FHA VS Conventional loan programs in Bainbridge, Decatur County, Georgia

In 2026, the conventional loan limit for Bainbridge, situated in the county of Decatur, GA, is set at $726,200. Meanwhile, the FHA limit for a single-family property is $472,030.

Employ the Lendersa® Conventional loan calculator to assess today's best Conventional, FHA, and USDA rates, and figure out the income, credit, reserves, and paperwork necessary to qualify. Leveraging our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to select the most suitable program for your financial needs in GA.

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2026 Loan Limits and Downpayment Requirements in Bainbridge, County of Decatur, GA

Loan Type Loan Limit Required Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 39819

Exploring Conventional and FHA Loan Options in Bainbridge, GA

At Lendersa®, our aim is to help secure the best available Conventional, USDA, or FHA loans without hassle. Choose from three initial options to connect with suitable lenders and loan programs.

Lendersa USDA loan request and matching results overview


  • Forward Mortgage
  • 4575 23rd Ave S, Suite 250, Fargo, ND, 58104
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • VALLEY MORTGAGE, INC
  • 3315 45th Street South, Suite 200, Fargo, ND, 58104
  • VALLEY MORTGAGE, INC is ultimate goal is to create lasting relationships with each of you so we may continue providing excellent mortgage loan service to you, your family and friends. Referrals from happy customers are our best advertising we can hope for and we've built a solid business.

  • Park Mortgage
  • 4170 41st Ave S, Suite 102, Fargo, ND, 58104
  • Park Mortgage, our purpose is to simplify the mortgage process. We are committed to customer satisfaction and value communication to understand your financial needs. We will listen to you and encourage your questions. Our established relationships allow us to shop the market quickly to find the best product at the best rate.

  • Optimum Mortgage Services Inc
  • 1017 Bramblewood Drive, Castle Pines, CO, 80108
  • Optimum Mortgage Services are committed to the mortgage industry and their customers. With over 40 years of combined experience, we know the business from the inside out. We specialize in first and second mortgages for home purchases, refinancing, and home equity loans. You can count on us to handle all your mortgage needs.

  • Efficient Lending Incorporated
  • 690 Stonemont Court, Castle Pines, CO, 80108
  • The American dream of homeownership is more than securing a place to call home. Homeownership is the cornerstone of personal security, wealth building, and future legacy for individuals and families. Owning a home or investment property is one of the most critical steps in building a wealth portfolio that can be utilized in your future.

  • Mortgage Toolbox Inc
  • 1292 Buffalo Ridge Road, Castle Rock, CO, 80108
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Five Star Financial LLC
  • 9031 Clydesdale Rd, Castle Rock, CO, 80108
  • Five Star Financial LLC founder of the Joshua Nielsen-Mayer for over fifteen years, I have helped my clients in navigating the often overwhelming process of obtaining a mortgage for their home. As an expert in all aspects from Origination options and underwriting guidelines whether it is a Purchase or Refinance, FHA, VA, or Conventional.

  • Bennett Mortgage Group
  • 1321 Basalt Ridge Loop, Castle Rock, CO, 80108
  • At Bennett Mortgage Group, our mission is to serve our customers with honesty, integrity, and proficiency. Our goal is to provide home loans to our clients with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Skyridge Lending, LLC
  • 509 Scott Ave, Suite 154, Woodland Park, CO, 80863
  • Skyridge Lending is committed to helping you find the right mortgage for your needs. We offer a variety of products, including Conventional, FHA, VA, USDA and more. Currently lending in CO, TX, OK, CA, AK, and HI. Call us for a free assessment today!variety of products, including Conventional, FHA, VA

  • Double H Loans by Southwest Funding LP
  • 13741 E Rice Pl, Aurora, CO, 80015
  • At Double H Home Loans Powered By Southwest Funding, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you