FHA VS Conventional loan programs in Smyrna, Cobb County, Georgia
In 2025, the Conventional loan cap in Smyrna, within Cobb county, GA, is $726,200. Conversely, the FHA loan limit is $592,250 for a single-family home. These limits provide guidance for borrowers planning to secure financing for their homes.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA options, and find out the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage tool allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding in selecting the ideal program in GA for your financial circumstances.
2025 loan limits and downpayment requirements in Smyrna, Cobb, GA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$592,250
3.5%
This table is relevant for zip codes: 30126, 30082, 30080, 30081
Discover Conventional and FHA loan choices in Smyrna, GA
The goal of Lendersa® is to efficiently find you the most suitable Conventional, USDA, or FHA loan options without hassle. You can select from three starting methods that result in connecting you with the right lenders and loan offerings.
As a cooperative, not-for-profit financial institution, we are able to offer lower rates on loans, higher dividend rates on your accounts, fewer fees, and more flexible and personalized financial services to our members than our larger, for-profit competitors. That means more of your hard-earned money stays in your pocket, and in our community.
Our credit union is a not-for-profit, cooperative financial institution owned by its members. Business decisions at Winthrop Area FCU are driven by what is in the best interests of the membership. As a credit union founded to help under-served individuals, we continue to believe that access to financial services.
The First State Bank of Bigfork dates back to 1912 when a group of investors consisting of F.P. Sheldon who served as President, S. J. Moran who served as Vice President, A.E. Peterson, Cashier and A. Wedge, Jr. established the business in its original location on the south end of Main Street.
On January 1, 1933, a group of dedicated community leaders began providing full service banking to the Park Rapids area when the doors were opened at the Citizens National Bank of Park Rapids. One of those involved in that achievement was Harold Bishop of Bishop's Department Store.
The Bank of Clovis is a state chartered bank with deposits insured by the FDIC. The Bank was founded October 16, 2000. Our shareholders are employees, farmers, ranchers, small business owners, construction workers, teachers, doctors, lawyers, nurses, policemen, and firemen -- all from Curry County and the surrounding area.
Frost Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company and the friendly attitude of your neighbors.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
First National Bank is a genuine Maine community bank deeply committed to serving individuals, families, and businesses throughout our region. We're proud of our unique culture of respect, intended to make all our customers feel valued.
Operating in seventeen branch offices from Wiscasset to Calais we go all out to find ways to meet your needs
Our bank is locally owned and operated by folks with deep roots in the communities we serve. Our daily commitment is to meet the unique needs of our neighbors, guided by the traditional values we all share After all, loan decisions should be based on you and not a complex risk formula from an out-of-state headquarters.
