Explore the differences! FHA VS Conventional loan programs in Athens, Clarke County, Georgia

In the year 2025, the loan limit for a Conventional loan in Athens, located in Clarke county, GA, is set at $726,200. Meanwhile, the FHA loan limit for a single-family home is $516,350.

Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in selecting the best program for your financial needs in GA.

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2025 Loan Limits and Down Payment Requirements in Athens, Clarke county, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $516,350 3.5%

This table is applicable to zip codes: 30622, 30601, 30602, 30605, 30606, 30607, 30609, 30683, 30603, 30608, 30612

Conventional and FHA Loan Choices in Athens, GA

Lendersa® aims to secure the optimal Conventional, USDA, or FHA loan quickly and effortlessly. Select one of three starting approaches to align with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Maverick Commercial Mortgage
  • 853 North Elston Avenue, Chicago, IL, 60642
  • Maverick Commercial Mortgage, Inc. has been formed by Benjamin L. Kadish with offices located in Chicago's River West neighborhood. After more than 32 years in the Chicago mortgage banking industry and funding more than $3.5 billion dollars in financings, Mr. Kadish is hanging his own shingle
  • Victoria Mortgage Bankers
  • 1070 North Milwaukee Ave, Chicago, IL, 60642
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • MiddleWest Mortgage Group LLC
  • 1517 West Haddon Avenue, Suite A, Chicago, IL, 60642
  • MiddleWest Mortgage Group have been helping customers afford the home of their dreams for many years and we love what we do. We’re here to help you every step of the way. Our online application guides you through your mortgage financing and connects you directly to your loan officer.
  • Lenderment Inc
  • 1500 N Halsted St, Suite 200, Chicago, IL, 60642
  • Founder Dan Jasek started Lenderment with one simple idea: “to fit the mortgage to the buyer, not the buyer to the mortgage”. Most banks offer you one option, usually the same mortgage they push on everyone that makes them the most money. At Lenderment, we know no two situations are the same so we create the perfect loan for what you need.
  • United Home Loans, Inc
  • 1000 N. Milwaukee Avenue, Chicago, IL, 60642
  • "Our mortgage lenders not only average more than ten years in the mortgage industry, but also call Chicagoland home. We live where we lend, so we’re always a phone call or face-to-face chat away. Our knowledge of the local market, ability to offer custom loan solutions, and commitment to personal service."
  • Chicago Financial Services, Inc.
  • 1455 W. Hubbard St. Suite 200, Chicago, IL, 60642
  • Chicago Financial Services, Inc. founded in 1990 The company provides residential financial services to individuals and institutional projects it is recognized as one of the premier residential mortgage banks in Chicago and differentiates itself from other mortgage banks because of its boutique size. All aspects of the residential lending process.
  • A & N MORTGAGE SERVICES, INC.
  • 1945 N. Elston Ave, Chicago, IL, 60642
  • A and N Mortgage Services, Inc.'s mission is to provide you with high quality programs that are tailored to fit your unique situation at some of the most competitive rates in the nation.After receiving your information, A and N Mortgage Services, Inc. will be able to get a complete look at your financial situation to determine.
  • EBlock Loans
  • 7031 Orchard Lake Road, Suite 200, West Bloomfield, MI, 48322
  • EBLOCK Loans, is a Mortgage Brokering Company. The inspiration behind the name is that the "E" is for “Electronic” while the "BLOCK" is for Block Chain technology combining the two modern technology era's. We pride ourselves on bringing you the fast, in-expensive, digital mortgage experience. Whether you desire to purchase, refinance.
  • Paramount Mortgage Group LLC
  • 6762 Edinborough Dr West, Bloomfield, MI, 48322
  • PMG has a history of providing decades of experience from highly communicative professionals with a sense of urgency. Paramount pledges top notch professionalism, honest and competent support from our highly competent team. PMG strives to capture our clients and coworkers successes with transparent reviews to ensure all business.
  • AM1ST Financial
  • 6960 Orchard Lake Road, Suite 150, Bloomfield, MI, 48322
  • Our services include financing, loaning, mortgage lending, mortgage broking, home improvement loaning, refinancing, FHA loan, VA loan, USDA loan, loan down payment assistance, non-qualified mortgage, loan credit offering, and commercial financing. We guide customers through the loan application process and make it worry free.
  • Kaye Financial Corporation
  • 31100 Northwestern Hwy, Farmington Hills, MI, 48322
  • Kaye Financial’s mission is to provide a superior mortgage experience to all of our clients and to be the mortgage lender that you trust to serve your family, friends, and community. Our family of dedicated mortgage professionals is committed to building relationships based on mutual trust, honesty, integrity, and ethics.
  • Earthmover Credit Union
  • 2195 Baseline Road, Oswego, IL, 60543
  • Earthmover Credit Union's vision is to provide its members with quality products and exceptional service while maintaining a competitive rate of return on deposits, the security of capital strength, and competitive rates on loans. When you become a part of Earthmover Credit Union, don't worry about asking us for help You can rest assured.