FHA VS Conventional loan programs in 2025 for Fair-Oaks, Cobb County, Georgia

For 2025, the conventional loan cap in Fair-Oaks, Cobb county, GA is $647,200, whereas the FHA limit, for a single-family home, reaches $471,500.

Make use of the Lendersa® Conventional loan calculator to assess today's leading rates for Conventional, FHA, and USDA loans. Our advanced tool contrasts the Conforming Conventional, USDA, FHA, and VA loans side by side, helping you identify which program in GA aligns best with your financial needs by evaluating income, credit criteria, reserves, and necessary documents.

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2025 Loan Limits and Down Payment Requirements for Fair-Oaks, Cobb, GA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $471,500 3.5%

These figures apply to zip codes: 30060, 30008, 30080, 30061

Explore Conventional and FHA Loan Options in Fair-Oaks, GA

Lendersa® aims to quickly provide you with the best possible Conventional, USDA, or FHA loan options without hassle. Choose from three approaches to find matching lenders and loan programs that suit your needs.

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  • Ridgeline Federal Credit Union
  • 564 East 300 South, Salt Lake City, UT, 84102
  • Ridgeline Federal Credit Union (formerly known as Utah Federal Credit Union) has been open since 1951. The credit union has assets totaling $27.49 Million and provides banking services to more than 2, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans
  • Mortgage America, LC
  • 699 E. South Temple, Suite 140, Salt Lake City, UT, 84102
  • Mortgage America, LC offer a wide array of conventional mortgage loan products. Jennifer Berard has functioned as the Owner Lending Manager since our inception. Our committment is to exceptional customer service with 20+ years combined experience in the mortgage industry while providing the lowest interest rates available at reasonable costs.
  • Black Square
  • 807 E. South Temple, Salt Lake City, UT, 84102
  • Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years.
  • Black Square
  • 807 E South Temple Suite 200, Salt Lake City, CA, 84102
  • Black Square was founded in 2009 to fill financial gaps in the real estate marketplace resulting from the collapse of the global financial markets. The principals of Black Square have in depth experience gained from purchasing, rehabilitating, renting and selling 1000's of single family homes for over 35 years
  • Carpenter Home Loans LLC
  • 1921 South Alma School Road, Suite 201, Mesa, AZ, 85210
  • Carpenter Team in AZ is a personal loan officer for clients in Arizona and California. We know what you need to get the home of your dreams. This is why our experts waste no time in helping you own the house you and your family deserve and also aim to educate both individuals and families alike on how they can have access to competitive financing
  • Arizona Lending Source, Inc.
  • 1830 South Alma School Road, Suite 127, Mesa, AZ, 85210
  • We work with more than a dozen mortgage lenders which gives us a wide selection of loan products that are sure to provide the perfect mortgage solution for all of your real estate finance needs. We are a local business with low overhead which gives us a competitive advantage of speed and lower costs over the larger mortgage lenders and banks.
  • The Z Mortgage Team
  • 4500 S 777 E, Suite 215, Salt Lake City, UT, 84107
  • Shilo has nearly a decade of experience in the mortgage industry & currently holds his professional license. Shilo can offer borrower(s) a broad range of knowledge about the business, the loan process, and how to meet or exceed every borrowers mortgage needs. Combining the winning blend of an outgoing personality with a creative mind.
  • Jumbo Mortgage Utah
  • 512 East Winchester, Suite 6400, Salt Lake City, UT, 84107
  • "WWW.JUMBOMORTGAGEUTAH.COM is Utah’s premiere Jumbo Home Mortgage Lender. We offer the lowest Jumbo Mortgage rates in Utah and we make the process simple, straightforward and fast for Borrowers seeking a mortgage in Utah. Our Jumbo, Conventional and VA mortgage rates are the lowest available in Utah."
  • FSI Mortgage, L.C.
  • 111 East 5600 South, Suite 102, Murray, UT, 84107
  • FSI Mortgage provides residential mortgage loans, lines of credit and FHA and VA loans. Since we do not work for any one lender, but rather a variety of lenders, we help to determine the loan that best fits you and your circumstances. We offer competitive rates and exceptional service, which will meet and exceed your expectations.