FHA VS Conventional loan programs in Winter-Springs, Seminole County, Florida
In the year 2025, the county of Seminole in Winter-Springs, FL has set the Conventional loan limit at $647,200, whereas for a single-family residence, the FHA limit stands at $420,680.
Using the Lendersa® Conventional loan calculator enables a comparison of today's best rates among Conventional, FHA, and USDA loans. It helps you determine the income, credit, reserves, and required documents for qualification. With our comprehensive mortgage calculator, you get a side-by-side view of Conforming Conventional loans, FHA, USDA, and VA, assisting in selecting the most suitable program for your financial needs in FL.
Loan limits and down payment requirements for 2025 in Winter-Springs, Seminole county, FL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
These comparisons pertain to zip codes: 32708, 32719
Exploring Conventional and FHA loan alternatives in Winter-Springs, FL
Lendersa® strives to secure you an optimal Conventional, USDA, or FHA loan with efficiency and ease. Choose from three straightforward starting points, leading to matching lenders and suitable loan programs.
1ST FLORIDA MORTGAGE company as As a local Florida mortgage company, we have the flexibility to underwrite using common sense underwriting giving us the flexibility and efficiency unavailable to traditional mortgage brokers or local banks. Unlike many “online mortgage companies” who focus is primarily on rate and high pressure sales.
NLP provides flexible, innovative, and solution-oriented financing and services that renew and rebuild inclusive and sustainable neighborhoods. Neighborhood Lending Partners is a certified CDFI, and lending consortium of banking institutions that facilitate private investment for community revitalization and neighborhood preservation.
4021 North Armenia Avenue, Suite 102, Tampa, FL, 33607
"At Home Loans By U, we have access to financing options that NO local bank or direct lender has available.
Will and his team of experienced Loan Officers can CLOSE a mortgage loan FASTER than anyone in the industry. We review everything up front in an effort to avoid many common mistakes made by other loan officers."
3001 N. Rocky Point Dr E, Suite 200, Tampa, FL, 33607
"CharterStone Mortgage has perfect balance of technology and the right people to make getting a loan simple and fast. We close in a fraction of the time it takes our competitors.
Positioned with the latest technology, we provide elite service to the local community that our borrowers and referral partners love."
5005 West Laurel Street, Suite 212, Tampa, FL, 33607
Florida Pro Mortgage is your best source for the lowest-rate financing on the market. Why? Because as a brokerage we access mortgages at wholesale rates and pass the savings on to you. Florida Pro Mortgage works one-on-one with each individual client, evaluates their specific needs and finds a lender that suits their situation personally.
3001 North Rocky Point Drive East, Suite 200, Tampa, FL, 33607
At Reliable Mortgage Professionals, we are more than just a lending company.
We know the impact that our business has on the lives of you, our clients, and we aim to make the process as enjoyable and beneficial as possible to ensure that your home-buying experience is not tainted with debt, stress, and uncertainty.
1511 N Westshore Blvd Suite 1150, Tampa, FL, 33607
The Goodwin Mortgage Group has a wide variety of loan products and experienced professionals to get you on the path to homeownership. We strive to take the stress out of buying a home by providing the best communication and assistance by walking our customers through the home buying process step-by-step
We are a full-service mortgage company—offering a multitude of loan programs to our clients. While we specialize in home loans, we can also assist clients needing a loan for commercial property or investment properties. In addition to brokering loans for home and property purchases, we also broker refinancing loans.
A privately held Retail non depository mortgage Lender, MiMutual is headquartered in Port Huron, Michigan, licensed and expanding in 35+ states. MiMutual is Federal Housing Administration Full-Eagle and direct Fannie Mae, Freddie Mac, and Ginnie Mae. Named top 5 203(k) Lender in the U.S. MiMutual also has In-House USDA.
4021 North Armenia Ave Suite 102, Tampa, FL, 33607
At Home Loans By U, we strive to provide 100% customer satisfaction. In these challenging economic times, we trust that Home Buyers/Home Owners will be happy to hear of a Mortgage Broker Firm that is offering a fair and honest service to assist in their mortgage financing transactions.
