Conventional Vs. FHA Lending requirements Milford, IA in 2025

For 2025, the Conventional loan limit in Milford, situated in Dickinson county within IA, is established at $726,200. In comparison, the FHA loan limit for a single-family dwelling is $472,030. These limits play a crucial role in determining the scope of mortgage opportunities available to potential homeowners, ensuring options are aligned with regional economic factors.

Make use of the Lendersa® Conventional loan calculator to effectively compare current top rates across Conventional, FHA, and USDA loans. This tool calculates necessary income, credit score, financial reserves, and essential documents needed for qualification, setting the stage for informed decisions. Our sophisticated mortgage calculator aligns Conforming Conventional, USDA, FHA, and VA loans in a side-by-side manner, assisting you in selecting the program in IA that perfectly fits your financial objectives.

Navigating Conventional and FHA Loan Options in Milford, IA

Lendersa® aims to promptly find the most suitable Conventional, USDA, or FHA loan option that meets your needs with minimal hassle. You can begin by choosing one of three pathways crafted to connect you to the ideal lenders and comprehensive loan programs. This process not only simplifies your search but ensures a tailored approach to securing the best loan package available.

Each of these steps is designed to enhance your understanding, offering transparency and insight into the mortgage landscape.

(507) 387-6789 Lender's profile and map Reviews North Star Mortgage LLC 1720 Adams Street, Suite 100, Mankato, MN, 56001 At North Star Mortgage. We are located in Mankato Minnesota. We’ve been helping people purchase or refinance home mortgages for 27 YEARS! We use a wide range of mortgage loans to help our clients find the best loan option. Hopefully, this website will help you understand the different loan options and the process.
(507) 389-8900 Lender's profile and map Reviews Profinium 100 Warren St, Suite 100, Mankato, MN, 56001 Profinium, Inc., is a locally-owned community bank with four locations in Southern Minnesota, including Fairmont, Truman, Owatonna, and in downtown Mankato in the Profinium Place office tower. The organization has served Southern Minnesota since 1875, providing banking, mortgage, insurance, trusts and investment services.
(844) 701-0444 Lender's profile and map Reviews PrimeSource Funding 1751 N Victory Drive, Suite 500, Mankato, MN, 56001 At PrimeSource Funding we are committed to providing you with the best mortgage experience available. Our mortgage loan experts are here to help you every stage of the loan process. Whether you're a first-time home buyer, looking to refinance to a lower rate, need financing for cash-out to complete some home improvements
(712) 277-6671 Lender's profile and map Reviews Security National Bank 601 Pierce Street, Sioux City, IA, 51101 Security National Bank was chartered in 1884 in Sioux City, Iowa, founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection These principles served as guideposts that enabled SNB to withstand the economic panic of the late 1800s, the Great Depression.
(507) 532-2426 Lender's profile and map Reviews First Independent Bank 105 South Market Street, Marshall, MN, 56258 First Independent Bank provides personal care for each customer while having the expertise and resources of a large bank. With broad experience and the ability to work with more types of financing solutions than many competitors, First Independent Bank is a collaborative group of advocates for businesses and families in Minnesota.
(507) 232-3488 Lender's profile and map Reviews ProGrowth Bank 703 3rd Street, Nicollet, MN, 56074 ProGowth Bank is more about people than products. It’s about you. ProGrowth Bank is here to build a lifelong relationship to support your financial success and help you achieve financial wellness in life. ProGrowth Bank provides resources and opportunities that business owners need… that you need.
(605) 232-6060 Lender's profile and map Reviews Security National Bank of South Dakota 325 Dakota Dunes Blvd, North Sioux City, SD, 57049 Security National Bank of South Dakota is a subsidiary of Security National Corporation, which was chartered in 1884 in Sioux City, Iowa, and founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty and human connection. These principles served as guideposts that enabled SNB to
(712) 663-4322 Lender's profile and map Reviews Westside State Bank 401 First Street, Westside, IA, 51467 Westside State Bank first opened the doors of our Westside, Iowa location in 1906. Since those early days, we've been dedicated to offering the conveniences and value of a big bank, while still maintaining the integrity and charm of a community bank — where decisions are made locally and interactions are handled by people you know and trust.
(515) 352-3333 Lender's profile and map Reviews Security Savings Bank 1015 Market Street, Gowrie, IA, 50543 The history of our Bank dates back to April 25, 1914, in the small community of Slifer, Iowa, when a small group of farmers met and decided a bank was needed in the area. As a result, they organized and chartered Slifer Savings Bank. Having survived the depression of the early thirties, the Bank was relocated to Farnhamville on June 1, 1934
(712) 943-5511 Lender's profile and map Reviews Pioneer Bank 202 1st Street, Sergeant Bluff, IA, 51054 At Pioneer it's Personal is more than just our tagline, it's a way of life at Pioneer Bank. We are a locally owned community-focused bank with enough geographical reach to compete digitally while still being able to provide exceptional one-on-one personal service. If you're already a customer, thank you!
(507) 557-2233 Lender's profile and map Reviews Franklin State Bank 278 2nd Ave E., Franklin, MN, 55333 At Franklin State Bank, we are your trusted banking partner! Located in Southwest Minnesota, we are happy to serve our friends, family and neighbors by helping them secure home, business, and agricultural loans as well as supplying them with convenient checking, savings and more. Online and mobile banking ensures you get your financial information
(712) 792-9772 Lender's profile and map Reviews Iowa Savings Bank 510 Highway 30 West, Carroll, IA, 51401 Iowa Savings Bank We appreciate the time you are taking to learn more about one of the most reputable and strongest local banks in Western Iowa. We believe it is important first of all to serve the needs of our customers whether it be as a safe haven for their funds or as a source of funds for public, business, family and personal needs.