FHA VS Conventional loan in Decatur, DeKalb County, Georgia
In 2025, the conventional loan limit for Decatur, located in the county of DeKalb, GA, is $726,200. On the other hand, the FHA limit for a single-family home is $592,250.
Utilize the Lendersa® Conventional loan calculator to compare between the best available rates for Conventional, FHA, and USDA loans today. Determine the requirements for income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the most suitable program for your specific financial situation in GA.
Loan Limits and Downpayment Requirements for 2025 in Decatur, DeKalb, GA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$330,200
0%
FHA
$592,250
3.5%
This comparison applies to the following zip codes: 30030, 30031, 30036
Exploring Options for Conventional and FHA Loans in Decatur, GA
The goal of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and without complication. Choose one of the three starting options to connect with matching lenders and loan programs.
2340 Perimeter Park Drive, Suite 200, Atlanta, GA, 30341
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
We are dedicated to providing a 5 star level of service to our clients and referral partners! We take a concierge style approach with every client to ensure the highest level of customer service! Our mission is to value others ahead of ourselves. We provide strategic mortgage planning to our clients to help meet their needs.
FIRM Financial LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you
4360 Chamblee Dunwoody Rd, Suite 206, Atlanta, GA, 30341
Amerihome Loan Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
Home Pointe Mortgage Company will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. Using our online loan application, you can take your time and complete your application whenever it's convenient for you.
With more than 70 years experience behind us, 770 Hard Cash was founded in Atlanta, Georgia. Since inception, our success has been based on unique marketing strategies, competitive lending programs and our focus on 100% customer satisfaction.Our customers keep us as their preferred hard money lender
Unlimited Funding specializes in funding real estate properties that banks won't lend on for various reasons. Our clients desire asset based lending that allows them to purchase and refinance properties without the red tape, heavy documentation, and strict bank underwriting guidelines that kill many deals.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
1185 Collier Rd NW, Suite 2216, Atlanta, GA, 30318
Our focus is on providing our clients with the necessary knowledge and tools to help them reach their home financing goals, while ensuring they maintain a level of financial stability. Let’s face it – purchasing a home is typically the most significant purchase a person will make, and mortgage payments account for a sizeable portion
CLARITY ONE RICH GROUP LLC excels in simplifying financial empowerment. Led by industry expert Ezekiel Williams, our dynamic firm is committed to transforming your financial journey. Harness our expertise to unlock smart investment strategies and insightful financial guidance. Connect with us today to embrace clarity and success in your financial p