Explore the differences! FHA VS Conventional loan programs in Dubuque, Dubuque County, Iowa

As of 2025, the conventional loan limit in Dubuque, within the county of Dubuque, IA, is set at $726,200. Conversely, the FHA cap for a single-family home is specified at $472,030. Understanding these loan limits is crucial as they directly influence your budgetary planning and financing options when venturing into property acquisition.

Utilize the Lendersa® Conventional loan calculator to effectively compare today's best rates among Conventional, FHA, and USDA loan types. This advanced tool not only helps to identify income levels, credit scores, and reserves needed but also outlines the necessary documentation. By viewing Conforming Conventional loans, USDA, FHA, and VA loans side by side, you can make informed decisions on the best program in IA tailored for your financial scenario.

Explore and compare loan offers from 100 different lenders to find the best possible terms that match your unique financial landscape and goals.

2025 Loan Limits and Downpayment Requirements in Dubuque, Dubuque, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table pertains to the zip codes: 52002, 52003, 52001, 52004, 52099. Leverage this vital information to guide your property investment choices responsibly.

Conventional and FHA Loan Options in Dubuque, IA

At the core of Lendersa®'s mission is to help you secure the ideal Conventional, USDA, or FHA loan with speed and minimal hassle. Begin your journey by choosing one of three primary pathways, each designed to connect you with lenders aligned to your specific program needs and financial requirements.

Lendersa USDA loan request and matching results


  • Concord Mortgage
  • 8441 Winding Trail, Laurel, MD, 20724
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • NRCS FCU
  • 501 West Felix Street, Building 24, Fort Worth, TX, 76115
  • Natural Resources Conservation Service Federal Credit Union (NRCS FCU) was chartered in 1937, just one year after the Soil Conservation Service (SCS) established its presence in Fort Worth, TX. Originally, the credit union membership was only open to the employees of SCS who worked in Fort Worth. Subsequent field of membership .
  • BW Mortgage LLC
  • 1745 Shea Center Dr, Suite 400, Littleton, CO, 80129
  • At BW Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Home Grants Colorado
  • 1745 Shea Center Dr, Suite 400, Highlands Ranch, CO, 80129
  • Buying your first home is one of the best financial decisions you can make! It’s also one of the biggest purchases most people make in their life time. That’s why our financing professionals have partnered with Colorado Grant Programs to help you with making that process easier. Not only will they be able to tell you quickly.
  • Desert Mountain Financial Inc
  • 66 West Springer Drive, Suite 202, Highlands Ranch, CO, 80129
  • Desert Mounatin Financial was founded with the core principals of Transparency, Independence and Accountibilty. We're a multi-state Mortgage Broker providing our valued clients with the lowest rate and fee structure in the industry. We pledge to help our Clients and Referral Partners overcome the traditional roadblocks.
  • Surety Home Loans LLC
  • 9249 S Broadway, Highlands Ranch, CO, 80129
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. It's your loan...your way! Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mortgage365 Lending LLC
  • 640 Plaza Drive, Suite 120, Highlands Ranch, CO, 80129
  • Mortgage365 is dedicated on unlocking the full power and potential of the Microsoft Cloud and making it Mortgage Aware for lenders looking to create BETTER, SMARTER, FASTER loan experiences. We harness the latest technology to reverse the cycle of rising costs and falling productivity and simply put; do MORE with LESS.
  • Vertex Financial Group Inc
  • 640 Plaza Drive, Suite 120, Littleton, CO, 80129
  • our goal is to provide you with superior mortgage advice, professional service, along with low interest rates. Our skilled, knowledgeable Loan Advisors guide you through the process of selecting the right mortgage that best fits your goals & objectives, with no surprises and no hidden fees.
  • Jonestown Bank & Trust Co.
  • 670 Furnance Hills Pike, Lititz, PA, 17543
  • Jonestown Bank & Trust Co. (JBT) is a Community Bank with 13 locations serving Lebanon, Northern Lancaster and Berks Counties and surrounding communities. JBT was founded in 1873 and currently has over $657 million dollars in assets. We have been recognized as a top community bank by U.S.