FHA VS Conventional loan programs in 2025 for Urbandale, Polk County, Iowa
In the year 2025, within Urbandale, which falls under the jurisdiction of Polk county in IA, the conventional loan limit is established at $726,200. For FHA loans directed at single-family homes, this limit is set at $472,030. Understanding these loan limits is crucial for homebuyers and investors as they inform your mortgage potential and financing strategy.
Use the Lendersa® Conventional loan calculator to accurately compare today's top options for Conventional, FHA, and USDA loans. This tool helps you evaluate the requirements for income, creditworthiness, reserves, and essential documentation necessary for qualification. Our sophisticated mortgage calculator shows a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the most suitable program in IA that aligns precisely with your financial circumstances.
Loan Limits and Downpayment Requirements for 2025 in Urbandale, Polk, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the specified zip codes: 50111, 50323, 50322, 50334. Leverage this data to inform your financial decisions and strategies.
Exploring Conventional and FHA Loan Options in Urbandale, IA
The mission of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loans quickly and effortlessly. Embark on your journey by selecting one of three pivotal starting points designed to align you with lenders and loan programs tailored to meet your unique financial needs.
575 2nd Avenue South, Suite 204, Saint Petersburg, FL, 33701
At All American Mortgage, we believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, and mortgages for self employed. Since our business is built primarily
6925 Lake Ellenor Drive, Suite 109, Orlando, FL, 32809
At Countrywide Mortgage Lenders, LLC, where we specialize in residential mortgages. At Countrywide Mortgage Lenders, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
360 Central Ave Suite 800, Saint Petersburg, FL, 33701
Sun West Mortgage is a full service, mortgage banker established in 1980. The company's excellent service and fast turn-time has made Sun West a multi-billion dollar national originator.As a result, Sun West is a leader in offering a diverse set of products with low rates and excellent pricing.
100 2nd Ave N, Suite 240, Saint Petersburg, FL, 33701
Savvy Mortgage professionals are standing by ready to give you the personal attention you deserve, to help you through every step of the process. We will make it as easy and as enjoyable as we possibly can. We want to see you starting to enjoy your new home as fast as possible and also Our business is based on uncompromised Value, Expertise.
Gateway Capital Mortgage Our goal is to provide you with highest levels of service while providing you with the lowest cost home loans. Gateway Capital Mortgage has been focused on keeping customers satisfied since day one, and has consistently maintained a 99% mortgage satisfaction level in all customer service areas
Pride Rock Mortgage, LLC. offers a wide variety of mortgage products to meet the needs of every income level, credit situation and home type in both Massachusetts and New Hampshire. Unlike many brokers, Pride Rock Mortgage, LLC. takes the time to work with you personally to assist you in choosing the mortgage program that best fits
Blue Point Commercial Capital specializes in the commercial real estate transactions that do not fit traditional underwriting guidelines of bank financing. We have a full suite of loan programs and have the ability to tailor our clients loan needs with short or long term options.
Headquartered in Framingham, we are able to offer our customers the benefit of local decision making from people who live & work in their community. This allows us to support the local economy & the organizations that work so hard to strengthen it. MutualOne Bank meets the needs of its customers with a variety of checking, savings, consumer loan.
629 Boston Neck Rd, Unit C2, North Kingstown, RI, 02852
A lifetime Rhode Islander with 19 years experience in the Greater Rhode Island Real Estate marketplace, the last 16 as the principle broker/owner of Greater RI Properties, LLC. A varied background including a BS in accounting and twenty plus years self employed in manufacturing lends a diverse perspective to all phases of real estate.
