FHA VS Conventional loan programs in Adel, Dallas County, Iowa

For 2025, the cap for Conventional loans in the city of Adel, within Dallas county, IA, is $726,200. Conversely, the FHA limit is $472,030 for a single-family dwelling.

The Lendersa® Conventional loan calculator allows you to compare the top rates for today between Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. This advanced mortgage calculator lays out Conforming Conventional loans, USDA, FHA, and VA in a side-by-side format, helping you decide the optimal program in IA for your particular financial scenario.

Compare loan options from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Adel, Dallas County, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is relevant for zip codes: 50003

Exploring Conventional and FHA Loan Options in Adel, IA

The aim of Lendersa® is to promptly provide you with the best possible Conventional, USDA, or FHA loan without hassle. Choose one of the three starting points to connect with matching lenders and loan options.

Lendersa USDA loan requests and corresponding results


  • Metro Realtors Federal Credit Union
  • 346 Sunrise Highway, West Babylon, NY, 11704
  • As a Non-Profit Credit Union, banking with MRFCU makes you a Member and an Owner. We are structured so that we can focus on bringing our members the best quality banking services and products. Being a smaller credit union helps us to focus on each of our member's needs and provide them top quality service.
  • AFC Mortgage Group, LLC
  • 227 Monroe Tpke, Monroe, CT, 06468
  • "AFC Mortgage Group has been a leading mortgage provider in the tri-state area for over 20 years. ​ We are a mortgage lender based in Monroe, CT, where your best interest is our priority. From beginning to end, our simplified loan process ensures that you can walk away feeling completely satisfied with your entire experience."
  • Regina Capital
  • 20 Scenic Hill Lane, Monroe, CT, 06468
  • Regina Capital LLC is a private lending firm that provides private mortgages and hard money loans for commercial real estate transactions in New York, New Jersey, Connecticut, and Massachusetts. At Regina Capital we pride ourselves by doing business with honesty and integrity. Regina Capital has been in the private lending field since 1999
  • BRISTOL FINANCIAL SERVICES
  • 36 Main Street, Bristol, VT, 05443
  • Bristol Financial Services offers financial services for individuals and businesses. Our foremost commitment is to our clients. The most important part of our job is to help people reach their financial objectives and help business owners with their financial strategies and benefits packages.
  • Mansfield Mortgage Professionals
  • 57 River Rd, Suite 1009, Essex Junction, VT, 05452
  • Mansfield Mortgage is your local Vermont mortgage company. Helping Vermonters find the right home loan since 2006. Trying to find the right home loan can be difficult – finding the right mortgage company to help you get your loan can be even harder. With literally thousands of lenders to choose from borrowers can easily become overwhelmed.
  • First Coast Community Credit Union
  • 306 South Palm Avenue, Palatka, FL, 32177
  • First Coast Community Credit Union is a full-service financial cooperative serving those who live, work, own businesses or attend school in Putnam, Flagler, and St. Johns Counties, Florida. Being a cooperative means we return our profits to our members through lower loan rates and higher dividends, giving financial advantages to our members.
  • Eagle Bank - MT
  • 80 Heritage Lane, Polson, MT, 59860
  • Our mission is to provide superior financial services while fostering lifetime relationships based on our philosophy that people matter most. Eagle Bank is truly a “Community Bank” with the Confederated Salish and Kootenai Tribes owning the bank on behalf of their approximately 8, 000 members.
  • Prosper First Funding Corporation
  • 2465 Black Rock Turnpike, Fairfield, CT, 06825
  • At Prosper First Funding Corp., we feel lucky every day that we are given the ability to help our customers finance a piece of their future. A home purchase is also a very complex undertaking and requires that many elements work cohesively and come together in just the right way.
  • COAST2COAST MORTGAGE LENDING, LLC
  • 125 B King Street, Saint Augustine, FL, 32084
  • ### Discover COAST2COAST MORTGAGE LENDING, LLC At COAST2COAST MORTGAGE LENDING, LLC, our mission is to make your homeownership dreams a reality with seamless, personalized mortgage solutions. With a dedicated team led by Thornton Miller, we are committed to exceptional service and tailored financial advice. Transform your future—contact us today