FHA VS Conventional loan programs in 2026 for Centerville, Houston County, Georgia
In the year 2026, the conventional loan limit is set at $726,200 in Centerville, located in Houston county, GA. For a single-family home, the FHA loan limit is $472,030.
Make use of the Lendersa® Conventional loan calculator to evaluate today's top Conventional, FHA, and USDA rates. Determine the necessary income, credit score, reserves, and documents to qualify. This advanced mortgage calculator offers a side-by-side view of Conforming Conventional loans, VA, FHA, and USDA options, aiding you in deciding which program in GA best suits your financial needs.
2026 Loan Limits and Down Payment Requirements in Centerville, Houston, GA
Loan Type
Maximum Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table of comparison is applicable to the zip codes: 31028
Exploring Conventional and FHA Loan Opportunities in Centerville, GA
Our objective at Lendersa® is to swiftly provide you with the ideal Conventional, USDA, or FHA loan without the hassle. Begin by choosing from one of three starting points, which will lead to matching with suitable lenders and loan programs.
Waterbury CT Teachers Federal Credit Union (WCTFCU) is a member-owned, not-for-profit financial institution offering personal accounts, loans, and credit cards, with competitive rates and exceptional service, to our members. Our 19, 000+ membership includes current, former & retired teachers, school staff, administrators, and their families.
VisionBank is dedicated to creating meaningful relationships with customers in each community and helping each community be the best that it can be. The bank offers full service retail, mortgage, consumer, commercial, commercial real estate, and agricultural deposit and lending products and services.
Howell Investment Finance will help you navigate the loan process to achieve the most rewarding outcome. To get the best deal on property financing, you need access to a wide variety of mortgages. Howell Investment Finance will connect you with choices such as HUD, Fannie Mae, Freddie Mac, conduit loans, bridge loans, and construction loans.
GICU is a proud credit union organized differently than banks and other financials. We're not-for-profit, member-owned and return net earnings to our members through higher yields, lower rates and greater overall returns on your hard-earned money.At GICU, about helping our members reach their financial goals and want to see them succeed.
Ashley Hall is a trusted loan specialist and the President/Owner of Barton Hills Mortgage LLC with over 10 years of experience in the residential lending business. She has built her business solely by referrrals of past clients, loyal business partners, and trusted real estate professionals. Ashley is passionate.
3601 S Congress Ave, Suite C304, Austin, TX, 78704
UpEquity is a tech-enabled mortgage platform that is disrupting the U.S. mortgage lending marketplace by providing cash offers for everyone. Founded in 2019 by Tim Herman and Louis Wilson while they were attending Harvard Business School, UpEquity was created out of a passion to solve the broken home buying process.
Nexus is a $20 Million fund for hard money loans. We use investor capital to originate and service high-yield, short-term loans secured with marketable real estate in Texas and Arizona.We make money on the spread between our cost of capital to investors (9%) and our lending rates (10.95% - 12% to qualified borrowers with qualified collateral.
Little City Investments provides quick, straightforward hard money loans for residential and commercial real estate in Austin and Houston, Texas. Our hard money loans are an excellent alternative to bank financing because they’re primarily based on property value instead of personal creditworthiness
