FHA VS Conventional loan programs in Dubuque, Dubuque County, Iowa

As of 2025, the conventional loan limit in Dubuque, within the county of Dubuque, IA, is set at $726,200. Conversely, the FHA cap for a single-family home is specified at $472,030. Understanding these loan limits is crucial as they directly influence your budgetary planning and financing options when venturing into property acquisition.

Utilize the Lendersa® Conventional loan calculator to effectively compare today's best rates among Conventional, FHA, and USDA loan types. This advanced tool not only helps to identify income levels, credit scores, and reserves needed but also outlines the necessary documentation. By viewing Conforming Conventional loans, USDA, FHA, and VA loans side by side, you can make informed decisions on the best program in IA tailored for your financial scenario.

Explore and compare loan offers from 100 different lenders to find the best possible terms that match your unique financial landscape and goals.

2025 Loan Limits and Downpayment Requirements in Dubuque, Dubuque, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table pertains to the zip codes: 52002, 52003, 52001, 52004, 52099. Leverage this vital information to guide your property investment choices responsibly.

Conventional and FHA Loan Options in Dubuque, IA

At the core of Lendersa®'s mission is to help you secure the ideal Conventional, USDA, or FHA loan with speed and minimal hassle. Begin your journey by choosing one of three primary pathways, each designed to connect you with lenders aligned to your specific program needs and financial requirements.

Lendersa USDA loan request and matching results


  • First Missouri State Bank
  • 2910 Barron Rd, Poplar Bluff, MO, 63901
  • On July 3, 1912, our bank was established under the name State Bank of Fisk. The street on which the bank was originally located was eventually named Third Street. In 1953 the bank was relocated to 300 Second Street. The Second Street building continues to serve as a branch office today.
  • Kemba Credit Union
  • 8763 Union Centre Boulevard, West Chester, OH, 45069
  • Kemba provides all of the services, products and resources of a bank. So you can save with us, borrow from us, invest through us. All with the same sense of security and stability you expect from a financial institution. But the reason to come to Kemba isn't because of the things we do like a bank, it's because of the things we do differently.
  • Guardian Savings Bank
  • 6100 West Chester Road, West Chester, OH, 45069
  • Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.
  • Lynx Financial Group, LLC
  • 8857 Cincinnati Dayton Road, Suite 202, West Chester, OH, 45069
  • Lynx Financial Group was established in 2001 and has been helping homebuyers and homeowners ever since. We offer 1st Time Homebuyer Programs, FHA, VA, USDA and Commercial loans. Our staff has over 80 years of experience in the Mortgage Industry. This has allowed us to prosper while the industry as a whole has seen a downturn.
  • The Mortgage Network of Ohio Inc
  • 8859 Brookside Ave, Suite 202, West Chester, OH, 45069
  • As Mortgage Consultants we provde the customer with much more variety and flexability than traditional bankers or credit unions. We work with more than 20 different lenders providing us with hundreds of channel and programs to meet your needs. Similar how a independent insurance agent will shop you for the best policy, coverage and terms.
  • Live Life Federal Credit Union
  • 34200 Utica Rd, Fraser, MI, 48026
  • Live Life Federal Credit Union has been proudly servicing our members’ financial needs since 1952. It began when The UAW Local 247 of Thompson Products organized Thompson Product Employee’s Federal Credit Union under Charter #7927. In 1958, the plant changed names from Thompson Products Michigan Division to Thompson Ramo Woolridge Incorporation.
  • First State Bank
  • 240 N. First St., Irvington, KY, 40146
  • First State Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service. This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
  • Franklin Mortgage Solutions
  • 10 Fairway Dr, Springboro, OH, 45066
  • Headquartered in Springboro, Ohio, Franklin Mortgage Solutions specializes in mortgage refinance and home loans throughout the states of Alabama, Arkansas, Florida, Kentucky, Ohio, South Carolina, & Tennessee. Franklin Mortgage Solutions is a local mortgage broker offering a wide variety of home loan programs.
  • Kentwood Mortgage, Inc.
  • 610 N. Main Street, Springboro, OH, 45066
  • Kentwood Mortgage, Inc our Goal is people's dreams come true and that makes us very proud. We're proud each time we lend someone the money they need, especially if they've been turned away by another lender. We're proud knowing that our Home Equity loans have allowed a child to go to college or a beloved home to be improved.