FHA VS Conventional loan in Winter-Park, Orange County, Florida

In 2025, the Conventional loan limit in Winter-Park, located in Orange county of FL, stands at $647,200, while the FHA limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to analyze current rates among Conventional, FHA, and USDA loans. Assess the necessary income, credit score, reserves, and documentation prerequisites needed. Our sophisticated mortgage platform allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, enabling an informed decision on the best program suited for your financial situation in FL.

Compare loan offers from a diverse selection of 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Winter-Park, Orange County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison is pertinent to the following zip codes: 32792, 32789, 32790

Explore Conventional and FHA Loan Alternatives in Winter-Park, FL

The goal of Lendersa® is to provide access to the best Conventional, USDA, or FHA loans efficiently and without challenges. Choose among three paths that will connect you with matching lenders and programs.

Results from Lendersa's USDA loan requests


  • Exceptional Mortgage Services, Inc.
  • 207 E Grand River Ave, Howell, MI, 48843
  • We are a full-service mortgage company based in Howell, Michigan. We specialize in First Time Home Loans, FHA Loans, and USDA Loans in Howell. We also serve the surrounding cities in Livingston County. Whether you are buying a home or refinancing in the zip code of 48843, we can help you realize your dream of homeownership or save you money.
  • Calhoun Mortgage, INC
  • 5840 Sterling Dr, Suite 240, Howell, MI, 48843
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • BSI Financial Services
  • 1425 Greenway Drive, Suite 400, Irving, TX, 75038
  • We care with service that is informed and responsive. We care with programs that can help you in difficult times. We care using technology that provides around-the-clock access to loans to manage payments, view account history and order documents. We care for your loan. We take a big data approach to reduce compliance risk.
  • Homebound Loans Incorporated
  • 5027 Empire Way, Irving, TX, 75038
  • HBLending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Apply with Kenny LLC
  • 1431 Greenway Drive, Suite 807A, Irving, TX, 75038
  • Apply with Kenny LLC mortgage broker is an intermediary who brings mortgage borrowers and mortgage lenders together, but who does not use their own funds to originate mortgages. A mortgage broker helps borrowers connect with lenders and seeks out the best fit in terms of the borrower's financial situation and interest-rate needs.
  • Purelend Mortgage, LLC
  • 1333 Corporate Drive, Suite 108, Irving, TX, 75038
  • Our team at Purelend Mortgage comprises of experienced Mortgage Loan Originators. Headed by Renuka Samudrala, RMLO, owner, and other professionals, we aim at making securing a loan a breeze for all our clients. No matter what kind of loan you are looking to secure, we will help you along the way in an easy, hassle-free and straightforward manner
  • PHH Mortgage Corporation
  • 1431 Greenway Dr, Irving, TX, 75038
  • PHH Mortgage, a wholly owned subsidiary of Ocwen Financial Corporation, is one of the largest subservicers of residential mortgages in the United States. PHH Mortgage provides servicing solutions to companies who own mortgage servicing rights and offers portfolio retention services to extend and enhance customer relationships.
  • First Secure Bank and Trust Co.
  • 10360 South Roberts Road, Palos Hills, IL, 60465
  • First Secure Bank and Trust was founded in Palos Hills, Illinois in 1977 to serve the financial needs of our friends and neighbors. We are still in the neighborhood and continuing with that mission. We are the only “true” locally owned bank in the area. We care about the community because we live here, too.