FHA VS Conventional loan in Atlanta, Fulton County, Georgia

In 2025, in Atlanta, Fulton county, GA, the conventional loan limit is $726,200, while for a single-family home, the FHA limit is $592,250.

With the Lendersa® Conventional loan calculator, compare today's rates for Conventional, FHA, and USDA loans. You can evaluate required income, credit, reserves, and necessary documents. Use our advanced mortgage calculator to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial needs in GA.

See loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Atlanta, Fulton, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $377,200 0%
FHA $592,250 3.5%

This table applies to the following zip codes: 30334, 30331, 30332, 30309, 30308, 30305, 30307, 30303, 30354, 30327, 30322, 30326, 30324, 30319, 30342, 30306, 30318, 30316, 30317, 30314, 30315, 30312, 30313, 30310, 30311, 30363, 30301, 30302, 30304, 30321, 30325, 30333, 30343, 30348, 30353, 30355, 30357, 30361, 30368, 30369, 30370, 30371, 30375, 30377, 30392, 30394, 30398, 31106, 31107, 31126, 31136, 31139, 31141, 31193, 31195, 31196

Conventional and FHA Loan Options in Atlanta, GA

Lendersa® aims to get you the best Conventional, USDA, or FHA loan quickly and with ease. Choose one of three starting points to find matching lenders and loan programs.

Results from Lendersa USDA loan requests


  • Hotchkiss Financial, Inc.
  • 1945 East Mabel Street, Tucson, AZ, 85719
  • We have very competitive Interest Rates. Our loans are customized to fit the borrower's needs. Because we are a small company, we can follow every detail of your transaction. We will keep you informed regarding the loan progress, from start to finish. We have access to a large network of investors. We have a wide variety of products
  • Edwards Financial Services
  • 215 West Giaconda Way, Suite 107, Tucson, AZ, 85704
  • Edwards Financial Services, matching people with the right types of loan packages is what we do. We'll start you out with an in-depth consultation, getting the information we need so we can get to work for you. Based on your financial situation, we'll discuss the different options with you and explain the characteristics of each.
  • Armor Investment Co
  • 177 N. Church Ave, Tucson, AZ, 85701
  • Armor Investment Company in October 0f 1981. Back then interest rates for FHA/VA Loans were hovering in the 18-20% range. I noticed that seasoned notes and mortgages were being cashed in by worried investors. These notes bearing 6-8% interest were being discounted to yield investors 20-25% interest. Wow! That caught my attention.
  • SmartLink Financial, LLC
  • 345 West 600 South, Suite 125, Heber City, UT, 84032
  • SmartLink was born out of a lack of good customer service in the industry. Christal Bowlby has been in the lending business since 1996 & great customer service has been key to keeping her business thriving for years. Starting her career as a direct lender, working for large banks such as Chase Manhattan Bank and GMAC but became a broker in 2008.
  • Xcel Financial
  • 345 W 600 S, Heber City, UT, 84032
  • "Xcel Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools."
  • Bankers Capital Resources Inc
  • 450 Jordan Road, Suite 4, Sedona, AZ, 86336
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Hughes Federal Credit Union
  • 971 W. Wetmore, Tucson, AZ, 85705
  • A member of the Tucson community since 1952, Hughes Federal Credit Union is dedicated to enriching the financial lives of the people and community we serve. This commitment extends to our employees as well. Named #1 Credit Union in Arizona by Forbes, Hughes serves over 157,000 members with $1.8 billion in assets and is growing every day.
  • Pima Federal Credit Union
  • 3730 N. Stone Ave, Tucson, AZ, 85705
  • Pima Federal Credit Union since In 1951, sixteen teachers pooled together $84 in deposits and founded our credit union with the common purpose of helping people. To this day, our common purpose still exists. We’re here for our members and we thrive by delivering on our value promise of Smart. Simple. Personal
  • TOPCU - Tucson Old Pueblo Credit Union
  • 2500 E 22nd St, Tucson, AZ, 85713
  • Tucson Old Pueblo Credit Union opened its doors in 1935 with 19 members and $30.75 in assets. Established by Tucson firefighters & City employees, TOPCU was originally located at Fire Station #1 in downtown Tucson. Through the years TOPCU has expanded services & its field of membership to become an important part of Tucson’s financial marketplace.
  • Aceland Mortgage LLC
  • 151 Calle San Francisco, San Juan, PR, 00901
  • Aceland Mortgage LLC, (formerly known as Aceltis Financial Group, Inc.) is a mortgage company dedicated to providing our clients with the latest mortgage products at competitive rates with unparalleled knowledge and support. Our team has been working in the front lines of the mortgage space for almost 20 years,