FHA VS Conventional loan in Dubuque, Dubuque County, Iowa

As of 2026, the conventional loan limit in Dubuque, within the county of Dubuque, IA, is set at $726,200. Conversely, the FHA cap for a single-family home is specified at $472,030. Understanding these loan limits is crucial as they directly influence your budgetary planning and financing options when venturing into property acquisition.

Utilize the Lendersa® Conventional loan calculator to effectively compare today's best rates among Conventional, FHA, and USDA loan types. This advanced tool not only helps to identify income levels, credit scores, and reserves needed but also outlines the necessary documentation. By viewing Conforming Conventional loans, USDA, FHA, and VA loans side by side, you can make informed decisions on the best program in IA tailored for your financial scenario.

Explore and compare loan offers from 100 different lenders to find the best possible terms that match your unique financial landscape and goals.

2026 Loan Limits and Downpayment Requirements in Dubuque, Dubuque, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table pertains to the zip codes: 52002. Leverage this vital information to guide your property investment choices responsibly.

Conventional and FHA Loan Options in Dubuque, IA

At the core of Lendersa®'s mission is to help you secure the ideal Conventional, USDA, or FHA loan with speed and minimal hassle. Begin your journey by choosing one of three primary pathways, each designed to connect you with lenders aligned to your specific program needs and financial requirements.

Lendersa USDA loan request and matching results


  • First National Bank in Creston
  • 101 W Adams Street, Creston, IA, 50801
  • First National Bank is a $382 million community bank that offers a full line of business, agricultural, mortgage, consumer deposit and lending services as well as wealth management services. First National Bank has offices located in Creston, Afton and Shenandoah. Visit www.fnbc.bank/about/locations to find a location near you! Member FIC.

  • Bank of New Cambria
  • 1003 State Hwy C, Bevier, MO, 63532
  • The Bank of New Cambria opened for business on March 25, 1933. It was organized after the two banks in New Cambria failed in January 1933 during the depression. The failed banks, the New Cambria State Bank (organized in 1892) and the Farmers and Merchants Bank (organized in 1907) were both community owned banks.

  • BankChampaign
  • 2101 South Neil St, Champaign, IL, 61820
  • BankChampaign has over 30 years of experience providing financial products and services for personal, commercial and investment customers in the community. We are a true community bank, providing exceptional relationship-based service to each customer. Our staff have unparalleled expertise in commercial banking, investment management

  • U of I Community Credit Union
  • 2201 S First St, Champaign, IL, 61820
  • we began serving hourly wage earners from a janitor room at the U of I Power Plant in October 1932. At the end of that first year, the credit union had 37 members, two borrowers, & $116.97 in assets. By 1935, the credit union moved off campus to Urbana, expanded its charter to include faculty, & was renamed University of Illinois

  • Minnesota Residential Mortgage, Inc.
  • 2636 Ridge Lane, Mounds View, MN, 55112
  • At Minnesota Residential Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • The Servion Group
  • 500 Main Street, Saint Paul, MN, 55112
  • The Servion Group is a unique financial services company designed to meet the needs of community financial institutions. We exist to provide credit unions and community banks with the tools to reach their true potential. We view the institutions we support not as customers or clients, but as partners.

  • Edge Home Finance Corporation
  • 5868 Baker Road, Minnetonka, MN, 55345
  • Edge Home Finance Corporation offers personalized mortgage solutions tailored to unique financial needs. I personally have been a loan officer for 23 years and can work with all types of clients . As a trailblazer in the mortgage industry, our innovative approach ensures clients achieve their dream of homeownership seamlessly and efficiently.

  • West Metro Schools Credit Union
  • 1001 Highway 7, Room 249, Hopkins, MN, 55305
  • West Metro Schools Credit Union was formed December 31, 2008 with the merger of Hopkins Schools Credit Union and Edina Schools Credit Union. Membership is open to all employees of Hopkins, Edina and Wayzata Public Schools, their families and household members. Students of Hopkins and Edina school districts are eligible also.

  • Envision Capital, Inc
  • 10590 Wayzata Blvd, Suite 160, Minnetonka, MN, 55305
  • Envision Capital is the dependable place to go when in need of a home loan.

    Our expert loan officers are readily available to find their clients competitive rates to finance a home purchase. Mortgage fees are often less than other lenders given that the Envision Capital model facilitates minimal overhead.