FHA VS Conventional loan programs in Urbandale, Polk County, Iowa
In the year 2025, within Urbandale, which falls under the jurisdiction of Polk county in IA, the conventional loan limit is established at $726,200. For FHA loans directed at single-family homes, this limit is set at $472,030. Understanding these loan limits is crucial for homebuyers and investors as they inform your mortgage potential and financing strategy.
Use the Lendersa® Conventional loan calculator to accurately compare today's top options for Conventional, FHA, and USDA loans. This tool helps you evaluate the requirements for income, creditworthiness, reserves, and essential documentation necessary for qualification. Our sophisticated mortgage calculator shows a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the most suitable program in IA that aligns precisely with your financial circumstances.
Loan Limits and Downpayment Requirements for 2025 in Urbandale, Polk, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the specified zip codes: 50111, 50323, 50322, 50334. Leverage this data to inform your financial decisions and strategies.
Exploring Conventional and FHA Loan Options in Urbandale, IA
The mission of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loans quickly and effortlessly. Embark on your journey by selecting one of three pivotal starting points designed to align you with lenders and loan programs tailored to meet your unique financial needs.
9850 Von Allmen Ct, Suite 201, Louisville, KY, 40241
Purchasing a home is one of the biggest financial decisions an individual or a family will ever make. Homeownership is often thought to be an essential ingredient of the “American Dream". At Milestone Lending we believe that homeownership is a commitment to strengthening families, communities, and promoting good citizenship.
"At Bath State Bank, our community extends beyond the Indiana ""town limits"" of Bath, West College Corner and Liberty. We support numerous endeavors and volunteer with various organizations in Indiana and Ohio to help build a stronger community.
We are ""The Bank by the Side of the Road that is Always a Friend."""
First South Financial Credit Union is a member-owned, federally insured financial institution serving over 64, 000 members throughout the world. Recognized as a leader in strength, stability and service, we are ranked among the top 1% of financial institutions in the entire country by independent rating organizations.
At Versailles Savings & Loan, customer service is our number one priority. We are able to meet the needs of our customers with our staff’s fast friendly service. Being locally owned and operated, we are able to assist our customers by getting them answers in a timely manner rather than waiting for word from a corporate office
12700 Townepark Way, Suite 111, Louisville, KY, 40242
Brian Curl is the founder of the Wholesale Mortgage Source, LLC company. Brian has been in the mortgage industry and originating home loans for twenty plus years. Wholesale Mortgage Source provides outstanding advice and service to first-time homebuyers and homeowners utilizing FHA, VA, USDA and conventional home loan mortgages.
United Financial Group, LLC is a Mortgage Lender founded by John Dziedzic in April, 2002. John’s vision in 2002 was to offer clients exceptional service through education, communication and to provide clients with optimal mortgage options. John and team UFG believe that providing clients with the right knowledge eliminates stress at closing time
We are passionate about giving our customers and the communities we serve, an experience that is Unbelievably Good. Member FDIC. Equal Housing Lender
First Citizens National Bank operates from 25 locations in the state of Tennessee. Established in 1889 in Dyer County, the bank serves markets throughout eleven Tennessee counties.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide mortgages, insurance, and warranties to our clients while providing them with the lowest interest rates and costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Kairos Equities is a private lender headquartered in Louisville, KY providing investors across the US with capital for a multitude of loan types. Their lending parameters are versatile and creative, offering loan amounts from $50,000- $20,000,000 with a maximum LTV of 90%, and rates starting at around 5%.
