FHA VS Conventional loan programs in 2025 for Redan, DeKalb County, Georgia

For the year 2025, the conventional loan cap in Redan, located in the county of DeKalb, GA, is set at $726,200. Meanwhile, the FHA ceiling is $592,250 for a single-family residence.

The Lendersa® Conventional loan calculator allows you to compare the best current rates for Conventional, FHA, and USDA loans. Assess income, credit, reserves, and the documentation needed to qualify using our advanced mortgage calculator. Compare Conforming Conventional loans, USDA, FHA, and VA loans side by side to find the best fit for your financial circumstances in GA.

Check out loan offers from 100 lenders

Loan limits and down payment requirements for 2025 in Redan, DeKalb, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $330,200 0%
FHA $592,250 3.5%

This comparison is applicable for zip codes: 30058, 30088, 30074

Options for Conventional and FHA loans in Redan, GA

Lendersa® aims to secure the best Conventional, USDA, or FHA loan for you with ease and efficiency. You can start with one of three methods to find matching lenders and loan programs.

Lendersa USDA loan request and match results


  • Spectrum One Mortgage
  • 23052H Alicia Pkwy, Suite 158, Mission Viejo, CA, 92692
  • Spectrum One Mortgage which is a full service Lender and Broker is divided up into three divisions. We have a retail floor that services all of your conventional mortgage needs. Most recently we have developed a retail team that works exclusively with Senior Citizens in facilitating Home Equity Conversion Mortgages better known as Reverse Mortgage.
  • Home Financing Inc.
  • 26111 Marguerite Pkwy #A, Mission Viejo, CA, 92692
  • Home Financing Inc. is a direct lender that boasts a record 8 calendar day close on a purchase with most loans ready to close in 17 days. Both clients and business partners rave about Home Financing's expertise, customer service and mastery of its trade. Home Financing Inc. does one thing better than anyone else and it's all in the name!!
  • JTM Financial
  • 26161 Marguerite Pkwy, Ste E, Mission Viejo, CA, 92692
  • JTM Financial Corporation strives to ensure that its services are accessible to people with disabilities. JTM Financial Corporation has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities
  • Homex Financial
  • 23120 Alicia Pkwy, Mission Viejo, CA, 92692
  • Homex Financial, where we specialize in residential mortgages. At Homex Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Jackie Barikhan - Spectrum One Mortgage
  • 23052H Alicia Pkwy, Ste 158, Mission Viejo, CA, 92692
  • Jackie is a mortgage professional cited in ABC, FOX, NBC & CBS for her work helping clients get low rate mortgages when purchasing a home or refinancing. California First Time Home Buyers get pre-approved today! We love serving our military past and present with the best VA Home Loans in California.
  • LifeSource Mortgage
  • 1238 Puerta Del Sol, Suite 2-E, San Clemente, CA, 92673
  • We take great pride in delivering top-quality customer service with honesty, clear communication, and the utmost integrity. LifeSource Mortgage is licensed to cover all your residential mortgage needs throughout the state of California, Colorado and Idaho. We offer a variety of home loan options including traditional fixed-rate mortgages etc.
  • GM Funding
  • 1211 Puerta Del Sol, Suite 280, San Clemente, CA, 92673
  • We provide our clients with expertise and value along with a high level of personal service. We believe that any big financial decision should be consulted with family members, financial advisors and CPAs to ensure a mortgage is right for your financial future and also We offer competitive low rates and personal service.
  • New Legacy Financial
  • 1023 Calle Sombra, Suite F, San Clemente, CA, 92673
  • New Legacy Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number.