FHA VS Conventional loan programs in Stone-Mountain, DeKalb County, Georgia

In 2026, the conventional loan limit is set at $647,200 for Stone-Mountain in DeKalb county, GA, whereas the FHA limit for a single-family home is $471,500.

Take advantage of the Lendersa® Conventional loan calculator to evaluate today's top rates among Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding you in selecting the most suitable program in GA for your financial needs.

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Overview of Loan Limits and Down Payment Requirements for 2026 in Stone-Mountain, DeKalb County, GA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $330,200 0%
FHA $471,500 3.5%

The information above is applicable to zip codes: 30083

Options for Conventional and FHA Loans in Stone-Mountain, GA

The goal at Lendersa® is to expedite finding the best Conventional, USDA, or FHA loan for you without hassle. Choose from three pathways, each leading to suitable lenders and loan programs.

Results for USDA loan requests at Lendersa


Stone-Mountain Lenders

  • Goldwater Home Loans Inc
  • 1755 East Park Place Blvd, Stone Mountain, GA, 30087
  • Lends in Georgia
  • Goldwater is an experienced mortgage brokerage in Atlanta, providing quality guidance and affordable loan options that meet every homebuyer’s needs. The key to our success has been a combination of consistently offering the lowest possible rates along with giving our clients outstanding customer service.

  • First American Financial Mortgage Corp
  • 7302 Wood Hollow Way, Stone Mountain, GA, 30087
  • Lends in Georgia
  • We’re a full service mortgage lender with an exceptionally experienced staff offering expertise in every area of mortgage finance and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and cost-to meet your unique needs. But that’s just the beginning of our service.

  • Go Energy Financial Credit Union
  • 2100 E. Exchange Place, Suite 101, Tucker, GA, 30084
  • Lends in Georgia
  • Go Energy Financial Credit Union first opened its doors in 1969 as GEMC Credit Union.

    At that time, a hard-working group of employees of the Georgia Electrical Membership Cooperatives realized teamwork is the key to making financial goals a reality. Those founding members established a financial cooperative that would work just as hard

  • American Platinum Lending Corporation
  • 4229 First Avenue, Suite A-3, Tucker, GA, 30084
  • Lends in Georgia
  • American Platinum Lending Corporation is a Georgia Domestic Profit Corporation filed On February 10, 2020. The company's filing status is listed as Active/Compliance and its File Number is 20022442.
    The Registered Agent on file for this company is Bayo Popoola and is located at 230 Saddleview Trail, Riverdale, GA 30274.

  • Legacy Mortgage & Investments LLC
  • 2341 Main Street, Tucker, GA, 30084
  • Lends in Georgia
  • You may have heard about Legacy Mortgage Team at Goldwater Bank, N.A. from a friend or family member, or you looked online and found us. We promise to exceed your expectations through expedient communication, attention to detail, and total commitment to the process. Ultimately, we want to earn your respect and your referrals.

  • Lending Georgia LLC
  • 2321 4th Street, Suite 102, Tucker, GA, 30084
  • Lends in Georgia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • AHP Capital
  • 755 Commerce Drive, Suite 803, Decatur, GA, 30030
  • Lends in Georgia
  • AHP Capital Out of the depths of the recession of the mid 2000s and the largest loss of real estate value in US history David Dick and Jim Cantrell formed a new real estate company with a diversified approach to lending and investing. and also Their new company combined construction, property management, sales and lending.

  • Emory Alliance Credit Union
  • 1237 Clairmont Run, Decatur, GA, 30030
  • Lends in Georgia
  • Emory Alliance Credit Union was chartered in 1968 to serve the employees of Emory University and Emory University Hospital. In the last 40 years, its field of membership has grown to include Emory University students and faculty, Emory Healthcare, Residents or Employees of DeKalb or Fulton County, Georgia, and other Emory-related organizations.

  • MembersFirst Credit Union
  • 2476 Lawrenceville Hwy, Decatur, GA, 30033
  • Lends in Georgia
  • Established in 1953, and named by and for its members, MembersFirst Credit Union has a tradition of serving those who serve others. The vast majority of our members provide daily care and nurturing to our loved ones. We proudly partner with some of the best healthcare facilities in the state of Georgia