FHA VS Conventional loan in Atlanta, Fulton County, Georgia

In 2025, in Atlanta, Fulton county, GA, the conventional loan limit is $726,200, while for a single-family home, the FHA limit is $592,250.

With the Lendersa® Conventional loan calculator, compare today's rates for Conventional, FHA, and USDA loans. You can evaluate required income, credit, reserves, and necessary documents. Use our advanced mortgage calculator to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial needs in GA.

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2025 Loan Limits and Downpayment Requirements in Atlanta, Fulton, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $377,200 0%
FHA $592,250 3.5%

This table applies to the following zip codes: 30334, 30331, 30332, 30309, 30308, 30305, 30307, 30303, 30354, 30327, 30322, 30326, 30324, 30319, 30342, 30306, 30318, 30316, 30317, 30314, 30315, 30312, 30313, 30310, 30311, 30363, 30301, 30302, 30304, 30321, 30325, 30333, 30343, 30348, 30353, 30355, 30357, 30361, 30368, 30369, 30370, 30371, 30375, 30377, 30392, 30394, 30398, 31106, 31107, 31126, 31136, 31139, 31141, 31193, 31195, 31196

Conventional and FHA Loan Options in Atlanta, GA

Lendersa® aims to get you the best Conventional, USDA, or FHA loan quickly and with ease. Choose one of three starting points to find matching lenders and loan programs.

Results from Lendersa USDA loan requests


  • Fremont Bank
  • 39150 Fremont Blvd, Fremont, CA, 94538
  • Fremont Bank is one of the oldest locally owned banks in the San Francisco Bay Area. It was founded in 1964 and is based in Fremont, California. We know that community banking makes a difference to our customers, our business partners, and our employees. We believe that each success in our community improves the quality of life for us all
  • American United Mortgage
  • 42820 Albrae Street, Fremont, CA, 94538
  • American United Mortgage Corp has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual home buyers and home owners in California. Our mission is to provide you with the best mortgage. That is why unlike our competition, we put our clients needs first.
  • DIVERSIFIED MORTGAGE GROUP
  • 39300 Civic Center Drive, Suite 100, Fremont, CA, 94538
  • DIVERSIFIED MORTGAGE The best way to find out what mortgage is best for your home purchase is to get preapproved with a Diversified Mortgage Group loan officer. Mortgage pre approval will give you a realistic idea of your down payment and budget and give you more negotiating power when you make an offer.
  • Salimi Investments
  • 44836 South Grimmer Boulevard, Fremont, CA, 94538
  • Salimi Investments, we personalize services based on your needs. Whether you are a first-time home buyer beginning your journey of homeownership, a first-time home seller, or a savvy investor who would like to sell your investment property and diversify your return into multiple real estate channels using we can draw a map towards your success
  • CalNest Financial & Realty Corporation
  • 43731 Boscell Road, Fremont, CA, 94538
  • CalNest Financial & Realty was established in 2009. It is a full-service home purchase agency that integrates housing sales and loans. The company is located in Fremont, Fremont, California, San Francisco Bay Area. It is located in the Silicon Valley region. It has unique geographical advantages and insights into technology, finance,
  • First Rate Mortgage
  • 3100 Mowry Ave Ste 401, Fremont, CA, 94538
  • First Rate Mortgage can assist you with your real estate financing needs. We understand the difficulties with today's financial complexities. First Rate Mortgage has access to numerous lenders, who are looking for borrowers like you. Call us today and allow us to help you meet your financial needs.
  • Providential Mortgage
  • 42808 Christy St, Ste 226, Fremont, CA, 94538
  • Providential Mortgage strives to ensure that its services are accessible to people with disabilities. Providential Mortgage has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities with the strong belief that every person has the right to live with dignity
  • Chevron Federal Credit Union
  • 2300 Clayton Road, Suite 700, Concord, CA, 94520
  • Chevron Federal Credit Union, established in 1935, is a financially sound and growing organization providing home, auto, and personal loans, checking and savings accounts, top-tier rates, and personalized service to over 130,000 members around the world. We are proud to be a company built by members for members. Headquartered in Oakland, California
  • CU Lending
  • 4071 Port Chicago Hwy, Suite 125, Concord, CA, 94520
  • CU Lending has the ability to fund high loan volumes and enjoys full approval as an FHA Endorsed Lender, a VA automatic lender, Freddie Mac Seller/Servicer, Fannie Mae, CALSTRS and California Employees Mortgage (CEM) preferred lender. This gives the Credit Union the ability to offer its membership the most competitive and beneficial loan products.
  • Land Home Financial Services, Inc.
  • 1355 Willow Way, Suite 250, Concord, CA, 94520
  • Land Home Financial Services, Inc. (also known as “Land Home” or Land Home Financial”) is a leading direct lender licensed in all 50 states, and the District of Columbia with retail branches located across the country. Our knowledgeable professionals are committed to building trust and strong relationships with our customers and partners.