FHA VS Conventional loan programs in 2025 for Waimalu, Honolulu County, Hawaii

In 2025, the conventional loan limit set in Waimalu, within Honolulu county, HI, is $1,089,300. Meanwhile, the limit for an FHA loan is $770,500 for a single-family dwelling.

The Lendersa® Conventional loan calculator enables you to compare today's premium rates for Conventional, FHA, and USDA loans, deciding what income, credit status, reserves, and paperwork are vital to qualify. Through our sophisticated mortgage calculator, review Conforming Conventional, USDA, FHA, and VA loans side-by-side and determine the best program in HI for your financial needs.

See offers from 100 prominent lenders

2025 Loan Limits and Down Payment Requirements in Waimalu, Honolulu, HI

Loan Type Loan Cap Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $770,500 3.5%

This table is applicable for ZIP codes: 96701

Available Conventional and FHA Loan Options in Waimalu, HI

Lendersa® strives to help you secure the ideal Conventional, USDA, or FHA loan quickly and effortlessly. Start exploring by selecting one of three pathways, guiding you to suitable lenders and programs.

Lendersa's results for USDA loan matching requests


  • ODYSSEY MORTGAGE CORPORATION
  • 2500 West Loop S, Suite 300, Houston, TX, 77027
  • Our mortgage professionals have the knowledge and experience to get your loan closed fast, and at the lowest rate possible. Our goal is to make the loan process streamlined. and we keep our clients informed every step of the way. At Odyssey Mortgage, we care about you. We're not like the banks - we provide personal attention
  • Secure Mortgage Company
  • 2500 West Loop South, Suite 250, Houston, TX, 77027
  • Secure Financial Services, Inc. d/b/a Secure Mortgage Company is a mortgage company that primarily services the Greater Houston home loan market place, including Houston, Sugarland, Katy, Galveston, Conroe, and all points in-between. We are licensed throughout Texas and we are also licensed to do loans in Washington state and Colorado.
  • Priority Investor Loans
  • 3100 Weslayan St, Suite 315, Houston, TX, 77027
  • Priority Investor Loans (PIL) has been your devoted hard money lender in Houston, Texas and surrounding areas for over 13 years! Our reliable hard money loan programs make the process of investment funding fast and convenient. Our programs enable our clients with single-family or commercial projects to receive funding in a short period of time.
  • Primary Lender LLC
  • 1600 Genesse St, Suite 834, Kansas City, MO, 64102
  • At Primary Lender LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • KC Investor Funding
  • 1600 Genessee, Ste 332, Kansas City, MO, 64102
  • KC Investor Funding – Hard Money Lenders of Kansas City is by far the best source for investment and commercial hard money loans. Like many hard money lenders, we are an asset based lender. As a full service lending company, we’re able to offer funding and structuring of loans for investors in and around the Kansas City Missouri Area and nationwi
  • Team Financial FCU
  • 2190 North Loop West, Suite 108, Houston, TX, 77018
  • Team Financial Federal Credit Union is committed to our members. We will uphold our fundamental responsibility to actively serve people within our field of membership, and as appropriate, the communities they live in. We will deliver a range of low cost products and services to the diverse economic and social make-up of our members
  • Spring Mortgage LLC
  • 500 Spring Hill Dr, Suite 140, Spring, TX, 77386
  • Our mission is to provide the most seamless mortgage process possible while minimizing the cost of securing a mortgage. We are able to provide this seamless process through our systems, our relationships, and, most importantly, our people. We are able to minimize costs by focusing on a volume-based approach that is geared toward.
  • Commonwealth Mortgage Corp.
  • 11133 Interstate 45 S, Suite 310A, Conroe, TX, 77302
  • The Commonwealth Mortgage Corp Team is your premiere mortgage team located in several locations in Houston, Texas and the surrounding areas. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Texas area.
  • MORTGAGE SOLUTIONS, LP
  • 11133 Interstate 45 S, Suite 310, Conroe, TX, 77302
  • "We are a full-service mortgage brokerage company that is based in Conroe, but serve all of Texas. We’ve been helping customers afford the home of their dreams for many years and we take pride in treating our clients with honesty and integrity. Mortgage Solutions LP NMLS #1636721..
  • STOREHOUSE MORTGAGE LLC
  • 25700 I-45 North, Suite 400, The Woodlands, TX, 77386
  • We are your one stop shop for all things mortgage. As you can see by our name we don’t mind being just a bit different. We built Storehouse Mortgage for YOU- to help you build a storehouse of wealth in your real estate needs. We are high tech, high touch and love helping people. We felt that there was a void in the mortgage industry.