FHA VS Conventional loan programs in 2025 for Venice-Gardens, Sarasota County, Florida

In the year 2025, the limit for a Conventional loan in Venice-Gardens, county of Sarasota, FL, is set at $647,200. In contrast, for a single-family dwelling, the FHA limit is $420,680.

Employ the Lendersa® Conventional loan calculator to examine today's leading rates between Conventional, FHA, and USDA loans. Ascertain the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side look at Conforming Conventional loans alongside USDA, FHA, and VA options—facilitating an informed decision on the best program for your unique financial circumstances in FL.

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Loan limits and down payment definitions for 2025 in Venice-Gardens, county of Sarasota, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $338,500 0%
FHA $420,680 3.5%

Note: This comparison table is pertinent to the zip codes: 34293

Discover Conventional and FHA loan alternatives in Venice-Gardens, FL

The objective of Lendersa® is to secure the most beneficial Conventional, USDA, or FHA loan for you efficiently, avoiding unnecessary complications. Choose from three initial approaches to readily match with lenders and loan initiatives.

Evaluate Lendersa USDA loan requests and matching results


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