Explore the differences! FHA VS Conventional loan programs in Pelham, Mitchell County, Georgia

In the year 2025, the established limit for a conventional loan in Pelham, situated in the county of Mitchell, GA, is set at $726,200. In contrast, the FHA loan limit for a single-family residence is $472,030.

The Lendersa® Conventional loan calculator is an essential tool to assess today's optimal rates among Conventional, FHA, and USDA loans. Analyze the necessary income, required credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, facilitate a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA programs, providing clarity on which financial program in GA best suits your particular financial needs.

Explore and compare offers from a broad selection of 100 lenders

Understanding loan limits and downpayment requirements for 2025 in Pelham, county of Mitchell, GA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The information in this comparison table applies to these zip codes: 31779, 31739

Extensive Conventional and FHA loan choices in Pelham, GA

The primary aim of Lendersa® is to provide you with the best available Conventional, USDA, or FHA loans with speed and without unnecessary hassle. You can begin by selecting one of three starting points to get matched with fitting lenders and suitable loan programs.

Results for Lendersa USDA loan requests


  • Westland Funding Group Inc
  • 10626 Southwest Corey Place, Palm City, FL, 34990
  • Westland Funding Group is located in Palm City, Florida, and was founded in 2006. Westland Funding Group is located in Palm City, Florida and also we offers a Conventional, FHA, VA, USDA, and Jumbo loans ben is the founder of Business Westland Funding Group Inc is committed to helping you find the right mortgage product for your needs.
  • EAST COAST MORTGAGE LENDERS, INC.
  • 3228 SW Martin Downs Blvd. Suite 1, Palm City, FL, 34990
  • "East Coast Mortgage Lenders, Inc. is committed to helping you find the right mortgage product for your needs. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.Established in 2005.
  • Shuford Federal Credit Union
  • 882 16th Street NE, Hickory, NC, 28601
  • Shuford Credit Union has been open since 1967. The credit union has assets totaling $32.15 Million and provides banking services to more than 4, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • LKN Capital Mortgage Inc
  • 105 Landings Drive, Suite 205, Mooresville, NC, 28117
  • We are a team of mortgage professionals who share a vision of integrity, speed and customer service to our clients and to each other. We are successful, experienced Loan Officers and Industry Veterans with decades of combined experience in the realm of real estate & financing and LKN Capital Mortgage have worked together for many years.
  • Edgewater Residential Capital Inc
  • 344 Rolling Hills Road, Suite 204B, Mooresville, NC, 28117
  • EDGEWATER Residential Capital offers a variety of products from the most competitive lenders to meet your individual requirements. We specialize in Conventional, Jumbo, Super Jumbo, ARMS, VA, Refinance FHA, USDA loans and we offer 100% financing on USDA and VA loans.We make the process of securing a mortgage simple and straightforward.
  • Metrolina Capital
  • 108 Gateway Blvd, Suite 104, Mooresville, NC, 28117
  • Metrolina Capital offers both private lending and structured equity opportunities, helping to empower businesses ready to take the next step toward growth. The company also has an impressive real estate portfolio and over 30+ years of experience in structuring multi-faceted real estate opportunities.
  • Middle Tennessee Federal Credit Union
  • 1255 East Spring Street, Cookeville, TN, 38501
  • We are a not-for-profit federally chartered and insured financial institution. Not-for-profit means that there are no outside investors and our Board of Directors is elected by the membership. They donate their time and expertise to serve you, the member. Further, all the credit union’s earnings are returned to you, our member-owner.
  • Skyway Financial
  • 905 W Broad St, Suite A4, Cookeville, TN, 38501
  • At Skyway Financial, LLC. We are a full-service mortgage company. We specialize in Conventional Refinance and Home Purchases. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
  • GUARANTY MORTGAGE SERVICES, LLC
  • 312 E Broad St, Suite B, Cookeville, TN, 38501
  • "We offer hundreds of loan programs and mortgage choices to our customers, but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations. Our loan officers are responsive.
  • Seagrave Mortgage
  • 530 W Jackson St, Cookeville, TN, 38501
  • Whether you dream of buying your first home, refinancing your current mortgage or consolidating debt, our highly experienced team of mortgage professionals will work with you to find the best loan program to fit your budget and your needs. Seagrave Mortgage officers and refinance experts
  • Liberty Funding
  • 2000 Mallory Lane, Suite 130, Franklin, TN, 37067
  • Liberty Funding is a commercial finance company specializing in commercial real estate loans. We offer refinance, purchase and construction funding both nationally and internationally. Liberty Funding provides a solid foundation of mortgage solutions for commercial properties nationwide.