FHA VS Conventional loan in Waianae, Honolulu County, Hawaii

For the year 2026, the maximum amount for a Conventional loan in Waianae, located in Honolulu county, HI, is set at $1,089,300. Meanwhile, the cap for an FHA loan is $770,500 for homes accommodating just one family.

Utilize the Lendersa® Conventional loan calculator to contrast current Conventional, FHA, and USDA rates. Assess the necessary income, credit, reserves, and documentation for qualification. This sophisticated mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to the most suitable program in HI for your financial needs.

Evaluate loan offers from 100 lenders

2026 lending caps and down payment needs in Waianae, within the county of Honolulu, HI

Type of Loan Maximum Loan Amount Down Payment Required
Conventional Conforming $1,089,300 3%
USDA $725,000 0%
FHA $770,500 3.5%

The above comparison applies to zip codes: 96792

Exploring Conventional and FHA loan choices in Waianae, HI

Lendersa® is dedicated to quickly securing the best Conventional, USDA, or FHA loan options with minimal hassle. Start with any of the three paths to match with lenders and loan programs.

Lendersa USDA loan request and matching results


  • The Harbor Bank of Maryland
  • 25 West Fayette Street, Baltimore, MD, 21201
  • Harbor Bank of Maryland opened its doors in September of 1982 with $2.1 million in assets. As of December 31, 2015, Harbor Bank's assets were $288 million. The bank conducts general banking business in seven branch locations and primarily serves the Baltimore, Maryland Metropolitan area. The Bank also has a branch in Riverdale,

  • Provider Mortgage
  • 401 N. Charles St, Baltimore, MD, 21201
  • Provider was founded in the aftermath of the financial meltdown on the premise that every individual deserves to be treated fairly regardless of their financial knowledge or negotiating ability. Provider believes that the purchase or refinancing of a home requires careful evaluation of each client’s individual financial circumstances.

  • AGM Financial Services Inc
  • 20 South Charles Street, Suite 1000, Baltimore, MD, 21201
  • AGM Financial Services, Inc. is a leading FHA Lender providing financing for both Market Rate and Affordable housing communities. AGM arranges federally insured mortgages for apartment projects under FHA’s MAP (Multifamily Accelerated Processing) program. AGM is also an approved Lender for FHA’s Low Income Housing Tax Credit Pilot Program

  • PSG Lending
  • 400 W. Franklin St., Suite 300, Baltimore, MD, 21201
  • PSG Lending was established in 2015 by an experienced team of mortgage banking professionals. With a focus on commercial bridge loan opportunities between $150,000 and $10,000,000, PSG Lending is a direct lender and capital partner. Our approach to lending is to build long term relationships by providing a transparent, reliable and swift process to

  • Trinity Mortgage USA, Inc.
  • 6962 East Wedgwood Avenue, Davie, FL, 33331
  • Trinity Mortgage USA, Inc, is a product of a combined 50 years of mortgage and real estate experience. Our success is a direct reflection of how we treat all of our clients from beginning to end. We believe that without the one to one personal communication with our clients. Our main goal is to destress the process for our clients.

  • Allstate Funding Group
  • 12555 Orange Drive, Suite 202, Davie, FL, 33331
  • At Allstate Funding Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • PRIME TIME MORTGAGE INC.
  • 2625 Weston Road, Fort Lauderdale, FL, 33331
  • PRIME TIME MORTGAGE loan officer, specialize in FHA, Conventional and VA mortgages. I work with all homebuyers: first time owners, those refinancing current properties, and seniors in the mortgage process. and also It is my commitment to provide the highest level of customer service to my clients. To be available and accomodating at all times.

  • Florida Home Trust Mortgage
  • 2800 Weston Rd. Suite 200, Weston, FL, 33331
  • Florida Home Trust Mortgage, Inc. is a premier Florida-based, privately held mortgage lender, providing loans to residential and commercial borrowers in the greater Weston, Fl area. FHT operates as a financing boutique with a fiduciary heritage equipped with lending resources highly focused on executing conventional

  • KoRes Lending
  • 2893 Executive Park Dr. Suite 304, Weston, FL, 33331
  • KoRes is pleased to offer several financing options to meet your needs. We offer standard 30-Year or 15-Year Fixed Mortgages, Programs for Foreign Nationals, Private Loans, 3-Year ARM, 5-Year Arm and a wide variety of FHA Loans. Whatever your circumstances maybe, KoRes is dedicated to helping you find the best mortgage product to fit your needs.

  • MECU Credit Union
  • 1 South Street, Baltimore, MD, 21202
  • Our local Baltimore roots go back to 1936. From our humble beginnings to today, we have always put working families and their financial well-being at the center of everything we do. With better rates, free financial education and personal service, we are committed to improving the lives of our members and the communities we serve.

  • M&T Realty Capital Corporation
  • One Light Street, 12th Floor, Baltimore, MD, 21202
  • M&T Bank is a multi-state community-focused bank serving New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, D.C. Founded in 1856, the company provides banking, investment, insurance and mortgage financial services to more than 3.6 million consumer, business and government clients.