Explore the differences! FHA VS Conventional loan programs in Winter-Springs, Seminole County, Florida

In the year 2025, the county of Seminole in Winter-Springs, FL has set the Conventional loan limit at $647,200, whereas for a single-family residence, the FHA limit stands at $420,680.

Using the Lendersa® Conventional loan calculator enables a comparison of today's best rates among Conventional, FHA, and USDA loans. It helps you determine the income, credit, reserves, and required documents for qualification. With our comprehensive mortgage calculator, you get a side-by-side view of Conforming Conventional loans, FHA, USDA, and VA, assisting in selecting the most suitable program for your financial needs in FL.

Evaluate loan proposals from a pool of 100 lenders

Loan limits and down payment requirements for 2025 in Winter-Springs, Seminole county, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

These comparisons pertain to zip codes: 32708, 32719

Exploring Conventional and FHA loan alternatives in Winter-Springs, FL

Lendersa® strives to secure you an optimal Conventional, USDA, or FHA loan with efficiency and ease. Choose from three straightforward starting points, leading to matching lenders and suitable loan programs.

Match your USDA loan request with results using Lendersa


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  • AGCU
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  • AGCU is a faith-based credit union, affiliated with the Assemblies of God since 1951. Our vision is to be the most relevant faith-based credit union in the world to our members, fellowship, communities, organization, and co-workers. AGCU provides banking options for individuals, families, businesses, nonprofits, and ministry organizations.
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