FHA VS Conventional loan programs in Milford, Dickinson County, Iowa

For 2025, the Conventional loan limit in Milford, situated in Dickinson county within IA, is established at $726,200. In comparison, the FHA loan limit for a single-family dwelling is $472,030. These limits play a crucial role in determining the scope of mortgage opportunities available to potential homeowners, ensuring options are aligned with regional economic factors.

Make use of the Lendersa® Conventional loan calculator to effectively compare current top rates across Conventional, FHA, and USDA loans. This tool calculates necessary income, credit score, financial reserves, and essential documents needed for qualification, setting the stage for informed decisions. Our sophisticated mortgage calculator aligns Conforming Conventional, USDA, FHA, and VA loans in a side-by-side manner, assisting you in selecting the program in IA that perfectly fits your financial objectives.

Explore diverse loan offers from an array of 100 lenders

Detailed 2025 Loan Limits and Down Payment Information for Milford, in Dickinson County, IA

Type of Loan Maximum Loan Limit Down Payment Required
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 51351, highlighting the nuances in loan availability based on geographical location.

Navigating Conventional and FHA Loan Options in Milford, IA

Lendersa® aims to promptly find the most suitable Conventional, USDA, or FHA loan option that meets your needs with minimal hassle. You can begin by choosing one of three pathways crafted to connect you to the ideal lenders and comprehensive loan programs. This process not only simplifies your search but ensures a tailored approach to securing the best loan package available.

Outcomes of Lendersa USDA loan requests


  • Firstrust Bank
  • 15 E. Ridge Pike, Conshohocken, PA, 19428
  • Founded nearly 90 years ago, Firstrust’s business is serving the banking needs of our commercial and retail customers in the Philadelphia region. From large operating companies, real estate developers, manufacturers, and doctors to young families and grandparents – we’re here for them all.
  • Coastal Pacific Mortgage
  • 1 West Elm Street, First Floor, Conshohocken, PA, 19428
  • Coastal Pacific Mortgage, our mission is to set a high standard in the mortgage industry. We take great pride in giving quality customer service by putting the people we serve first. We believe the foundation for lasting relationships is consistency and communication. Our goal is to carefully guide you through the home loan process.
  • Main Street Mortgage Company
  • 147 Rebel Hill Road, Conshohocken, PA, 19428
  • Main Street Mortgage Company prides itself on exceeding our clients’ expectations in finding the ideal home loan for their situation. For more than 8 years, our team has provided quality service to every client that we’ve worked with. Whether you want the lowest possible rate or a complex financing package.
  • Real Property Capital
  • 303 Harry Street, Conshohocken, PA, 19428
  • RPC offers a variety of loan types tailored to suit any commercial real estate requirement. These include permanent loans for both refinance and acquisition, construction loans, bridge loans, mezzanine/preferred equity, and traditional equity. Although we do not recommend hard money loans.
  • Cross Country Mortgage
  • 625 West Ridge Pike Building A, Conshohocken, PA, 19428
  • First Choice Mortgage Advisors has a highly knowledgeable staff in Pennsylvania, we truly encompass the word TEAM. Priding ourselves in top notch COMMUNICATION, we work seamlessly together to provide all Pennsylvania residents with the highest quality home loans. Whether you are looking to build your dream home, purchase a home, refinance
  • COLONIAL MORTGAGE ADVISORS LLC
  • 625 W Ridge Pike, Conshohocken, PA, 19428
  • Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
  • Nationwide Residential Mortgage Corp
  • 140 Longleat Drive North, North Wales, PA, 19454
  • Nationwide Residential Mortgage We approve people to purchase or refinance homes, including divorce buyouts. Our free consultation and personalized planning helps you own your home for less. Free true pre-approvals for purchases and, if needed, develop a plan to repair credit and get prepared to purchase a home.
  • Acer Mortgage Company
  • 726 Lower State Road, North Wales, PA, 19454
  • Acer Mortgage Company have been helping customers afford the home of their dreams for many years and we love what we do. Our Easy Application guides you through your mortgage financing and connects you directly to your loan officer and realtor. Acer Mortgage Company originates mortgage loans and consults with home buyers and owners.
  • Philadelphia Mortgage Advisors, Inc.
  • 600 W. Germantown Pike, Suite 270, Plymouth Meeting, PA, 19462
  • Philadelphia Mortgage Advisors is an independent mortgage lender licensed in Pennsylvania, New Jersey, Delaware, Florida, Maryland and Virginia. At Philadelphia Mortgage Advisors we believe – and recent history has shown - that in the banking and mortgage industry, bigger is not always better. We are a group of mortgage professionals
  • Bank of Hazlehurst
  • 22 South Tallahassee Street, Hazlehurst, GA, 31539
  • At the Bank of Hazlehurst, we pride our selves in our ability to offer a full range of financial products and services. You won't find more superior service or friendliness anywhere in today's marketplace. They provide the following services: Full Service Office Location and are located at 22 South Tallahassee Street
  • Colonial Mortgage Service Company of America
  • 418 Stump Road, Suite 100, Montgomeryville, PA, 18936
  • "Since 1992 Colonial has been a trusted local Lender in Commercial, Residential and Investment Loans. Colonial Mortgage is your mortgage purchase and refinancing specialist serving PA, NJ, VA and MD. Mission: Our primary goal remains to provide the quickest most efficient process in order to become your #1 Trusted Lender!"
  • Commonwealth Capital
  • 518 W. Lancaster Ave, Haverford, PA, 19041
  • Commonwealth Capital provides real estate secured financing (short-term bridge and mini-perm loans) for businesses and real estate investors that do not qualify for traditional bank credit or need a rapid response.Since our founding in 2010, we have funded over $100 million in small balance commercial real estate loans, representing more than 300 t