FHA VS Conventional loan in Lithia-Springs, Douglas County, Georgia

In 2025, the Conventional loan cap in Lithia-Springs, located in the county of Douglas, GA is set at $647,200, whereas the FHA maximum for a single-family dwelling is $471,500.

Utilize the Lendersa® Conventional loan calculator to evaluate the best rates among today's Conventional, FHA, and USDA loans, assessing the necessary income, credit, reserves, and paperwork for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in choosing the best program for your financial needs in GA.

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2025 Loan Limits and Down Payment Requirements in Lithia-Springs, County of Douglas, GA

Loan Type Maximum Limit Down Payment
Conventional Conforming $647,200 3%
USDA $330,200 0%
FHA $471,500 3.5%

These limits apply to zip codes: 30122

Explore Conventional and FHA Loan Options in Lithia-Springs, GA

At Lendersa®, our aim is to secure the most favorable Conventional, USDA, or FHA loan efficiently and without issue. Choose from three initial steps that connect you with the right lenders and loan programs.

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  • STCU
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  • BEELINE MORTGAGE, LLC
  • 1421 N Meadowwood Lane, Suite 71, Liberty Lake, WA, 99019
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  • Debtcraft
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  • Debtcraft provides its partners and co-investors with high quality investment opportunities and to provide the borrowing community a reliable source of debt and equity for their real estate, business and entrepreneurial pursuits. Call us to learn how to join us as investors or to see if we can assist you with your capital request.
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