FHA VS Conventional loan in Toccoa, Stephens County, Georgia

In 2025, Convetional loan limit in Toccoa, county of Stephens, GA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in GA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Toccoa, county of Stephens, GA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 30577, 30598

Conventional and FHA loan options in Toccoa, GA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Access Mortgage
  • 2620 Larkspur Lane Ste O, Redding, CA, 96002
  • At Access Mortgage, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Access Mortgage believe in working hard to get the job done.
  • Omega Mortgage Group
  • 2285 Hilltop Dr., Redding, CA, 96002
  • Omega Mortgage Group (OMG) is a mortgage banker that has been in Northern California for more then 10 years. We are a direct lender with branches also in Redding, Santa Rosa and Reno. We understand that our business is not about a single transaction, it is about building and maintaining relationships.
  • Googain
  • 1288 Kifer Road, Suite 208, Sunnyvale, CA, 94086
  • We offer robust mortgage tools available on the Internet - easy, convenient, online shopping for comprehensive loan programs and current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
  • The Money Market, Inc.
  • 39899 Balentine Drive, Newark, CA, 94560
  • We Are The Amazon for Mortgage Solutions, your One-Stop Shop for real estate loans. We fund both residential and commercial. We can fund your fix and flips up to 100% of the acquisition and 100% of the rehab. We Fund QM (Agency) ranging from FHA, VA, USDA, Conforming, Conventional, and Jumbo Loans. We also fund non-QM loans for self-employed and
  • TeamMotta
  • 37600 Central Court, Suite 264, Newark, CA, 94560
  • American National Insurance Company’s philosophy is to not spend money in mass-marketing or national advertising campaigns – instead America National concentrate on developing better products with meaningful coverages, better overall pricing, sustaining the reputation for outstanding claims service.
  • Best Rate Mortgage
  • 39899 Balentine Drive, Suite 200, Newark, CA, 94560
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • The Money Market Inc.
  • 34906 Newark Blvd, Newark, CA, 94560
  • We have been in the real estate industry since 2005. Our knowledge spans from residential real estate to commercial asset types. Because of our vast knowledge and our commitment to meet the needs of borrowers not only in California but also across the United States we have partnered up with a broad range of lenders both in the residential and comme
  • Rainbow Funding and Real Estate
  • 6658 Thornton Ave, Newark, CA, 94560
  • Personalized and professional service is what the real estate agents at Rainbow Funding in Newark, California, provide you. Since 1983, our agency has been serving people of the Bay Area, like yourself, in obtaining loans and home listings. We offer a variety of programs built to match your needs in buying, selling, and financing homes. So the n
  • Members 1st Credit Union
  • PO Box 492395, Redding, CA, 96049
  • Members 1st Credit Union provides the convenient and relevant financial services its members need to achieve their goals and dreams. They offer checking, savings, certificates, IRAs, money market, credit cards, mortgages, home equity loans, auto loans, personal loans, student loans, online and mobile banking and more.
  • The Mortgage Group of Silicon Valley
  • 690 W. Fremont Ave, Suite 9A, Sunnyvale, CA, 94087
  • The Mortgage Group has developed into a very unique mortgage brokerage over the years. As technology takes shape and has formed the way we all conduct business in 2018, our research shows the market for homeownership, and mortgage understanding is present in the lives of everyday consumers.
  • Prince Realty, Inc.
  • 1018 East El Camino Real, Sunnyvale, CA, 94087
  • PrinceRealtyUSA.com is one stop solution for Real Estate and No Cost, No point, No fee Refinance/purchase loan options in California. Prince Realty covers prime properties, REOs in Silicon Valley/Bay Area (Peninsula, East and South Bay Areas) and also wholesale lender we provide pre-approval and excellent interset rate.
  • CA Mortgage Pro
  • 3059 Rohrer Drive, Lafayette, CA, 94549
  • As a Mortgage Broker conveniently located in Lafayette, California, the center of the San Francisco East Bay, I am proud to offer unparalleled purchase mortgage and refinance services along with in-house processing to my valued clients throughout this great state. With over 22 years of experience as a local California Mortgage Lender.