Explore the differences! FHA VS Conventional loan programs in Spirit-Lake, Dickinson County, Iowa
In 2025, the conventional loan limit in Spirit-Lake, within Dickinson county, IA, is set at $647,200, while the FHA limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to examine current top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and necessary documents to qualify. With our advanced mortgage calculator, compare Conforming Conventional loans, USDA, FHA, and VA options side by side to choose the best program in IA for your financial situation.
2025 Loan Limits and Down Payment Requirements in Spirit-Lake, Dickinson, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to zip codes: 51360
Conventional and FHA Loan Options in Spirit-Lake, IA
The aim of Lendersa® is to quickly secure for you the best possible Conventional, USDA, or FHA loan hassle-free. Choose from three starting options to find matching lenders and loan programs.
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Redstone Federal Credit Union has been proudly serving the Tennessee Valley since 1951 and now has more than 400,000 members. Redstone has over 4 billion in assets and 25 branch locations in Northern Alabama and Southern Tennessee. As the largest credit union in the state of Alabama and ranked among the Top 20 federal credit unions
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