Explore the differences! FHA VS Conventional loan programs in Waimalu, Honolulu County, Hawaii

In 2025, the conventional loan limit set in Waimalu, within Honolulu county, HI, is $1,089,300. Meanwhile, the limit for an FHA loan is $770,500 for a single-family dwelling.

The Lendersa® Conventional loan calculator enables you to compare today's premium rates for Conventional, FHA, and USDA loans, deciding what income, credit status, reserves, and paperwork are vital to qualify. Through our sophisticated mortgage calculator, review Conforming Conventional, USDA, FHA, and VA loans side-by-side and determine the best program in HI for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Waimalu, Honolulu, HI

Loan Type Loan Cap Down Payment
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $770,500 3.5%

This table is applicable for ZIP codes: 96701

Available Conventional and FHA Loan Options in Waimalu, HI

Lendersa® strives to help you secure the ideal Conventional, USDA, or FHA loan quickly and effortlessly. Start exploring by selecting one of three pathways, guiding you to suitable lenders and programs.

Lendersa's results for USDA loan matching requests


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  • Vesta Capital works with the TOP TIER investors with the lowest rates in the industry to ensure you are getting the best possible rate. We specialize in the following: Residential, investment, and commercial real estate Market trends The real estate buying and selling process.
  • Best Finance Capital
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  • Best Finance Capital Inc. was established with a philosophy to always prioritize our clients’ needs first and provide our clients’ with a piece of mind throughout the entire loan process. We pride ourselves on our long-standing, faithful commitment in achieving mortgage financing for the American Dream of becoming a home owner.
  • Able Financial Corp
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  • At ABLE FINANCIAL CORP, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • American Sona Mortgage
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  • American Sona Mortgage specializes in no-Cost Loans for all Californians, including Fixed Rate, Adjustable or Home Equity 1st & 2nd Mortgages.We seek to identify & understand your Mortgage goals in order to professionally tailor a plan that best fits your lending need.Whether you need Cash Out, a Low Monthly Payment we are here to help you.
  • MacLons Capital Mortgage
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  • Megan Doonan is known throughout the Southern California area as a professional and caring mortgage consultant who serves her clients with integrity and a particular eye for detail. Her clients are provided with the right loan every time thanks to her desire to thoroughly understand their financing needs
  • LoanSnap Holdings Inc.
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  • LoanSnap invented the world’s first smart loan technology that uses AI and machine learning to analyze a person’s entire financial picture, and shows them how to benefit with a smart home loan. With LoanSnap, people can stop losing money to lenders who only focus on interest rates and feel confident their home loan is the best option
  • FlexPoint, Inc.
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  • FlexPoint is here to assist our clients through one of life’s biggest and best decisions for them and their families. We were founded on the belief that we can make the home financing process simple and straightforward for our clients specifically by finding the right mortgage for their individual needs,
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