FHA VS Conventional loan programs in 2024 for Cornelia, Habersham County, Georgia

In 2024, Convetional loan limit in Cornelia, county of Habersham, GA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in GA is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Cornelia, county of Habersham, GA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 30531

Conventional and FHA loan options in Cornelia, GA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Accurate Lenders Mortgage
  • 25916 Avenue 17, Madera, CA, 93638
  • "At Accurate Lenders Mortgage a loan application is always a friendly private consultation when all and everything is explained. No Surprises! FREE CONVENIENT AND WITH NO OBLIGATION AS ALWAYS! FHA, VA, USDA OR CONVENTIONAL FINANCING WILL BE TAILORED TO YOUR UNIQUE NEEDS FOR PURCHASE"
  • ZABE Mortgage Group
  • 1609 Howard Road, Madera, CA, 93637
  • Zabe Mortgage Group is a mortgage banker with mortgage experts, processors, underwriters and funders—all under one roof. With the tools and systems in place, Zabe Mortgage Group proudly offers various loan program options including, FHA, VA, USDA, Conventional, Jumbo and many more.
  • SANTA BARBARA COMMERCIAL MORTGAGE, INC.
  • PO BOX 30157, Santa Barbara, CA, 93130
  • Santa Barbara Commercial Mortgage, Inc formerly known as Mortgage Company of Santa Barbara, has been originating commercial real estate loans in California for over 25 years and is an efficient and valuable resource .With a small and agile loan committee, SBCM is able to process requests quickly and can often fund loans faster than most lenders.
  • American Riviera Bank
  • 1033 Anacapa Street, Santa Barbara, CA, 93101
  • American Riviera Bank opened for business on July 18, 2006 in Santa Barbara, CA with the support of approximately 400 local shareholders. The Bank is a full service community bank, focused on serving the lending and deposit needs of businesses & consumers in our community. The Bank has five full-service branches, located downtown in Santa Barbara.
  • Santa Barbara Commercial Fund
  • 401 Chapala Street, Suite 106, Santa Barbara, CA, 93101
  • The Santa Barbara Commercial Fund, LLC (“SBCFund”) is a boutique commercial lending fund that bridges the gap between traditional bank financing and private collateral based financing. As the manager of the SBCFund, KJacobsen Capital, LLC (“KJCapital”), brings 50+ years of local commercial banking experience
  • Direct Mortgage Funding Santa Barbara
  • 1736 State St, Santa Barbara, CA, 93101
  • Direct Mortgage Funding-Santa Barbara is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
  • The Mortgage Acquisition Corporation
  • 39 E De La Guerra St, Santa Barbara, CA, 93101
  • TMAC has a unique business approach and one that is of increasing value to borrowers who are unable to qualify now for conventional or NonQM loans. There is no need to turn down many loan requests that come from borrowers with credit issues, need to get funds quickly before a business purpose with a loan secured by a first or junior lien on.
  • SB Mortgage Group
  • 1601 Anacapa St, Santa Barbara, CA, 93101
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • McAdams Financial Services
  • 217 East Anapamu Street, Santa Barbara, CA, 93101
  • McAdams Financial offers a wide variety of home loan products. Featured programs include fixed rate and adjustable rate mortgages, interest-only loans, jumbo loans and FHA mortgages. We also offer a No Lender Fees option which can reduce your closing costs. We look forward to working with our partners, clients.
  • Ranch & Coast Mortgage Group, Inc.
  • 2000 State St, Suite A, Santa Barbara, CA, 93105
  • Ranch & Coast Mortgage Group, Inc. understands the importance of finding the right mortgage loan that fits your exclusive needs and situations. Our team’s extensive knowledge of the mortgage and financial market, coupled with our years of experience, allow us to find you the lowest rate with the best possible terms.
  • Vanguard Hard Money
  • 351 Hitchcock Way, Ste. 230-B, Santa Barbara, CA, 93105
  • Vanguard Hard Money, is a direct lender specializing in financing for fix & flip rehab development loans. We provide investors with hard money loans to facilitate the purchase, rehabilitation and sale of single family homes, multi-family, and commercial properties. We strive to be the best.