FHA VS Conventional loan programs in Milford, Dickinson County, Iowa

For 2025, the Conventional loan limit in Milford, situated in Dickinson county within IA, is established at $726,200. In comparison, the FHA loan limit for a single-family dwelling is $472,030. These limits play a crucial role in determining the scope of mortgage opportunities available to potential homeowners, ensuring options are aligned with regional economic factors.

Make use of the Lendersa® Conventional loan calculator to effectively compare current top rates across Conventional, FHA, and USDA loans. This tool calculates necessary income, credit score, financial reserves, and essential documents needed for qualification, setting the stage for informed decisions. Our sophisticated mortgage calculator aligns Conforming Conventional, USDA, FHA, and VA loans in a side-by-side manner, assisting you in selecting the program in IA that perfectly fits your financial objectives.

Explore diverse loan offers from an array of 100 lenders

Detailed 2025 Loan Limits and Down Payment Information for Milford, in Dickinson County, IA

Type of Loan Maximum Loan Limit Down Payment Required
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 51351, highlighting the nuances in loan availability based on geographical location.

Navigating Conventional and FHA Loan Options in Milford, IA

Lendersa® aims to promptly find the most suitable Conventional, USDA, or FHA loan option that meets your needs with minimal hassle. You can begin by choosing one of three pathways crafted to connect you to the ideal lenders and comprehensive loan programs. This process not only simplifies your search but ensures a tailored approach to securing the best loan package available.

Outcomes of Lendersa USDA loan requests


  • E Mortgage Capital, Inc.
  • 18071 Fitch, Suite 200, Irvine, CA, 92614
  • E Mortgage Capital has been a respected mortgage company with what we believe to be the most competitive interest rates in the market, boasting a level of customer service most often associated with small local lenders. Our mission is to serve our customers with honesty, integrity and competence.
  • Val-Chris Investments, Inc.
  • 2601 Main Street, Suite 400, Irvine, CA, 92614
  • Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community. Our tremendous access to lenders allows us to make certain our borrowers get the best loans possible many repeat customers attest to this unique benefit, and to our integrity and dedication.
  • Finance of America Commercial LLC
  • 30 Executive Park, Suite 130, Irvine, NY, 92614
  • As part of the Finance of America family of companies, Finance of America Commercial provides individual and business exposure limits with individual FIX & FLIP rehab property loans, along with BRIDGE loans, and SINGLE & PORTFOLIO RENTAL term loans to residential real estate investors across the country, helping our clients overcome traditional fin
  • 5 Arch Funding Corp.
  • 1920 Main St., Suite 850, Irvine, CA, 92614
  • CoreVest (previously Colony American Finance) was founded in 2014 to meet the demand for affordable debt capital by a broad range of residential real estate investors. Our experience and scale enabled us to provide attractively priced loans and bring investment financing from “Wall Street” to “Main Street”.
  • LendingXpress
  • 17785 Sky Park Circle, Ste E,, Irvine, CA, 92614
  • LendingXpress is a California based commercial, private/hard money, and residential broker/lender specializing in mortgage loans for real estate ranging from various sizes and types ranging from $100,000 to $100,000,000. If you are looking to purchase a properties, refinance, cash out, bridge loan, fix and flip etc..
  • Alt Financial Network, Inc.
  • 18022 Cowan Suite: 245, Irvine, CA, 92614
  • ALT Financial Network is a small group of honest, experienced mortgage professionals. We offer some of the lowest rates and closing costs in the industry because we strive for repeat business from our clients. We stand firmly behind our Good Faith Estimates so you don't have to worry about surprises at closing time
  • E Mortgage Capital, Inc.
  • 2355 Main St, Suite 230, Irvine, CA, 92614
  • Since 1992, the Equity Wave Lending, Inc. staff has specialized in prudent underwriting and responsible direct hard money and private money lending to disadvantaged and under-served Americans. We also provide non-US citizens here and around the world the opportunity to share in the American dream, and invest in our great country.
  • Val-Chris Investments, Inc.
  • 2601 Main Street, Suite 400, IRVINE, CA, 92614
  • Val-Chris Investments, Inc. has been serving California since 1975, specializing in both residential and commercial loans, as well as real estate trust deed purchases. We are a private money lender providing 1st, 2nd, and 3rd trust deeds with loan amounts up to $4.000.000. We have lent over $1 trillion in our career.
  • Integrity Mortgage Group
  • 9683 Tierra Grande, Suite 102, San Diego, CA, 92126
  • Integrity Mortgage Group team is committed to providing clients with the highest quality financial services combined with great rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Hyde Funding
  • 8996 Miramar Rd, Suite 250, San Diego, CA, 92126
  • Headquartered in San Diego with over a decade of experience, Hyde Funding represents what you want in a mortgage lender. Hyde Funding specializes in all home purchase transactions, from Jumbo, FHA, First Time Home Buyer, Veteran, Conforming, Rehab, Cash Out, Hard Money and anything outside the box.
  • Morgan Home Loan Funding Corp
  • 8996 Miramar Road, Suite 230, San Diego, CA, 92126
  • Our mission is to provide you with the highest quality mortgage and refinancing services. Our loans are tailored to fit your personal needs at some of the most competitive rates in the nation. We are committed to serving the communities where we live and work, helping to providing mortgage solutions and to strengthen communities to improve lives,
  • H2 Mortgage, Inc.
  • 7940 Silverton Ave, Suite 101A, San Diego, CA, 92126
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.