Explore the differences! FHA VS Conventional loan programs in Dyersville, Dubuque County, Iowa

In 2026, the Conventional loan limit for Dyersville, in the county of Dubuque, IA, is set at $726,200, whereas the FHA limit for a single-family home is $472,030.

The Lendersa® Conventional loan calculator allows you to compare today's top rates for Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool enables side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting in choosing the best program in IA for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Dyersville, Dubuque County, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This table applies to zip codes: 52040

Conventional and FHA Loan Choices in Dyersville, IA

The aim of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three pathways to connect with matching lenders and loan offerings tailored to your needs.

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Dyersville Lenders

  • Farmers Savings Bank
  • 205 Main Street, Colesburg, IA, 52035
  • Lends in Iowa
  • The Farmers Savings Bank story began on January 26, 1907 in Colesburg, Iowa. Fifty seven years later, the Juergens Family acquired the bank in November of 1964, & since then we have expanded to Elkport, Strawberry Point & Arlington.

    Although our foot print has changed, our commitment to serving the communities we are a part of has never wavere

  • Farmers and Merchants Saving Bank
  • 101 E Main St, Manchester, IA, 52057
  • Lends in Iowa
  • F&M Bank was established in 1925 in Manchester, Iowa. F&M Bank continues to be a locally owned and operated financial institution. In 1994, F&M Bank expanded into the Cedar Rapids metro market area and in 2004, established an office in Anamosa. In 2010, F&M became an interstate bank with the addition of the Vadnais Heights.

  • AIM Credit Union
  • 1200 Associates Drive, Suite 102, Dubuque, IA, 52002
  • Lends in Iowa
  • Formerly Alliant Credit Union (ACU) is powered by you because it was developed by the employees of our utility company in 1933. They listened to the financial needs of their co-workers and chartered the Credit Union to answer those needs. Depositors were members/owners of ACU. AIM Credit Union is unique.

  • DuTrac Community Credit Union
  • 3465 Asbury Rd, Dubuque, IA, 52002
  • Lends in Iowa
  • As a credit union, DuTrac Community Credit Union is a not-for-profit cooperative that exists solely to serve its member/owners rather than to maximize corporate profits. Although credit unions earn a profit like any other business, the profits are returned to the members in the form of lower loan rates and higher deposit rates.

  • Citizens State Bank
  • 117 West First Street, Monticello, IA, 52310
  • Lends in Iowa
  • Citizens State Bank, with assets over $400 million, is one of the largest financial institutions in the state of Iowa. We operate seven banking offices & 12 ATMs in four Iowa counties. Citizens State Bank provides a full line of banking, brokerage, insurance, investment, mortgage, income, trust & payment service products to consumers & businesses.

  • Dubuque Bank and Trust Company
  • 1398 Central Ave, Dubuque, IA, 52001
  • Lends in Iowa
  • At Dubuque Bank and Trust, decision making is kept to a local level and bankers are unwaveringly committed to deeply understanding every intricacy of every customer’s financial relationship. Because when that happens, a bank, even one with over $19 billion in assets and the backing of a company with national.

  • Central State Bank
  • 102 North Main Street, Elkader, IA, 52043
  • Lends in Iowa
  • Central State Bank is a family-owned and locally operated financial institution serving eastern Iowa. With locations in six communities: CSB offers a wide variety of personal and commercial products/services, a strong staff and a personal touch and We aim to become a total solution for individuals and businesses who want more from their bank.

  • Exchange State Bank
  • 253 Broadway, Springville, IA, 52336
  • Lends in Iowa
  • At The Exchange State Bank, we enjoy being a banking option for people from all walks of life. Serving the communities of Springville and Martelle and their surrounding areas, we work with customers with a variety of banking needs. The Exchange State Bank Offering a variety of banking services, from deposit accounts and online banking services.

  • Maquoketa State Bank
  • 203 N Main St, Maquoketa, IA, 52060
  • Lends in Iowa
  • As a locally owned bank, Maquoketa State Bank is in touch with the community we serve and is responsive to the financial needs of our cuWe work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future...