Explore the differences! FHA VS Conventional loan programs in Albany, Dougherty County, Georgia

In the year 2025, the maximum loan limit for Conventional loans in Albany, located in Dougherty county, GA, is $726,200. Meanwhile, the FHA limit for a single-family dwelling is $472,030.

Use the Lendersa® Conventional loan calculator to compare today’s top rates among Conventional, FHA, and USDA loans. Learn about the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you determine the best program for your financial needs in GA.

Evaluate loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Albany, Dougherty county, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is relevant for zip codes: 31721, 31701, 31707, 31705, 31702, 31703, 31706, 31708

Exploration of Conventional and FHA Loan Options in Albany, GA

Lendersa® aims to quickly facilitate the acquisition of the most suitable Conventional, USDA, or FHA loans. Choose from three starting points that will connect you with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • OMEGA FCU
  • 10455 Perry Highway, Wexford, PA, 15090
  • OMEGA FCU is led by a volunteer Board of Directors elected by the membership. The Board of Directors establishes the policies of OMEGA FCU and advises on our day to day operations. OMEGA FCU follows conservative investment practices and we lend responsibly. OMEGA Federal Credit Union was founded in 1940.
  • Ace One Mortgage LLC
  • 3000 Stonewood Drive, Suite 110, Wexford, PA, 15090
  • At Ace One Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • US Mortgage Network
  • 3001 Village Run Rd., Wexford, PA, 15090
  • US Mortgage Network. We’ve been helping clients obtain home loans and refinance existing mortgages since 1997. We promise to treat you like a person with a dream—and not a number on a piece of paper. We’re known for our out-of-this world customer service. Our clients return again and again for their home loans over the years.
  • Kash Mortgage Group, Inc
  • 5000 Stonewood Dr, Suite 230, Wexford, PA, 15090
  • KASH Mortgage Group specialists are licensed and professionally cross-trained to analyze and consult on all aspects of the mortgage preparation process including credit history, employment, and extenuating circumstances associated with divorce, loss of employment, medical and financial hardships.
  • IAA Credit Union
  • 808 IAA Drive, Bloomington, IL, 61701
  • The IAA Credit Union was formed in 1951 to serve the financial needs of the employees of the IAA Family of Companies. Through the years, our field of membership has been expanded to include the members of Illinois Farm Bureau, COUNTRY Financial policyholders, GROWMARK patrons, and other small employee groups.
  • Americasa Home Loans
  • 2191 Defense Hwy, Suite 304, Crofton, MD, 21114
  • Massimo Credit a Direct Lender. Whether for a first-time home buyer, a growing family or an established homeowner looking for an investment or vacation property, We offers a wide range of financing options to meet home buyer needs. Our experienced and knowledgeable loan officers will review each home buyer’s personal financial position.
  • Washingtonian Mortgage LLC
  • 2191 Defense Highway, Suite 300, Crofton, MD, 21114
  • Washingtonian Mortgage LLC will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify
  • Members Trust of the Southwest Federal Credit Union
  • 2315 Mangum Road, Houston, TX, 77092
  • Members Trust Federal Credit Union is dedicated to the philosophy of “members helping members” in a professional, friendly environment. We have a long history of serving our members, in the Houston Heights and Stephenville communities since 1936. We are a full-service financial institution offering a wide array of products including loans, etc
  • Concord Mortgage
  • 8441 Winding Trail, Laurel, MD, 20724
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • APL Federal Credit Union
  • 11050 Johns Hopkins Road, Laurel, MD, 20723
  • Our members entrust us with the enormous responsibility of helping them reach their financial goals. Everyone at APL FCU works tirelessly to be worthy of that trust, and to create the best member experience possible. If you live, work, regularly conduct business in or attend school in Howard County, Maryland.
  • Market USA Federal Credit Union
  • 8871 Gorman Road, Suite 100, Laurel, MD, 20723
  • Market USA, a full-service financial institution, was originally chartered in 1953 to serve Giant Food employees in the Mid-Atlantic region. Throughout the years our membership has grown to include additional grocery store chains such as Giant of Carlisle, Stop and Shop, and BI-LO, as well as over 80 select employer groups.