LLC, our mission is to make your homeownership dreams a reality with seamless, personalized mortgage solutions. With a dedicated team led by Thornton Miller, we are committed to exceptional service and tailored financial advice. Transform your future—contact us today
  • Coast2Coast Lending
  • 93 King St, Saint Augustine, FL, 32084
  • cost of homes usually requires a mortgage to make this become a reality. Let Coast2Coast Lending help you with this very important decision. Mortgage rules are changing all the time, let our highly qualified mortgage advisors answer all of your loan questions and concerns.We have mortgage products to fit most borrower’s needs.
  • Boom Mortgage LLC
  • PO Box 2004, Saint Augustine, FL, 32085
  • Our mission at Boom Mortgage is to assist americans in achieving the dream of home ownership. We set out to make the loan process simple for all of our clients. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products investment tools, mortgages and best of all quality service.
  • Lafayette State Bank
  • 340 West Main Street, Mayo, FL, 32066
  • Lafayette State Bank offers a variety of loans designed for personal and business purposes. As your hometown bank, we still make our credit decisions right here at home. You are a valued customer, not just a number, and we do our best to tailor our loans to meet your individual needs.
  • PHILANYA, INC
  • 228 Saint Thomas St, Saint Augustine, FL, 32095
  • PHILANYA, INC. offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, we're here to guide you through the process. Contact us today for a special offer and learn what we can do for you.
  • fiber.mortgage
  • 1637 Race Track Rd, Suite 127A, Saint Johns, FL, 32259
  • Our technology-driven platform is changing the face of the mortgage industry. Between our 13 day app to clear to close timeline (which is a full MONTH faster than the industry average), our unmatched level of communication and transparency, our custom built CRM and Loan Origination Platform, we’re making a splash.
  • Parco Finance LLC
  • 12443 San Jose Blvd Suite 503, Jacksonville, FL, 32223
  • At Parco Finance LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.