In 2025, the limit for a conventional loan in the city of Webster-City, within Hamilton county in IA, is set at $647,200. Meanwhile, for a single-family home, the FHA limit is defined as $420,680. These values are critical for homeowners looking to understand the financing landscape of their area.
Make use of the Lendersa® Conventional loan calculator to compare the best current rates amongst Conventional, FHA, and USDA loans, determining necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator shows the differences between Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding your decision in selecting the program in IA that best suits your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table is applicable to the following zip codes: 50595
The mission of Lendersa® is to expedite the process of obtaining the best possible Conventional, USDA, or FHA loan with ease. Begin this journey by selecting one of three methods designed to link you with the appropriate lenders and loan programs tailored to your specific needs.
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