Explore the differences! FHA VS Conventional loan programs in Story-City, Story County, Iowa
In 2026, the conventional loan limit for Story-City, located in Story county, IA, is set at $647,200. Meanwhile, the FHA cap amounts to $420,680 for a single-family residence.
Utilize Lendersa®'s Conventional loan calculator to evaluate the prime rates of today, comparing Conventional, FHA, and USDA loans in detail. Our advanced mortgage calculator facilitates a side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, making it easier to select the optimal program for your financial situation in IA. Review requirements such as income, credit, reserves, and documentation required to qualify.
Loan Limits and Down Payment Requirements for 2026 in Story-City, Story, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The table applies to zip codes: 50248
Conventional and FHA Loan Possibilities in Story-City, IA
Lendersa® is dedicated to swiftly connecting you with the best possible Conventional, USDA, or FHA loan, without complications. Choose from three starting points to match with the right lenders and loan programs tailored to your needs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
6901 South Pierce Street, Suite 290, Littleton, CO, 80128
Residential Lending LLC are a top-rated Colorado mortgage company with great emphasis on integrity, helping people better their financial situations, and on nurturing client relationships. We’re family friendly, we work hard, and when we celebrate anything, you’ll usually find us at a local Thai restaurant.
Concorde Mortgage is a residential lender that makes a commitment to meet and exceed our customers’ expectations. Our primary customers are Realtors and buyers. Concorde Mortgage was established as an Ohio corporation in 1985. The principle office is at 536 Main St. in Zanesville, Ohio.
7150 Campus Dr, Suite 265, Colorado Springs, CO, 80920
“Affinity Mortgage Brokers” came to be just a few years ago, but its history stretches so much further than that. Dwight Howard, President and CEO of Affinity Mortgage, has been working in the mortgage industry since the 1990s. In the beginning, he was a Soldier by day and a Home Loan Specialist by night.
3760 Misty Meadows Drive, Colorado Springs, CO, 80920
At our company, mortgage lending is in our blood. In fact, we have decades of experience in this business, with members of our team having either owned or held senior positions in numerous mortgage companies, banks, title companies, and other real estate businesses. We’ve also been property investors ourselves, and understand the importance.
1155 Kelly Johnson Blvd, Suite 111, Colorado Springs, CO, 80920
U.S. Capital has been helping individuals, families and businesses achieve their financing goals by providing purchase loans and refinances on both residential and commercial properties for over 30 years. The company is currently offering residential mortgages in the state of Colorado
7660 Goddard Street, Suite 120, Colorado Springs, CO, 80920
We offer the lowest mortgage rates on VA, Conventional and FHA home loans in Colorado Springs. Our top priority is to provide exceptional customer service which includes the use of leading edge digital technology. We're locally owned and operated in Colorado Springs and providing mortgage services to our community since 1998.
1155 Kelly Johnson Blvd, Suite 111, Colorado Springs, CO, 80920
We have the knowledge and ability to help you achieve your goals. Whether you’re Purchasing your first home, investment property, or Refinancing your existing home, it can become complex very quickly unless you have the right team of professionals behind you. We offer you the tools and information needed to make an educated decision.
