FHA VS Conventional loan in Fort-Valley, Peach County, Georgia

In 2025, the conventional loan limit for the city of Fort-Valley, situated in Peach county, GA, is established at $647,200. Meanwhile, the FHA limit for a single-family home stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate the top rates between Conventional, FHA, and USDA loans today. It helps you determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, enabling you to find the best suited program for your financial needs in GA.

View loan offers from 100 or more lenders

2025 Loan Limits and Downpayment Criteria in Fort-Valley, Peach, GA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Application of this comparison table is limited to the zip codes: 31030

Diverse Loan Offerings: Conventional and FHA in Fort-Valley, GA

The objective of Lendersa® is to swiftly secure the best possible loan for you, whether it's Conventional, USDA, or FHA, with minimal hassle. Choose from the three proposed starting points to seamlessly navigate matching lenders and loan offerings.

Examining USDA loan requests and matching results with Lendersa


  • United Community Bank
  • 2 West Washington Street, Suite 700, Greenville, SC, 29601
  • Since 1950, United Community Bank has been dedicated to providing best in class service to our customers as the foundation of every relationship. We are “The Bank That SERVICE Built®” and we are committed to improving the communities we serve through the philosophy of delivering exceptional banking service.
  • SC Home Lending, LLC
  • 1204-A E Washington St, Greenville, SC, 29601
  • SC Home Lending, LLC We’re making getting a mortgage easier than ever before. Our company has an experienced team of brokers on staff. From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days.
  • Preferred Financial Services
  • 311 Pettigru Street, Greenville, SC, 29601
  • Preferred Financial Services, Greenville, SC has always been to create an opportunity for home owners and home buyers to purchase or refinance their home at a rate that would not only be affordable and lower than any other mortgage company in South Carolina, but would enhance their home buying experience and their bottom line.
  • United Home Loan Service Inc
  • 700 E North St, Unit 3, Greenville, SC, 29601
  • We offer full mortgage services because our clients have different needs. Every situation is different, and what’s best for one person may not be ideal for another. We’re committed to consulting individually with every client to ensure we fit each one with the best product possible.
  • Lima One Capital
  • 201 East McBee Avenue, Greenville, SC, 29601
  • Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.
  • Shellpoint Mortgage Servicing
  • PO Box 10826, Greenville, SC, 29603
  • Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of our lender and investor clients, we accept and process mortgage payments from more than 1.7 million homeowners nationwide. In recent years we’ve grown to become America’s 5th-largest non-bank mortgage servicer.
  • SC Home Loans
  • 124 Creek Shoals Dr, Simpsonville, SC, 29681
  • SC Home Loans is a local, family owned company with a mission to serve our community. We believe the rates and fees offered by banks and other financial institutions can be excessive. Our desire is to help you navigate the complexity of today's mortgages, because we understand the needs of South Carolina families.
  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.
  • First Community Bank South Carolina
  • 5455 Sunset Blvd, Lexington, SC, 29072
  • First Community apart from other places to work? It's simple: We treat you like family. We operate on a first-name basis and use it often, we remember that you had to take Buddy to the vet last week, and we know that you need to leave a little early on Tuesdays to get your kids to practice.
  • Empire Mortgage, LLC
  • 518 East Main St, Suite 3, Lexington, SC, 29072
  • Empire Mortgage, LLC located in Lexington South Carolina. It gives us great honor to service the following areas, Lexington County, Richland County and the entire state of South Carolina. Over 15 million households experienced a foreclosure, short sale or bankruptcy during the economic crisis.
  • Bradford Home Loans
  • 925 East Main Street, Suite B & D, Lexington, SC, 29072
  • Darin Bradford. My goal is to deliver a fast and smooth home buying process while providing the best customer service possible. If you're buying a home or looking to refinance, I'm here to help you. My team and I are dedicated, experienced, and ready to help you with a home loan. Contact us now and we'll get started.