FHA VS Conventional loan programs in 2025 for Halawa, Honolulu County, Hawaii

For 2025, the conventional loan cap in Halawa, within the county of Honolulu, HI, is $1,089,300. Meanwhile, the FHA limit for single-family homes is set at $770,500.

With the Lendersa® Conventional loan calculator, you can easily compare the best rates for Conventional, FHA, and USDA loans today, and assess requirements for income, credit, reserves, and necessary documentation to qualify. Our advanced calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the most suitable program in HI for your distinct financial situation.

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Loan Caps and Down Payment Requirements for 2025 in Halawa, Honolulu, HI

Loan Type Loan Cap Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $770,500 3.5%

The comparative data in this table is applicable for zip codes: 96701, 96818

Options for Conventional and FHA Loans in Halawa, HI

Lendersa® strives to secure the ideal Conventional, USDA, or FHA loan for you swiftly and with minimal hassle. Choose from three initial approaches for matching you with suitable lenders and loan programs.

Lendersa USDA loan matching and request outcomes


  • Proctor Holdings LLC
  • 1434 Elevado Drive, Dallas, TX, 75212
  • Our mission is very simple…to improve the lives of our customers throughout their ever-changing homeownership needs. Our goal is to provide our customers the absolute best home lending options for any stage in their lives. Simply put, our priority is you! we have the flexibility to offer exceptional service and an unparalleled product mix.
  • The Local FCU
  • 8787 N Stemmons Freeway, Suite 185, Dallas, TX, 75247
  • The Local FCU is non-profit financial cooperative. When you join the credit union, you become a shareholder, or part "owner", of a very unique financial institution. Earnings above the required reserves are returned to you in the form of lower interest rates on loans and competitive dividends on savings.
  • Affordable Lending, LLC
  • 1140 Empire Central Drive, Suite 245, Dallas, TX, 75247
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
  • Resolution Capital L.P.
  • 1349 Empire Central, Dallas, TX, 75247
  • Resolution Capital offers a full line of mortgage products to meet your needs. Whether you're buying a home, refinancing or need cash for debt consolidation or home improvement, we'll work hard to find the right loan for you.We have a strong and genuine belief in the "customer for life" principle of doing business: this is our number goal.
  • American Bank, National Association
  • 2707 West Northwest Highway, Dallas, TX, 75220
  • Since opening our doors in 1974, our customers have always been our top priority and every individual is treated with respect and dignity. At American Bank, we make every attempt to help individuals and businesses make thoughtful, sound financial decisions in order to accomplish their goals and dreams.
  • Mike Clover Group
  • 18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
  • The Mike Clover Group at Homewood Mortgage is a close-knit group of experienced mortgage professionals dedicated to getting their clients the best loans in the shortest amount of time. Every member of the team has at least 10 years' experience in mortgage lending, and each shares Mike's strong belief in GOD, family, and doing the right thing
  • Homewood Mortgage, LLC
  • 18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
  • Established in 2001, Homewood Mortgage was founded by CEO and President, John Rasor, as a small mortgage brokerage firm with a hands on-approach to meeting the needs of the consumer. Since then we have evolved into a full service mortgage banker servicing the needs of Texas and Florida.
  • Lendid Loans, LLC
  • 17440 Dallas Pkwy, Suite 111, Dallas, TX, 75287
  • Trey Bolen started working in the mortgage industry more than a decade ago, working in a number of areas including underwriting, processing, secondary marketing and sales. As his experience grew, Trey saw huge opportunities to make the mortgage industry better. Traditional lenders had a tedious and aggravating application process.
  • kstate CREDIT UNION (West Branch)
  • 601 McCall Rd, Manhattan, KS, 66502
  • At 9:00 P.M. on January 28th, 1946, our credit union was chartered as Manhattan CO-OP Credit Union and held its first monthly meeting of the Board of Directors. In an effort of helping even more Manhattan citizens, the credit union was moved to the university. The credit union changed its name to College Credit Union.