FHA VS Conventional loan programs in 2025 for West-Des-Moines, Polk County, Iowa
In 2025, the limit for conventional loans in West-Des-Moines, which falls under Polk county, IA, is set at $647,200. For FHA loans tailored for single-family homes, the limit is $420,680. Understanding these limits is vital for homebuyers and investors as they plan their financing strategies and explore their mortgage options.
Leverage the Lendersa® Conventional loan calculator to compare today's most competitive rates, focusing on Conventional, FHA, and USDA loans. This tool assesses necessary income levels, credit scores, financial reserves, and documentation required for qualification. With our advanced mortgage calculator, you can review Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program in IA best fits your financial profile.
Loan Limits and Downpayment Requirements for 2025 in West-Des-Moines, Polk, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table specifically applies to the zip codes: 50265, 50266, 50263, 50061, 50336, 50339, 50359, 50360, 50361, 50362, 50363, 50364, 50367, 50368, 50369, 50398. Use this insight to align your financial planning effectively.
Explore Conventional and FHA Loan Options in West-Des-Moines, IA
Lendersa® is dedicated to swiftly connecting you with the best available Conventional, USDA, or FHA loans, reducing hassle in the process. Start with one of our three primary approaches to align with lenders and loan programs that meet your specific goals and needs.
515 Encinitas Blvd Suite 203, Encinitas, CA, 92024
Charger Funding was founded in 2008. Those of you who have worked with us know that we are experienced and hard working advocates for your files. Charger Funding has been doing private money lending in California for over a decade and we know how to get the job done.We’re the ones to call when you have a deal that absolutely must close.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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North Bay Capital is the premiere real estate and mortgage brokerage in Sonoma County. We see real estate as a durable asset which has been used by countless people through time to generate wealth through its investment. When you invest in capital, like real estate, you’re ensuring future prosperity.
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2220 Otay Lakes Road, Suite 502-708, Chula Vista, CA, 91914
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
Cornerstone Commercial Mortgage specializes in commercial real estate finance. We act as mortgage consultants, not simply mortgage brokers, focusing on providing the appropriate financing solutions for each deal and each client. We manage every detail of the loan process from start to finish in a way that's effortless
823 Anchorage Place, Suite 9, Chula Vista, CA, 91914
YourMortgageBlog.com is owned and operated by Marshall-Ryckes, Inc. DBA Sidwell Mortgage Company and Sidwell Funding Group, a San Diego based California Mortgage Brokerage. For decades a 20% down payment was the prevailing standard in the U.S. mortgage industry. The 20% down payment served a twofold purpose.
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Welcome to SouthWest Equity Mortgage, where Customer Satisfaction is our Top Priority! The SouthWest Equity Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home.
We are a full service mortgage brokerage firm with an exceptional staff offering expertise in all types of financing. Our team consists of loan officers that have worked for the largest mortgage lenders in the nation with over 45 years combined mortgage lending experience.We always find ways to get you approved and financed.
