Explore the differences! FHA VS Conventional loan programs in Atlanta, Fulton County, Georgia

In 2025, in Atlanta, Fulton county, GA, the conventional loan limit is $726,200, while for a single-family home, the FHA limit is $592,250.

With the Lendersa® Conventional loan calculator, compare today's rates for Conventional, FHA, and USDA loans. You can evaluate required income, credit, reserves, and necessary documents. Use our advanced mortgage calculator to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial needs in GA.

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2025 Loan Limits and Downpayment Requirements in Atlanta, Fulton, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $377,200 0%
FHA $592,250 3.5%

This table applies to the following zip codes: 30334, 30331, 30332, 30309, 30308, 30305, 30307, 30303, 30354, 30327, 30322, 30326, 30324, 30319, 30342, 30306, 30318, 30316, 30317, 30314, 30315, 30312, 30313, 30310, 30311, 30363, 30301, 30302, 30304, 30321, 30325, 30333, 30343, 30348, 30353, 30355, 30357, 30361, 30368, 30369, 30370, 30371, 30375, 30377, 30392, 30394, 30398, 31106, 31107, 31126, 31136, 31139, 31141, 31193, 31195, 31196

Conventional and FHA Loan Options in Atlanta, GA

Lendersa® aims to get you the best Conventional, USDA, or FHA loan quickly and with ease. Choose one of three starting points to find matching lenders and loan programs.

Results from Lendersa USDA loan requests


  • Alpine Funding Corp.
  • 6443 Dorsay Ct, Delray Beach, FL, 33484
  • The Alpine Funding Corp. team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Gelt Financial
  • 5300 W Atlantic Ave, Suite 205, Delray Beach, FL, 33484
  • Gelt Financial, LLC ("Gelt"​) is a non bank direct commercial lender satisfying its clients financial needs and goals since 1989. Gelt's robust commercial product offerings are available across the country to US Citizens and Foreign Nationals. We focus on loans between $100,000 and up.
  • Horizon Bank
  • 502 Franklin St, Michigan City, IN, 46360
  • Horizon is a community Bank serving northern and central Indiana, and southern, central and the Great Lakes Bay regions of Michigan. Our focus is to anticipate and fulfill customer needs with exceptional service and sensible advice. This philosophy is what has kept us growing stronger than ever since 1873
  • Mercer County State Bank
  • 712 West Main Street, Grove City, PA, 16127
  • We are an independent financial services company dedicated to the highest level of personal service in all that we do. We are a true community bank with locations throughout Mercer, Crawford, Butler & Venango Counties. For over a century we remain safe, sound and secure. Stop in today and see how we can help you with all of your financial, lending
  • Professional Mortgage Group
  • 433 Shady Dr., Grove City, PA, 16127
  • Professional Mortgage Group was established in 1998. We continue to provide personalized service for those interested in purchasing a home or refinance their current mortgage. Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals.
  • Home Mortgage Specialists, Inc.
  • 6808 Knoxville Ave, Peoria, IL, 61615
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Eaton Family Credit Union
  • 333 Babbitt Road, Suite 100, Euclid, OH, 44123
  • We provide members lower fees, higher interest earned on deposits and lower rates on loans. Our members live, work, worship or go to school in Cuyahoga or Lake county, Ohio. Some members don't meet this requirement, but because they are related to a member or work for select companies such as Eaton Corporation, PCC Airfoils and others.
  • Southern Michigan Bank & Trust
  • 51 W Pearl St, Coldwater, MI, 49036
  • SMB&T is a community bank serving Branch, Calhoun, Hillsdale and St. Joseph Counties in Michigan. SMB&T moves into the future, one thing its customers can always count on is that they will enjoy Banking As It Should Be. People at SMB&T build trusting relationships with customers by providing friendly, personal financial services.
  • iTHINK Financial
  • 1000 NW 17th Avenue, Delray Beach, FL, 33445
  • In 1969, a group of IBM employees got together (each giving $0.25) to form iTHINK Financial. Who would have thought that a set of quarters in 1969 would turn into one of the nation's largest Credit Unions with more than $1.50 billion in assets and 95, 000 Members across the country
  • Divito Lending LLC
  • 2700 North Federal Highway, Suite 503, Delray Beach, FL, 33445
  • Divito Lending works with many top-rated mortgage companies to bring you the best rates while saving you money and the hassle of shopping for your own mortgage. With our team’s history of serving Florida, you can trust us to protect you like family. We help people obtain quality mortgages, and help families with affordable rates options.