FHA VS Conventional loan programs in Schofield-Barracks, Honolulu County, Hawaii

In 2025, the conventional loan limit for Schofield-Barracks, in the county of Honolulu, HI, is $970,800, whereas the FHA limit for a single-family home is $747,500.

Use the Lendersa® Conventional loan calculator to compare today’s best rates between Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can place Conforming Conventional, USDA, FHA, and VA loans side by side to help decide the best program for your needs in HI.

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2025 Loan Limits and Down Payment Requirements in Schofield-Barracks, Honolulu, HI

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $576,800 0%
FHA $747,500 3.5%

This table applies to the following zip codes: 96857, 96786

Conventional and FHA Loan Opportunities in Schofield-Barracks, HI

Lendersa® is committed to quickly providing you the best possible Conventional, USDA, or FHA loan without the hassle. Choose one of three pathways to connect with matching lenders and suitable loan programs.

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  • Bktailored brokerage Corp
  • 309 South Berendo Street, Apartment 1, Los Angeles, CA, 90020
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Polam Federal Credit Union
  • 589 N. Larchmont Blvd, Los Angeles, CA, 90004
  • POLAM Credit Union is proud to offer a First Time Buyers Program that will help you get on the property ladder.We offer mortgages up to 90% (LTV) Loan To Value, with no Private Mortgage Insurance, meaning that with just a 10% down you can get financing for your first home at the same rate as we normally offer with 20% down.
  • Pacific Trust Group
  • 606 N. Larchmont Blvd, Suite 4A, Los Angeles, CA, 90004
  • Pacific Trust Group is committed to providing our clients with the best origination service in home mortgages along with some of the lowest rates available in all of Los Angeles, and throughout the State of California. Whether you are a first time home buyer, ReFinancing an outstanding loan, purchasing your dream home, consolidating debt.
  • Great Basin Federal Credit Union
  • 9770 S. Virginia St, Reno, NV, 89511
  • Great Basin Federal Credit Union has been a member of the community since our charter on January 11, 1951. What began as a 50 member credit union for Reno-Bell Phone Company employees has grown to a community chartered credit union serving over 20, 000 people. Our philosophy of building personable relationships.
  • Sierra Pacific Federal Credit Union
  • 6100 Neil Rd, Suite 150, Reno, NV, 89511
  • Sierra Pacific is a not-for-profit, member-owned financial institution. Combine the technology of a big bank with the trust and service of a local co-op, and you'll have an idea of what to expect from this credit union. They offer sophisticated online and mobile banking with mobile deposit and bill pay options.
  • Home Wealth Funding Inc
  • 5595 Kietzke Lane, Suite 100, Reno, NV, 89511
  • Home Wealth Funding is a locally owned and operated mortgage company based in Northern Nevada focused on attention to detail, hard work, leveraging the team, building trust, working smart and learning. In addition we need to have fun, enjoy life, give back and above all, provide customers low interest rates.
  • RAINTREE MORTGAGE SERVICES
  • 150 West Huffaker Lane, Suite 104, Carson City, NV, 89511
  • Raintree Mortgage is proud to be one of the oldest mortgage brokerages in Nevada. Since its founding in 1989, the company has closed more than half a billion dollars in loan volume. Raintree Mortgage works one-on-one with clients to create custom solutions to fit their unique financial needs.
  • Technicolor Federal Credit Union
  • 434 W. Alameda Ave, Burbank, CA, 91506
  • Technicolor Federal Credit Union is a member owned and operated financial cooperative institution. Membership is exclusively available to employees and family members of Technicolor Inc., Live Nation Entertainment Inc. and over 120 other companies in the entertainment industry and from select Los Angeles based businesses, unions and organizations.