FHA VS Conventional loan in Centerville, Houston County, Georgia

In the year 2026, the conventional loan limit is set at $726,200 in Centerville, located in Houston county, GA. For a single-family home, the FHA loan limit is $472,030.

Make use of the Lendersa® Conventional loan calculator to evaluate today's top Conventional, FHA, and USDA rates. Determine the necessary income, credit score, reserves, and documents to qualify. This advanced mortgage calculator offers a side-by-side view of Conforming Conventional loans, VA, FHA, and USDA options, aiding you in deciding which program in GA best suits your financial needs.

Explore loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Centerville, Houston, GA

Loan Type Maximum Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table of comparison is applicable to the zip codes: 31028

Exploring Conventional and FHA Loan Opportunities in Centerville, GA

Our objective at Lendersa® is to swiftly provide you with the ideal Conventional, USDA, or FHA loan without the hassle. Begin by choosing from one of three starting points, which will lead to matching with suitable lenders and loan programs.

Matching results for Lendersa USDA loan requests


Centerville Lenders

  • Combined Employees CU
  • 593 Russell Parkway, Warner Robins, GA, 31088
  • Lends in Georgia
  • Combined Employees Credit Union is a not-for-profit financial cooperative that has enjoyed a long, remarkable history of serving our members. On October 6, 1969, what started with just 6 men and $200 has turned into a place of financial services opportunity for more than 3, 300 members.

  • Ocmulgee Mortgage Company
  • 268 Amanda Drive, Macon, GA, 31216
  • Lends in Georgia
  • Ocmulgee Mortgage Company is a locally owned mortgage company in business and designed to help families obtain mortgage loans without having to deal with the headache of large institutions. Ocmulgee Mortgage Company prides itself on competence and quickness of process. We look forward to serving you today!

  • SunMark Community Bank
  • 1005 Northside Drive, Perry, GA, 31069
  • Lends in Georgia
  • Our story begins in the times of Bing Crosby and Bob Hope. R.D. Buchan, a businessman and farmer, had been unhappy with the only bank in town. He saw an opportunity to serve other businesses and farmers. In 1949 Mr. Buchan founded The Pulaski Banking Company in Hawkinsville, Georgia.

  • CGR Credit Union
  • 2040 Ingleside Ave, Macon, GA, 31204
  • Lends in Georgia
  • CGR Credit Union is a not-for-profit, member-owned and -operated, State chartered financial services organization. Founded by hospital employees in 1971, CGR Credit Union has served over 10,000 healthcare employees, professionals, members and their families.

    On the surface we may look like any other full-service community credit union

  • Midtowne Mortgage LLC
  • 2614 Riverside Drive, Macon, GA, 31204
  • Lends in Georgia
  • Our staff of mortgage service professionals make themselves accessible to clients around the clock, and strives to obtain the best mortgage loan package no matter what the situation. Our mortgage experts treat you with the respect due a valued customer and give you the personal attention you deserve.

  • GMFS Mortgage
  • 4009-B Vineville Ave., Macon, GA, 31210
  • Lends in Georgia
  • GMFS is licensed as a mortgage lender in the following states: Alabama, Arkansas, California, Colorado, Florida, Georgia, Illinois, Kentucky, Louisiana, Mississippi, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, and Virginia. GMFS is an approved Fannie Mae Seller-Servicer, Freddie Mac Seller-Servicer

  • PrimePoint Mortgage LLC
  • 30 East Johnston Street, Suite B, Forsyth, GA, 31029
  • Lends in Georgia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Century Bank and Trust
  • 141 South Wayne Street, Milledgeville, GA, 31061
  • Lends in Georgia
  • Century Bank & Trust has operated as an independent community bank under local control. The Boards of the Bank and Century Bancorp, Inc, remain convinced, unless faced with strong evidence and trends to the contrary, that this direction can continue to offer against other alternatives, higher returns, a superior level of service to our customers.

  • Magnolia State Bank
  • 130 Oak Street, Eastman, GA, 31023
  • Lends in Georgia
  • Since its inception, the bank's primary mission has been to serve the banking needs of the people in the counties and surrounding communities where Magnolia State Bank is located and this continues to be the primary driving force behind the bank today. Through the years, the Bank has built a reputation of soundness