FHA VS Conventional loan programs in Vidalia, Toombs County, Georgia
In 2026, the loan limit for conventional loans in Vidalia, in the county of Toombs, GA, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Use the Lendersa® loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine income, credit, reserves, and documents needed to qualify. Our advanced tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in selecting the best program in GA for your needs.
2026 Loan Limits and Down Payment Requirements in Vidalia, Toombs, GA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 30474
Explore Conventional and FHA Loan Options in Vidalia, GA
Lendersa® aims to quickly secure the best Conventional, USDA, or FHA loan with no hassle. Choose one of three starting points for matching lenders and loan programs that fit your requirements.
Northwestern Bank is a fourth generation, family owned and operated bank serving Dilworth residents the way we’d want to be served. We offer full banking services for businesses, individuals and our agricultural community. Whether you’re looking for a mortgage lender to purchase your first home or a commercial loan, we can assist you.
TruStar was founded in 1960 by paper mill employees in International Falls who were looking for a way to secure good rates on loans and competitive dividends on their savings. They each tossed five dollars in a hat to form the credit union’s first assets! We have grown significantly since our early days and have been recognized by industry peers.
North and South Dakota, our bank has been growing since 1936. We believe that while bank products are similar in most financial institutions, Cornerstone Bank offers one distinct difference: here you have easy access to the experts—the people who help you make decisions, whatever your business and whatever your balance.
"I provide mortgage loan products for homeowners purchasing or refinancing real property in North Dakota. While partnered with NEXA, I bring extensive loan options to my clients. Effectively achieving my clients home goals is my top priority. Schedule an appointment with me here: https://Calendly.com/kylegreen1/mortgage-inquiry/"
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
3315 45th Street South, Suite 200, Fargo, ND, 58104
VALLEY MORTGAGE, INC is ultimate goal is to create lasting relationships with each of you so we may continue providing excellent mortgage loan service to you, your family and friends. Referrals from happy customers are our best advertising we can hope for and we've built a solid business.
Park Mortgage, our purpose is to simplify the mortgage process. We are committed to customer satisfaction and value communication to understand your financial needs. We will listen to you and encourage your questions. Our established relationships allow us to shop the market quickly to find the best product at the best rate.
VISIONBank is a locally-owned community bank that was started in 2003 by a team of experienced bankers who were committed to providing exceptional service and building an organization that would never lose that small town bank connection to its clients. Walk into the lobby of one of the VISIONBank locations
Fargo Public Schools Federal Credit Union is a not-for-profit, member-owned financial cooperative providing services to the employees of Fargo Public Schools and their families. On November 10, 1934 with $10, 000 in deposits, 10 educators signed a charter to form FPSFCU. It was the first credit union in North Dakota and 47th in the nation.
801 10th Street South, Suite 100, Fargo, ND, 58103
F-M Mortgage was founded in May of 1992 by Marles Hass and Larry Reiser. F-M Mortgage's home office is located at 801 10th Street South, in downtown Fargo, ND. Our Bismarck office is located downtown, in the Logan's on Third building, at 120 3rd Street North. We are the EXPERIENCED EXPERTS in the Mortgage Market in North Dakota and Minnesota.
