FHA VS Conventional loan programs in Monroe, Walton County, Georgia

In the year 2025, the county of Walton in Monroe, GA has a Conventional loan cap of $726,200. Meanwhile, for a single-family dwelling, the FHA cap is $592,250.

With Lendersa®'s Conventional loan calculator, you can evaluate today's top rates across Conventional, FHA, and USDA loans. Assess necessary income, credit scores, reserves, and documentation required for qualification. This sophisticated calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side to aid in choosing the most suitable program for your financial goals in GA.

See loan offers from a broad selection of 100 lenders

Loan limits and down payment criteria for 2025 in Monroe, located in Walton county, GA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $377,200 0%
FHA $592,250 3.5%

This comparison table pertains to zip codes: 30656, 30655

Explore Conventional and FHA loan avenues in Monroe, GA

The objective of Lendersa® is to ensure you obtain the best feasible Conventional, USDA, or FHA loan seamlessly and swiftly. Choose one of the three beginning pathways that lead to connecting you with lenders and suitable loan programs.

Results for Lendersa USDA loan matching requests


  • Alvorada Mortgage LLC
  • 1701 Hickory Lake Dr, Snellville, GA, 30078
  • Alvorada Mortgage is a full-service mortgage broker. What does that mean? It means that when you apply for a mortgage with Alvorada Mortgage, we are affiliated with multiple wholesale lending institutions.We can shop your mortgage with a variety of wholesale mortgage companies to find the mortgage suited exactly to your needs & at the lowest rate.
  • HAMMER MORTGAGE, INC.
  • 2326 Wisteria Drive, Suite 110, Snellville, GA, 30078
  • Hammer Mortgage is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,
  • Mortgage Solutions Network
  • 197 W Crogan St, Lawrenceville, GA, 30046
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Hard Money Loans Georgia
  • 155 Gwinnett Dr, Suite E, Atlanta, GA, 30046
  • Georgia Private Loans is an Atlanta-based private lending company that focuses on short-term loans secured by real estate. Our clients utilize our loans, often referred to as "bridge" or "hard money" loans and also We offer two significant advantages over banks and other financial institutions: speed and flexibility.
  • Embassy National Bank
  • 1817 North Brown Rd, Lawrenceville, GA, 30043
  • Embassy National Bank provides expert business and personal banking services to the local community. With a focus on small business lending and banking, Embassy National Bank works to help growing businesses find the capital they need to continue to expand and thrive. With decades of combined experience, the team at Embassy National Bank supplies b
  • Peach State Federal Credit Union
  • 1505 Lakes Parkway, Suite 100, Lawrenceville, GA, 30043
  • Peach State Federal Credit Union serves more than 60, 000 members in Georgia and South Carolina. In 2012, the Board of Directors voted to change the credit union's name to Peach State Credit Union to better reflect our membership base. Peach State offers membership to the employees of our sponsor Boards of Education and many select employee groups.
  • Guaranteed Home Loans LLC
  • 1130 River Overlook Court, Lawrenceville, GA, 30043
  • GHL Financing Experience was birthed from years of collaboration with Consumers, Top Real Estate Professionals, & Service Focused Mortgage Lending Consultants to Deliver Best in Class Loan Products, Service, & Wealth Building Tools. GHL lifetime clients & partners receive FREE quarterly in-person and online LIVE training to help build wealth.
  • Real Home Lending LLC
  • 2356 Jade Drive, Lawrenceville, GA, 30044
  • We believe that Real Estate Agents and Home Buyers deserve a convenient financing process and the unbiased counsel of dedicated and informed mortgage professionals. As an independent advocate working for the consumer we are able to provide better value than traditional methods of getting mortgages.
  • Martha Hernandez Financial Services Inc
  • 1098 Herrington Road, Suite 13, Lawrenceville, GA, 30044
  • MH Insurance Agency offers my clients great coverage at the best prices. I work with numerous insurance companies with various coverage areas, ranging from home and auto insurance to health and property coverage, so no matter what your insurance needs are, I have you covered. In addition, I speak both English and Spanish.
  • Newton Federal Bank
  • 3175 Highway 278, Covington, GA, 30014
  • At Newton Federal Bank, we strongly believe that a community bank should provide the resources and transparency needed for any person to prosper​. Whether it's the guidance and funding they need to start a new business, a business checking account tailored to the way your company operates, or crash-courses in personal finance.
  • Credit Union Financial Services
  • 1123 Elm St. NE, Covington, GA, 30014
  • CUFS was established in 1993 and is currently owned by four Georgia Credit Unions. The Credit Unions created CUFS to provide mortgages for members seeking affordable lending solutions and trustworthy, expert advice. They wanted a mortgage company that had their members best interest in mind