FHA VS Conventional loan programs in Halawa, Honolulu County, Hawaii
For 2026, the conventional loan cap in Halawa, within the county of Honolulu, HI, is $1,089,300. Meanwhile, the FHA limit for single-family homes is set at $770,500.
With the Lendersa® Conventional loan calculator, you can easily compare the best rates for Conventional, FHA, and USDA loans today, and assess requirements for income, credit, reserves, and necessary documentation to qualify. Our advanced calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the most suitable program in HI for your distinct financial situation.
Loan Caps and Down Payment Requirements for 2026 in Halawa, Honolulu, HI
Loan Type
Loan Cap
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$725,000
0%
FHA
$770,500
3.5%
The comparative data in this table is applicable for zip codes: 96701
Options for Conventional and FHA Loans in Halawa, HI
Lendersa® strives to secure the ideal Conventional, USDA, or FHA loan for you swiftly and with minimal hassle. Choose from three initial approaches for matching you with suitable lenders and loan programs.
Pacific Rim Mortgage LLC has been around since 2005. We specialize in FHA loans, VA loans, USDA loans, pre-approvals, purchases, refinances, debt consolidation, and credit repair. Our team averages over 12 years of mortgage lending experience. We have closed many loans, won many awards, and worked really hard.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
"In 2006, Ed and Bernie stepped out in faith and started Solid Rock Home Loans, with a vision to bring honesty and excellence to the mortgage lending in Hawaii. In 2019, Solid Rock Home Loans celebrates their 13 year anniversary having the honor to help many families dreams come true through homeownership."
HI Velocity Mortgage was started with the vision to offer great rates with exceptional service. We strive to simplify the mortgage process while tailoring to your specific financial goals. and also HawaiiVALoans. He has a wide variety of experience finding his clients’ needs and helping them fulfill their home buying goals.
Hawaiian Financial Federal Credit Union formed out of an idea from Mutual Telephone Company employees. On October 22, 1936, 65 employees signed on as charter members with assets totaling $2,517, calling themselves Mutelco Oahu Employees Federal Credit Union.
In the aftermath of the S&L crisis of the 1980s, many people are turning a wary
Hawaii National Bank opened its doors on Sept. 19, 1960, to the sound of 10, 000 firecrackers in Honolulu’s Chinatown neighborhood. By the day’s end, the bank had taken in $6.25 million in deposits, a national record for any first-day deposits for a new bank. From this auspicious start, Hawaii National Bank grew.
American Savings Bank Hawaii is a bank with operations in one state. American Savings Bank Hawaii offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, HomeReady and construction mortgages American Savings Bank is a great bank making people’s dreams possible offering a range of financial services.
we originally opened as a credit union for educators. Though times have changed and we’ve grown into so much more, we never lost sight of who we serve. That’s why we partnered with 122 schools and organizations across the state of Hawai‘i in 2020. In addition, we awarded 21 scholarships and granted 41 career enhancement stipends to educators.
As a federally-chartered, federally-insured financial cooperative, Honolulu Fire Department Federal Credit Union is a member-owned and member-governed financial institution like the other 7, 000 credit unions across the country. With our focus on firefighters throughout Hawaii, we truly serve to be Your Lifeline for a Lifetime!
Gunner Schull is the owner of the Mortage company With 25 years in the real estate industry as a lawyer and lender I have acquired a unique expertise to assist my clients with all their real estate financing transactions. I opened Millennium Lending in 1999 and have existed entirely from referral and repeat customers.
