FHA VS Conventional loan programs in Centerville, Houston County, Georgia

In the year 2025, the conventional loan limit is set at $726,200 in Centerville, located in Houston county, GA. For a single-family home, the FHA loan limit is $472,030.

Make use of the Lendersa® Conventional loan calculator to evaluate today's top Conventional, FHA, and USDA rates. Determine the necessary income, credit score, reserves, and documents to qualify. This advanced mortgage calculator offers a side-by-side view of Conforming Conventional loans, VA, FHA, and USDA options, aiding you in deciding which program in GA best suits your financial needs.

Explore loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Centerville, Houston, GA

Loan Type Maximum Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table of comparison is applicable to the zip codes: 31028, 31093

Exploring Conventional and FHA Loan Opportunities in Centerville, GA

Our objective at Lendersa® is to swiftly provide you with the ideal Conventional, USDA, or FHA loan without the hassle. Begin by choosing from one of three starting points, which will lead to matching with suitable lenders and loan programs.

Matching results for Lendersa USDA loan requests


  • Crew Lending
  • 248 Inverness Center Dr, Birmingham, AL, 35242
  • The Crew Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • SMG Mortgage
  • 204 Griffin Park Drive, Birmingham, AL, 35242
  • Salter Mortgage Group, or SMG Mortgage as many of you know us, has been serving customers with home loans since 2007 and enjoyed steady growth every year in one of the toughest markets in our lifetime. We believe this growth is due to a team who is committed to providing our clients with the highest quality financial services combined
  • MORTGAGE XPRESS, LLC
  • 153 Narrows Parkway, Suite 103, Birmingham, AL, 35242
  • At Mortgage Xpress we take that responsibility very seriously. You can rely on our honesty and the strong desire to exceed your expectation and go beyond call of duty to deliver the results you are looking for. We offer Conventional loans, Adjustable rate loans (ARM), Jumbo loans, FHA, VA and USDA 100% loans, First time home buyer loans
  • Reverse Mortgage Alabama
  • 204 Griffin Park Drive, Suite B, Birmingham, AL, 35242
  • Reverse Mortgage Alabama has been exclusive to the Reverse Mortgage or HECM (Home Equity Conversion Mortgage) program in Birmingham and Huntsville, Alabama since 2007. I am honored to serve homeowners age 62 plus throughout the South and I am dedicated to helping you leverage the power of your home equity to achieve greater financial independence.
  • Gagliano Mortgage, Inc
  • 4500 Valleydale Road, Suite F, Birmingham, AL, 35242
  • Gagliano Mortgage, Inc team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Palmetto Health Credit Union
  • 9 Medical Park, Suite 240, Columbia, SC, 29203
  • PHCU is a full service credit union committed to being your trusted partner for financial services, including loans & a wide variety of savings options. Federally Insured by NCUA. Equal Housing Lender and also Palmetto Health Credit Union (PHCU) is a not-for-profit financial cooperative owned by its members and governed.
  • Mortgage Essentials LLC
  • 421 Dukes Hill Road, Columbia, SC, 29203
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Columbia Mortgage Corporation
  • 2711 Middleburg Dr, Suite 103, Columbia, SC, 29204
  • Columbia Mortgage Corporation can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We can even help you pay down your balance more quickly for a comparable monthly payment.