FHA VS Conventional loan programs in 2025 for Winter-Park, Orange County, Florida

In 2025, the Conventional loan limit in Winter-Park, located in Orange county of FL, stands at $647,200, while the FHA limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to analyze current rates among Conventional, FHA, and USDA loans. Assess the necessary income, credit score, reserves, and documentation prerequisites needed. Our sophisticated mortgage platform allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, enabling an informed decision on the best program suited for your financial situation in FL.

Compare loan offers from a diverse selection of 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Winter-Park, Orange County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison is pertinent to the following zip codes: 32792, 32789, 32790

Explore Conventional and FHA Loan Alternatives in Winter-Park, FL

The goal of Lendersa® is to provide access to the best Conventional, USDA, or FHA loans efficiently and without challenges. Choose among three paths that will connect you with matching lenders and programs.

Results from Lendersa's USDA loan requests


  • NEWMARK HOME MORTGAGE LLC
  • 1 Eves Drive, Suite 111, Marlton, NJ, 08053
  • NewMark Home Mortgage is determined to provide each client with the most ideal mortgage experience that includes NO LENDER FEES, the most competitive wholesale rates available in the marketplace, a smooth/efficient process combined with a customer service that is second to none. NMLS #1877629
  • 3rd Generation Mortgages
  • 103 Route 70 East, Suite 2, Marlton, NJ, 08053
  • 3rd Generation Mortgages is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. mortgage product for your needs. We understand that every borrower is different
  • Nation One Mortgage Corporation
  • 701 Route 73 North, Suite 2, Marlton, NJ, 08053
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Midwest BankCentre
  • 2191 Lemay Ferry Road, St. Louis, MO, 63125
  • We have been a mainstay of St. Louis community banking since 1906. Currently, we rank among St. Louis’ largest locally owned banks with assets of about $1.9 billion and deposits of $1.4 billion. We provide integrated financial services with expertise in commercial, retail and digital banking; business treasury management.
  • Assured Mortgage service
  • 9521 S. Broadway, Lemay, MO, 63125
  • At AssuredMTGS.com, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We are committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available.
  • New Horizon Federal Credit Union
  • 180 Second Street SW, Barberton, OH, 44203
  • NEW HORIZON FEDERAL CREDIT UNION is a credit union located at 180 2nd St SW, Barberton, Ohio, United States. New Horizon FCU started as a credit union to help support the employees from Babcock and Wilcox. In 2013 New Horizon received it's community charter and now they can serve all of Summit County.
  • INTEGRITY FEDERAL CREDIT UNION
  • 971 Wooster Road West, Barberton, OH, 44203
  • Integrity Federal Credit Union has been open since 1935. The credit union has assets totaling $60.15 Million and provides banking services to more than 6, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • Spirit of Texas Bank
  • 1836 Spirit of Texas Way, Conroe, TX, 77301
  • We offer a full array of loan, deposit and on-line banking products at competitive rates to compliment your entire commercial and/or consumer banking needs. Please contact the banking center nearest you to see the true meaning of what "Community Banking and Service"​ should be. Our expectation is to make a difference.