Explore the differences! FHA VS Conventional loan programs in West-Des-Moines, Polk County, Iowa
In 2025, the limit for conventional loans in West-Des-Moines, which falls under Polk county, IA, is set at $647,200. For FHA loans tailored for single-family homes, the limit is $420,680. Understanding these limits is vital for homebuyers and investors as they plan their financing strategies and explore their mortgage options.
Leverage the Lendersa® Conventional loan calculator to compare today's most competitive rates, focusing on Conventional, FHA, and USDA loans. This tool assesses necessary income levels, credit scores, financial reserves, and documentation required for qualification. With our advanced mortgage calculator, you can review Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program in IA best fits your financial profile.
Loan Limits and Downpayment Requirements for 2025 in West-Des-Moines, Polk, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table specifically applies to the zip codes: 50265, 50266, 50263, 50061, 50336, 50339, 50359, 50360, 50361, 50362, 50363, 50364, 50367, 50368, 50369, 50398. Use this insight to align your financial planning effectively.
Explore Conventional and FHA Loan Options in West-Des-Moines, IA
Lendersa® is dedicated to swiftly connecting you with the best available Conventional, USDA, or FHA loans, reducing hassle in the process. Start with one of our three primary approaches to align with lenders and loan programs that meet your specific goals and needs.
8621 Robert Fulton Drive, Suite 150, Columbia, MD, 21046
We believe owning a home is one of the greatest wealth builders out there.
So our goal is to make homeownership more accessible, and to help more people buy homes. and also We make lower happen—lower fees. Lower rates. Lower interest. Lower payments. Lower hassle. So our borrowers get a better mortgage experience, for less. With Lower.
10015 Old Columbia Rd, Suite H-125, Columbia, MD, 21046
HARD MONEY BANKERS is a full service and self-funded private/hard money lending company providing fast and flexible financing for residential and commercial investment real estate deals. We are currently lending in Maryland, Washington DC, Virginia, Pennsylvania, Delaware and New Jersey.
Vantage Loans Finance Corp. is a mortgage lender in Beltsville, Maryland that is spearheaded by professionals who have been in the loaning industry for more than 25 years. We believe that homeownership is a privilege that everyone should enjoy. Hence, we work to ensure that all our clients can avail.
Certified Home Loans, a premier mortgage broker in Raleigh, NC, specializes in offering tailored mortgage solutions to suit every homeowner's needs throughout North Carolina. We excel in securing purchase mortgages and refinance options, always with competitive rates, no closing costs or low closing costs and personalized service.
6204 Falls OF Neuse Rd, Suite 100, Raleigh, NC, 27609
North State Bank was built on a foundation of integrity, hard work, fairness, teamwork, and consistency. These core values permeate our organization and guide our choices and our decisions We have served the Wake County, North Carolina, area since June of 2000, focusing on the professional market and small to mid-size businesses. In 2006
We’re a primary lender. This means we process, approve, underwrite and close every loan in-house. Right down the hall from your loan officer. No sending your paperwork to other specialists all over the country. Our efficiency can compress the loan process to as few as 7 days, getting you into your home faster.
4515 Falls of Neuse Rd, Suite 300, Raleigh, NC, 27609
At GoVA Loans, our mission is to clear the path to homeownership for military members across the country by focusing on financial literacy and providing various tools to help build wealth in real estate.
We combine today’s technology with the personal guidance needed during the mortgage process.
"David M. Damaré is a mortgage-lending expert with over 16 years of experience.
He grew up in New Orleans, LA and graduated from the University of North Carolina at Chapel Hill in 1986. David went on to attend pilot training as a military officer with the United States Air Force. While flying for the North Carolina Air National Guard,"
Coastal Credit Union has been serving its members since 1967. Being a not-for-profit financial institution, we are committed to providing outstanding customer service with 7AM to 7PM teller hours, products at competitive rates, and best in class mobile banking. Today, with assets totaling $3.4 billion, Coastal serves more than 270, 000 members.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide extremely competitive VA, Conventional, Jumbo and NON QM home loans to our clients. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We are a veteran owned, full-service mortgage brokerage company.
First Citizens began as the Bank of Smithfield in Johnston County, N.C. From a single office, First Citizens has grown to more than 550 branches in 19 states. First Citizens today is a full-service banking institution with more than 6, 500 employees. Our parent company, First Citizens BancShares, Inc.
