FHA VS Conventional loan programs in West-Des-Moines, Polk County, Iowa
In 2025, the limit for conventional loans in West-Des-Moines, which falls under Polk county, IA, is set at $647,200. For FHA loans tailored for single-family homes, the limit is $420,680. Understanding these limits is vital for homebuyers and investors as they plan their financing strategies and explore their mortgage options.
Leverage the Lendersa® Conventional loan calculator to compare today's most competitive rates, focusing on Conventional, FHA, and USDA loans. This tool assesses necessary income levels, credit scores, financial reserves, and documentation required for qualification. With our advanced mortgage calculator, you can review Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program in IA best fits your financial profile.
Loan Limits and Downpayment Requirements for 2025 in West-Des-Moines, Polk, IA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table specifically applies to the zip codes: 50265, 50266, 50263, 50061, 50336, 50339, 50359, 50360, 50361, 50362, 50363, 50364, 50367, 50368, 50369, 50398. Use this insight to align your financial planning effectively.
Explore Conventional and FHA Loan Options in West-Des-Moines, IA
Lendersa® is dedicated to swiftly connecting you with the best available Conventional, USDA, or FHA loans, reducing hassle in the process. Start with one of our three primary approaches to align with lenders and loan programs that meet your specific goals and needs.
People Driven Credit Union is a member-owned, full-service financial institution helping members and their families with money management since 1928. PDCU was founded in 1928 as Detroit Federal Employees Credit union to serve as a primary field of membership of federal employees in the Detroit area and their families.
26711 Northwestern Highway, Suite 200, Southfield, MI, 48033
We obtain our clients information from a referred based system we have in place with real estate agents & brokers across the nation.From having a client’s information, we assist with any purchase or refinance need.Our exclusive service allows us to have a more intimate understanding of how we can help client make a stressful process a positive one.
Here at SafeWay we live by, every client every time, and we always make sure to offer the smartest mortgage solution from refinancing to purchasing your dream home. Our mission is to walk each client through the mortgage process and make sure we educate the client throughout the process of obtaining a new mortgage solution.
A team of professionals that believe everyone should be treated as if they lived next door. Our founders and team members have more than 150 years of combined experience helping clients all over the country choose the best loan program to help accomplish their goals. We leverage each client’s feedback as our entire team works.
300 Galleria Officentre, Suite 500, Southfield, MI, 48034
At MiMutual Mortgage, the reason we exist centers on this simple phrase - Great People, Building a Great Company, Serving our Communities.
We believe that purchasing a home is one of life's most monumental events. It is more than a transaction - it is a life-changing investment. Our clients deserve the care
Extreme Loans (powered by First Savings Bank NMLS# 41131) is an EXTREMELY AWESOME mortgage branch that is here to help with any/all residential mortgage buying or refinancing needs. We lend nationwide so check us out online www.extremeloans.com or contact us #844CloseFast (844-256-7332)
300 Galleria Officentre, Suite 101, Southfield, MI, 48034
United Mortgage Lending is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
29500 Telegraph Rd, Suite 200, Southfield, MI, 48034
At Prime Mortgage, our job is making you our number one priority. Whether you’re getting ready to buy your first home, consolidate debt, or any other mortgage needs you can imagine we’ve got the experience you need to create a successful experience. Click the button below for more details.
29777 Telegraph Road, Suite 3090, Southfield, MI, 48034
Central Mortgage Funding, LLC is built on the relationships we make every day. When you work with CMF you’re family, there’s no way around it. We share our customer’s vision, we work hand in hand with you through our financial products, services and so much more. We take our time to offer you a personally crafted mortgage experience that is safe.
28588 Northwestern Hwy, Suite 290, Southfield, MI, 48034
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
29201 Telegraph Rd, Suite 611, Southfield, MI, 48034
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
