FHA VS Conventional loan in Albany, Dougherty County, Georgia
In the year 2026, the maximum loan limit for Conventional loans in Albany, located in Dougherty county, GA, is $726,200. Meanwhile, the FHA limit for a single-family dwelling is $472,030.
Use the Lendersa® Conventional loan calculator to compare today’s top rates among Conventional, FHA, and USDA loans. Learn about the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you determine the best program for your financial needs in GA.
2026 Loan Limits and Downpayment Requirements in Albany, Dougherty county, GA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is relevant for zip codes: 31721
Exploration of Conventional and FHA Loan Options in Albany, GA
Lendersa® aims to quickly facilitate the acquisition of the most suitable Conventional, USDA, or FHA loans. Choose from three starting points that will connect you with matching lenders and loan programs.
Flint Community Bank opened its doors in early 2006 with a straightforward goal: to build a bank based on customer relationships. In order to make that goal a reality, we knew from the start that we would have to deliver on our promise of local decisions made in a timely manner with unforgettable customer care.
The Bank of Camilla was established more than 125 years ago as the first bank in Mitchell County. The bank was chartered on November 4, 1889, and began business on January 2, 1890, in the first brick building in Camilla, known for many years as "Bennett Hall." The founding fathers and first directors of the bank were T. R. Bennett.
Although our multiple branches only began doing business under the name of Georgia Community Bank in 2019, our roots run all the way back to September 8, 1922, when Citizens State Bank opened for business on Winston Street in downtown Reynolds, Georgia. Over the past nine decades,
Farm Credit has been serving rural America for more than 100 years. Right here in southwest Georgia, we work side-by-side with farmers, farm businesses, land owners and homeowners. And because we’re a cooperative, your success means our success. Together, we grow. Southwest Georgia Farm Credit is part of the Farm Credit System
TC Federal Bank provides a premium banking experience built on a rich history and a long-standing Tradition of Trust. Our employees know, own and live by our company culture every day. This is articulated through our core values, which support our mission and shape our vision describe what we do and express how we serve.
2024 E Pinetree Blvd, Suite C, Thomasville, GA, 31792
Lends in Georgia
Peoples Choice helps borrowers with obtaining mortgage financing that best suits their financial needs and goals. We offer over 150 loan programs from lenders across America. Chances are we can help you find a loan that best fits your financial needs with low costs and competitive interest rates.
South Georgia Banking Company is a full-service, independent, locally owned bank. Now in our 50th year of operation, SGBC provides a wide variety of banking services targeted primarily to the personal consumer, small business, and agricultural sectors. With locations in Tift, Colquitt, and Dooly counties, we take pride in the communities we serve.
First National Bank is a full-service, independent and locally owned bank. First National Bank of Decatur County was organized in 2004 by a group of local businessmen and community leaders who share a personal stake in the future of our community. The founders of First National Bank wanted something better for the place they called home.
