In 2025, the conventional loan limit for Iowa-City in the county of Johnson, IA, is set at $647,200, while the FHA loan limit for a single-family home is $420,680. These limits are important for prospective homeowners to understand as they plan their budgets and financing strategies.
Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates for Conventional, FHA, and USDA loans. This tool assists you in assessing the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can see Conforming Conventional loans, USDA, FHA, and VA loans side-by-side, allowing for an informed decision about which program in IA best suits your unique financial situation.
Explore loan offers from 100 lenders to discover terms that align with your needs.
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
The comparison table applies to zip codes: 52245, 52246, 52240, 52242, 52243, 52244. This overview helps you understand the specifics for your area.
Lendersa® aims to provide you with access to the best possible Conventional, USDA, or FHA loan, quickly and without hassle. Choose one of three starting points to find lenders that match your needs and program requirements.
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