FHA VS Conventional loan programs in Story-City, Story County, Iowa

In 2025, the conventional loan limit for Story-City, located in Story county, IA, is set at $647,200. Meanwhile, the FHA cap amounts to $420,680 for a single-family residence.

Utilize Lendersa®'s Conventional loan calculator to evaluate the prime rates of today, comparing Conventional, FHA, and USDA loans in detail. Our advanced mortgage calculator facilitates a side-by-side analysis of Conforming Conventional, USDA, FHA, and VA loans, making it easier to select the optimal program for your financial situation in IA. Review requirements such as income, credit, reserves, and documentation required to qualify.

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Loan Limits and Down Payment Requirements for 2025 in Story-City, Story, IA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The table applies to zip codes: 50248

Conventional and FHA Loan Possibilities in Story-City, IA

Lendersa® is dedicated to swiftly connecting you with the best possible Conventional, USDA, or FHA loan, without complications. Choose from three starting points to match with the right lenders and loan programs tailored to your needs.

Results from Lendersa USDA loan requests and matching


  • Cinq Mortgage
  • 25422 Trabuco Road, Suite 105-627, Lake Forest, CA, 92630
  • Welcome to Cinq Mortgage. We are a full-service mortgage company based in Lake Forest, CA. We specialize in Home Purchase Loans and Refinance in Orange County, Riverside County, San Diego County, and Los Angeles County. Whether you are buying a home or refinancing we can help you realize your dream of homeownership
  • Supreme Finance
  • 23161 Lake Center Drive, Suite 203, Lake Forest, CA, 92630
  • Our business has been built on referrals and it is our goal to have every customer become a new referral! Our adage is and will always be: ""People don't care how much you know until they know how much you care."" At Supreme Finance it is a ""family affair"". We are a family owned business that has been in the mortgage industry for over 30+ years!
  • Right Choice Mortgage, Inc.
  • 25351 Commercentre Drive, Suite 100, Lake Forest, CA, 92630
  • We pledge to help borrowers overcome roadblocks that can arise while securing a loan. We meet specific customer needs with a wide array of products, investment tools, and mortgages.Our goal is to provide home loans to our clients while providing the lowest interest rate with little to no closing costs.
  • First Rate Lending
  • 23101 Lake Center Drive, Suite 355, Lake Forest, CA, 92630
  • First Rate Lending knows what it takes to be a successful lender. Since the start of our operation, our dedication to exceed your expectations and guarantee your satisfaction has made us what we are today. From start to finish in the loan process, we provide no less than exceptional service to our most prized possessions: our customers.
  • Service One Mortgage
  • 23161 Lake Center Drive, Suite 205, Lake Forest, CA, 92630
  • Service One Mortgage is a Full Service Mortgage Advisory Firm, specializing in Residential and Commercial Loans.we have helped thousands purchase and refinance their homes and investment properties.Our motto has always been to offer the lowest mortgage rates while providing the highest level of customer service to each and every one of our clients.
  • Legacy Real Estate Services, Inc.
  • 22842 Larkin Lake, Lake Forest, CA, 92630
  • The Legacy Mission is to develop life-long client relationships by providing exceptional service, professional representation and technical expertise. As the Broker/Owner, Mark Gustafson personally manage all real estate broker/agent aspects of the transaction from beginning to end.
  • Steel Funding
  • 22956 El Toro Road, Lake Forest, CA, 92630
  • We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances. We pride ourselves by providing you with tailored mortgage loan with a great mortgage rate for you in the shortest possible time. We will also make the loan experience with us enjoyable and provide you with a peace of mind.
  • Personalized Mortgage Express, Inc.
  • 26461 Rancho Parkway South, Lake Forest, CA, 92630
  • "Personalized Mortgage Express was founded in 2004 to meet an urgent need: To provide fast, personalized service to both borrowers and real estate agents. We have a staff of experienced loan officers and processors who will ensure that your home loan will close on time, at the best rates available in the market today