FHA VS Conventional loan in Griffin, Spalding County, Georgia

In 2025, the conventional loan limit for Griffin in Spalding county, GA, is set at $726,200. Meanwhile, the FHA limit for a single-family residence stands at $592,250.

The Lendersa® Conventional loan calculator helps you to compare the best current rates for Conventional, FHA, and USDA loans, evaluating the required income, credit, reserves, and documentation for qualification. This advanced mortgage tool showcases side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in choosing the right program for your financial needs in GA.

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2025 Loan Limits and Down Payment Requirements in Griffin, Spalding, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $377,200 0%
FHA $592,250 3.5%

This table is applicable for the following zip codes: 30224, 30223

Exploring Conventional and FHA Loan Options in Griffin, GA

Lendersa® strives to provide you with the best Conventional, USDA, or FHA loan quickly and effortlessly. Choose from one of three starting options to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Payless Loan Source
  • 2955 E Hillcrest Drive, Suite 124, Thousand Oaks, CA, 91362
  • We care enough about you to offer the level of reliability that you can expect only from friends and family. Our clients are secure in knowing that they get world class service. We exceed our clients’ expectations and we do this at a very competitive price. Our clients, in turn, gladly refer their friends, coworkers and family.
  • Option Funding, Inc.
  • 4165 East Thousand Oaks Boulevard, Suite 260, Westlake Village, CA, 91362
  • Option Funding, Inc. Is a mortgage banking and real estate consulting firm established in 2002. Genuinely dedicated to customer satisfaction, we work hard and not afraid to go the extra mile to provide exceptional service. At Option Funding, Inc., our team has real expertise to help you fund the right loan program
  • Lending Direct Mortgage Banker
  • 1201 La Granda Drive, Thousand Oaks, CA, 91362
  • Our team consists of industry experts in real estate, mortgage, and tax. Not Your Normal Broker has served Southern California, out of our Thousand Oaks headquarters, for over 30 years. We are ready to take on your needs and get you on the right path. Michael Friedman an expert in real estate financing.
  • Pacific Oaks Mortgage
  • 3655 East Thousand Oaks Boulevard, Thousand Oaks, CA, 91362
  • At Pacific Oaks Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Galaxy Mortgage Corporation
  • 30721 Russell Ranch Rd, Suite 140, Thousand Oaks, CA, 91362
  • Our team has over 21 years of experience in the mortgage industry and access to the loan programs that will meet your unique financial needs. Providing Affordable Mortgages and Out of This World Customer Service. Our Quick and Easy Loan Process Will Have You Lifting Off to your Goals at Warp Speed.
  • Planatek Financial Inc.
  • 340 North Westlake Boulevard, Suite 240, Westlake Village, CA, 91362
  • Serving all over California, we offer several convenient and secure options to apply for a loan. We suggest using the short application unless you have been instructed by your loan consultant to fill out a full application. Once your application has been submitted, shortly thereafter you will be notified on what rate you qualify for.
  • KNB Capital Inc.
  • 30721 Russell Ranch Road, Suite 140, Westlake Village, CA, 91362
  • KNB Capital Inc. we offer the right assistance for you to help in all of your mortgage needs. Whether you need to refinance your home, consolidate your debt, or would like to buy a new home, we have the expertise to make it easy, fast, and an enjoyable process. and Specialties FHA, VA and more
  • The Ross Group, Inc
  • 30721 Russell Ranch Road, Suite 140, Westlake Village, CA, 91362
  • It all started in a hot tub in Lanai, Hawaii, in 1997. While overlooking the beautiful Pacific Ocean and enjoying the relaxation, Mr. Ross overheard several people talking about three things he enjoys: helping people, Real Estate, and financial matters. In 1998, Todd began as an assistant with a successful mortgage firm.
  • AmeriHome Mortgage Company, LLC
  • 1 Baxter Way, Suite 300, Thousand Oaks, CA, 91362
  • AmeriHome Mortgage was established in 2013. By 2017 we earned the distinction of being a top 10 mortgage lender. AmeriHome is a privately held, multi-channel, mortgage investor, direct-to-consumer lender, and servicer, licensed in 48 states, and headquartered in Westlake Village, California.