FHA VS Conventional loan in Polk-City, Polk County, Iowa
In the year 2025, the Conventional loan limit in Polk-City, located in the county of Polk, IA, is $647,200. In contrast, the FHA limit for a single-family home is $420,680.
With the Lendersa® Conventional loan calculator, you can compare today's top rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator enables you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in IA best fits your financial situation.
2025 Loan Limits and Down Payment Requirements in Polk-City, Polk County, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is applicable to the following zip codes: 50226
Options for Conventional and FHA loans in Polk-City, IA
The goal of Lendersa® is to help you quickly secure the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three pathways to find suitable lenders and loan programs.
16152 Beach Boulevard, Suite 131, Huntington Beach, CA, 92647
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
17011 Beach Boulevard, Suite 230, Huntington Beach, CA, 92647
At Professionals Mortgage Group. We are a full-service mortgage company based in Huntington Beach, CA. We specialize in Mortgage Loans and Refinance Loans in Huntington Beach, Seal Beach, Fountain Valley, Westminster, Long Beach, and Santa Ana. We also serve the surrounding cities in Orange County.
17011 Beach Blvd, Suite 900, Huntington Beach, CA, 92647
OC Realtors to help find your dream home in the city you are looking People are often treated like a statistic when shopping for a mortgage. This creates poor communication & response time, jeopardizing your dream of home ownership. A broker who will treat you like a business partner and guide you through the process is rare.
16162 Beach Boulevard, Suite 304, Huntington Beach, CA, 92647
Lendingwide is a full service lender in providing mortgage banking resources for real estate loans that offers competitive rates in today's market. At Lendingwide, we are committed to provide quality lending products and services that create trust by achieving superior customer satisfaction.
7755 Center Ave, 11th Floor, Huntington Beach, CA, 92647
Ameristar Capital Mortgage Inc., where we specialize in residential mortgages. At Ameristar Capital Mortgage Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
16785 Beach Boulevard, Suite A, Huntington Beach, CA, 92647
Amali Capital Funding is a mortgage brokerage located in Huntington Beach, California. As a wholesale brokerage, we are able to compare rates from big-name lenders such as Quicken Loans, LoanDepot, United Wholesale Mortgage, JMAC, etc. and provide the best market rate to our clients. We also offer many programs for first-time buyers.
At Fusion Capital Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
7071 Warner Avenue, Suite F-717, Huntington Beach, CA, 92647
We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
16152 Beach Boulevard, Suite 101, Huntington Beach, CA, 92647
We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
