FHA VS Conventional loan programs in 2025 for Louisville, Jefferson County, Georgia

For 2025, the Conventional loan limit in Louisville, Jefferson county, GA stands at $726,200. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional loans alongside USDA, FHA, and VA products, aiding you in deciding which program in GA is best suited to your financial needs.

Review offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Louisville, Jefferson County, GA

Type of Loan Maximum Limit Down Payment Required
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable to these zip codes: 30434

Explore Conventional and FHA Loan Choices in Louisville, GA

Lendersa® is focused on quickly providing the best possible Conventional, USDA, or FHA loan options without hassle. Choose from three initial steps to connect with matching lenders and their loan programs.

Results for Lendersa USDA loan request matching


  • Redwood Mortgage Corp.
  • 155 Bovet Road, Suite 302, San Mateo, CA, 94402
  • Redwood Mortgage is an established direct lender with over 40 years of experience in arranging and funding mortgage loans in California. Redwood Mortgage has funded $2 billion in loans and currently manages a loan portfolio of over $275,000,000. We review the borrower’s financial situation, as well at the property’s quality and equity.
  • North Valley Mortgage
  • 3930 Oro St, Redding, CA, 96001
  • Purchase, refinance, cash out, and no money down options with excellent rates and personalized service! With over 15 years in the mortgage industry, we provide a level of expertise you can rely on. From offering the best loan options to fit your needs, to closing loans efficiently and on time, we will take great care of you!
  • Silverado Credit Union
  • 1 Angwin Plaza, Angwin, CA, 94508
  • Silverado Credit Union has been open since 1953. The credit union has assets totaling $63.97 Million and provides banking services to more than 4,000 members. Silverado Credit Union offers FREE online tools and services to help you save time and money. We protect your personal and financial information with the highest level of security availa
  • Cal Green Lending Inc
  • 118 Howel Mountain Road, Angwin, CA, 94508
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • Homepoint Lending, Inc
  • 1321 Evans Avenue, Suite C, San Francisco, CA, 94124
  • Whether you’re buying, selling, Refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • NBT Realty Services, Inc.
  • 2546 Butternut Drive, Hillsborough, CA, 94010
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Nu Level Equity
  • 1310 Bayshore Highway, Suite 22, Burlingame, CA, 94010
  • We are a team of real estate experts who understand that our job is to help you with decisions that are serious and could affect you and your family's lives, forever. It’s not just about what you do today. We believe in looking towards the future with our clients. That's why we go above and beyond for every single person.
  • Karis Finance
  • 1534 Plaza Lane, Burlingame, CA, 94010
  • Karis Finance provides premier tailor-made solutions to meet each of our client's financing needs. We are proud to offer our clients a wide range of services and expertise including: Aggressive rates that are competitive with online mortgage companies, combined with local personalized customer service.
  • Pathmark Mortgage Company
  • 1799 Bayshore Highway, Suite 128E, Burlingame, CA, 94010
  • Pathmark Mortgage Company We have streamlined the process of buying or selling a home to make it easier for you! We have built a team of industry experts to make sure you have access to local home inspectors, contractors, interior designers, service providers, property managers, lending professionals.
  • Wachter Investments Inc
  • 49 Park Road, Burlingame, CA, 94010
  • Wachter Investments, Inc. was founded in 1979 by our father, Harold Wachter, and remains family-owned and operated to this day.We take pride in having successfully endured the roller coaster ride of ups and downs of our Real Estate Market spanning over four decades.We’ve learned plenty over the past forty-one years of being in this industry.
  • Charles Schwab
  • 211 Main Street, San Francisco, CA, 94105
  • Charles Schwab Bank is a Bank with operations in fifty states. Charles Schwab Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and FHA mortgages. Charles and The Charles Schwab Corporation provides a full range of brokerage, Banking and financial advisory services through its operating subsidiaries