FHA VS Conventional loan programs in Toccoa, Stephens County, Georgia
In 2025, the conventional loan limit applicable in Toccoa, which is located in the county of Stephens, GA, is $726,200. Meanwhile, the FHA loan limit intended for a single-family home is $472,030. These established limits are essential for planning purposes and provide critical guidelines for prospective homeowners seeking conventional or FHA financing.
Utilize the Lendersa® Conventional loan calculator to effectively compare the top rates available today among Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documentation are required for you to qualify. Our advanced mortgage calculator enables you to see Conforming Conventional, USDA, FHA, and VA loans side by side, so you can select the program that fits your unique financial situation in GA.
Overview of 2025 Loan Limits and Downpayment Requirements in Toccoa, County of Stephens, GA
Loan Type
Maximum Loan Limit
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: This table comparison is applicable specifically to the following zip codes: 30577, 30598
Exploring Conventional and FHA Loan Options in Toccoa, GA
At Lendersa®, the primary objective is to facilitate your access to the best-suited Conventional, USDA, or FHA loan options swiftly and efficiently, eliminating unnecessary challenges. Initiate your journey by selecting from one of the three available starting points, each leading to matching lenders and harmonious loan programs.
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