FHA VS Conventional loan programs in Barnesville, Lamar County, Georgia

In 2026, the limit for conventional loans in Barnesville, within Lamar county of GA, is set at $726,200. In contrast, the FHA limit for a single-family home is $592,250.

Explore the Lendersa® Conventional loan calculator to evaluate the leading Conventional, FHA, and USDA rates today. It assists in reviewing the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side-by-side to help you identify the best program in GA tailored to your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Barnesville, Lamar County, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $377,200 0%
FHA $592,250 3.5%

This comparison is applicable to the following zip codes: 30204

Available Conventional and FHA Loan Options in Barnesville, GA

Lendersa® is dedicated to ensuring you find the most suitable Conventional, USDA, or FHA loan swiftly and efficiently. Begin by choosing one of three paths to match with appropriate lenders and loan programs.

Results for Lendersa's USDA loan requests


Barnesville Lenders

  • United Bank
  • 685 Griffin St, Zebulon, GA, 30295
  • Lends in Georgia
  • United Bank is a local bank that was first established in Zebulon, GA, USA. United Bank was originally founded as the Bank of Zebulon in 1905 and later, in 1986, took on the name that it still has today. Though it only had a few branches in its early days of business, United Bank now has over nineteen offices south of the Metro Atlanta area.

  • First National Bank of Griffin
  • 318 S Hill St, Griffin, GA, 30224
  • Lends in Georgia
  • First National Bank has a legacy of nearly a century of service in Spalding County and the surrounding area. While many things have changed during that time, who we are and what we believe in has not. We believe our customers are neighbors, not numbers. We believe that the spirit of the people is as important as the size of the organization.

  • PrimePoint Mortgage LLC
  • 30 East Johnston Street, Suite B, Forsyth, GA, 31029
  • Lends in Georgia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • GMFS Mortgage
  • 4009-B Vineville Ave., Macon, GA, 31210
  • Lends in Georgia
  • GMFS is licensed as a mortgage lender in the following states: Alabama, Arkansas, California, Colorado, Florida, Georgia, Illinois, Kentucky, Louisiana, Mississippi, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, and Virginia. GMFS is an approved Fannie Mae Seller-Servicer, Freddie Mac Seller-Servicer

  • MORAN FINANCIAL GROUP LLC
  • 4594 Cloister Circle, Hampton, GA, 30228
  • Lends in Georgia
  • We are a full-service mortgage company based in Hampton, GA. We specialize in First Time Buyer Prequalification in Hampton. We also serve the surrounding cities in Henry County. Whether you are buying a home or refinancing in any of these zip codes: 30228, 30253, 30281, we can help you realize your dream of home ownership

  • Bank of Monticello
  • 141 East Greene Street, Monticello, GA, 31064
  • Lends in Georgia
  • On March 22, 1892, a citizens meeting was held at the Jasper County Courthouse, Monticello, Georgia, to issue stock at $100.00 per share to establish Bank of Monticello. The Jackson Banking Company was custodian for the funds. Operations began in a storeroom rented from M. S. and L. O. Benton. A lot was offered by James Lewis

  • CGR Credit Union
  • 2040 Ingleside Ave, Macon, GA, 31204
  • Lends in Georgia
  • CGR Credit Union is a not-for-profit, member-owned and -operated, State chartered financial services organization. Founded by hospital employees in 1971, CGR Credit Union has served over 10,000 healthcare employees, professionals, members and their families.

    On the surface we may look like any other full-service community credit union

  • Midtowne Mortgage LLC
  • 2614 Riverside Drive, Macon, GA, 31204
  • Lends in Georgia
  • Our staff of mortgage service professionals make themselves accessible to clients around the clock, and strives to obtain the best mortgage loan package no matter what the situation. Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve.

  • Peoples Bank of Georgia
  • 26 West Monroe Street, Talbotton, GA, 31827
  • Lends in Georgia
  • The Peoples Bank of Georgia is a full service, locally owned bank in Talbotton, Georgia with branches in Ellaville, Buena Vista and Thomaston, Georgia. In Talbotton, a small town 35 miles northeast of Columbus, the scene has not changed much over the years. This is still the sort of place where every customer's family history is intimate knowledge.