FHA VS Conventional loan in Lithia-Springs, Douglas County, Georgia

In 2026, the Conventional loan cap in Lithia-Springs, located in the county of Douglas, GA is set at $647,200, whereas the FHA maximum for a single-family dwelling is $471,500.

Utilize the Lendersa® Conventional loan calculator to evaluate the best rates among today's Conventional, FHA, and USDA loans, assessing the necessary income, credit, reserves, and paperwork for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in choosing the best program for your financial needs in GA.

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2026 Loan Limits and Down Payment Requirements in Lithia-Springs, County of Douglas, GA

Loan Type Maximum Limit Down Payment
Conventional Conforming $647,200 3%
USDA $330,200 0%
FHA $471,500 3.5%

These limits apply to zip codes: 30122

Explore Conventional and FHA Loan Options in Lithia-Springs, GA

At Lendersa®, our aim is to secure the most favorable Conventional, USDA, or FHA loan efficiently and without issue. Choose from three initial steps that connect you with the right lenders and loan programs.

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Lithia-Springs Lenders

  • Blueprint Funding Inc
  • 378 Fennel Way, Atlanta, GA, 30331
  • Lends in Georgia
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • New Star Mortgage
  • 5835 Campbellton Road, Suite 306, Atlanta, GA, 30331
  • Lends in Georgia
  • We are an Atlanta based mortgage company that specializes in going above & beyond our customers needs.As operating as one of Atlanta's premier mortgage brokerage firms,we often times beat most rates found at local banks & other mortgage companies.Our staff is here for you, so please don't hesitate to contact us if you have any questions,problems.

  • Dynasty Financial Consulting, Inc
  • 5686 Fulton Industrial Blvd, Suite 44601, Atlanta, GA, 30336
  • Lends in Georgia
  • Fortunately, at Dynasty Financial Consulting, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.

  • Abshier Investments Inc D|B|A One Source Mortgage
  • 4532 Willow Oak Trail, Powder Springs, GA, 30127
  • Lends in Georgia
  • One Source Mortgage in pursuit of the lowest rates and best service for his clients and Henry is also certified as a Loan Origination Pre-Licensing Trainer and currently teaches the NMLS 20-hour course which is required for new loan originators in the United States. This experience has awarded Henry a vast knowledge.

  • BATES MORTGAGE GROUP LLC.
  • 3200 Highlands Parkway SE, Suite 105, Smyrna, GA, 30082
  • Lends in Georgia
  • Bates Mortgage Group LLC. is a Correspondent Lender licensed in 23 states that provides residential mortgage & Commercial loans for purchase and refinance. We offer all the familiar home loan programs such as Conventional, FHA, VA, Jumbo & USDA loans along with several specialty type mortgage programs.

  • Stream Mortgage Group LLC
  • 3300 Benjamin E Mays Dr SW, Atlanta, GA, 30311
  • Lends in Georgia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Superior Mortgage Lending LLC
  • 1026 Concord Rd SE, Smyrna, GA, 30080
  • Lends in Georgia
  • Superior Mortgage Lending, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders

  • ATL Mortgage Brokerage Co
  • 400 Belmont Place SE, Unit 1303, Smyrna, GA, 30080
  • Lends in Georgia
  • "ATL Mortgage’s sole goals are to remove the fees, delays, and confusion surrouding the process. We exist to partner with you in demystification of the experience: in making the execution of a big decision the simple part.

    Based in Atlanta (technically, Smyrna), we’re here to make the home loan process a simple one for you.

  • Cornerstone Business Capital
  • 1445 Woodmont Lane Northwest #2204, Atlanta, GA, 30318
  • Lends in Georgia
  • Cornerstone Business Capital

    Business financing 

    Cornerstone Business Capital empowers small businesses with fast, flexible funding solutions that keep cash flow strong and growth on track. Get growth capital with a straightforward process and supportive guidance. Call 404-476-1287 or visit cornerstonebusinesscapital.com for all lending products available.