FHA VS Conventional loan in Swainsboro, Emanuel County, Georgia
For 2025, the conventional loan maximum in Swainsboro, located in Emanuel county, GA, is specified as $726,200, while the FHA limit for a single-family residence is set at $472,030.
Utilize the Lendersa® Conventional loan calculator to assess and distinguish among the top current Conventional, FHA, and USDA rates. This can help you determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage tool allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting in selecting the optimal program in GA for your financial needs.
Details for 2025 loan limits and down payment requirements in Swainsboro, Emanuel, GA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table is applicable to zip codes: 30401
Options for Conventional and FHA loans in Swainsboro, GA
Lendersa® aims to efficiently secure the best Conventional, USDA, or FHA loan for you without the hassle. Start by choosing one of three available paths to match with fitting lenders and loan programs.
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Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
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4685 South Highland Drive, Suite 105, Holladay, UT, 84117
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