which one is better? Conventional or FHA Des-Moines, IA

For the year 2025, the conventional loan limit in Des-Moines, within Polk county of IA, is marked at $647,200. Meanwhile, the FHA loan cap for a single-family home is set at $420,680. Understanding these figures is key for homebuyers and real estate investors to plan their financial strategies effectively.

Use our comprehensive Lendersa® Conventional loan calculator to compare the optimal rates available today among Conventional, FHA, and USDA loan options. Our advanced tool evaluates income requirements, credits, reserves, and necessary supporting documents needed to qualify. Examining Conforming Conventional, USDA, FHA, and VA loans side by side ensures you choose the best program in IA to fit your personal financial scenario.

Conventional and FHA Loan Options in Des-Moines, IA

Lendersa® is committed to swiftly securing you the best possible Conventional, USDA, or FHA loan, making the process seamless. Choose one of three strategic starting points, each leading to lenders and loan programs precisely suited to your financial needs.

Lendersa USDA loan request and matching results

(616) 774-9160 Lender's profile and map Reviews Brendan O'Driscoll 214 Fulton St, Grand Rapids, MI, 49503 Kevin Polakovich and Brendan O’Driscoll founded Treadstone in 2003. From the beginning, they’ve been committed to hiring ethical business people, practicing common sense lending, and creating an environment where people work hard and play hard. They believe that happy employees produce better work which is why you’ll occasionally.
(877) 350-0007 Lender's profile and map Reviews Heartland Home Mortgage 6190 Kalamazoo Ave SE, Grand Rapids, MI, 49508 Mortgage Lender and broker, funding loans for refinances and new home purchases. We specialize in conventional, FHA, VA and Rural Development and Construction Lending. We meet with our clients face to face to make sure there is a level of trust and complete understanding of the loan process.
(918) 680-6900 Lender's profile and map Reviews Armstrong Bank 1111 W Broadway St, Muskogee, OK, 74401 Armstrong Bank has taken pride in providing exceptional customer service. As a family-oriented Bank with locations across Oklahoma and Arkansas, our Banking experts live and work in the communities that they serve. Armstrong employees dedicate their time and talents to a wide variety of community organizations
(218) 741-5644 Lender's profile and map Reviews Virginia Coop Credit Union 811 4th Street North, Virginia, MN, 55792 Virginia Coop Credit Union is a member-owned financial cooperative offering a wide array of quality and affordable financial products to satisfy our members’ financial needs. Virginia Coop Credit Union was established on July 21, 1937 to promote thrift among its members and to create a source of credit for them.
(616) 336-3490 Lender's profile and map Reviews Intandem Credit Union 1619 Plainfield Avenue NE, Grand Rapids, MI, 49505 Intandem Credit Union is a financial institution based out of Kent County, Michigan. We work side-by-side together with you. Intandem Credit Union has always focused on serving the county’s employees with superior service and helpful financial solutions. And we continue to do this today.
(800) 653-4301 Lender's profile and map Reviews First Community Bank of the Heartland, Inc. 114 E. Jackson Street, Clinton, KY, 42031 At First Community Bank, our roots run deep. Starting in 1936 as First National Bank in Clinton, KY, we formed strong ties to this small town along with many of the neighboring communities. The sound relationships that were formed in those early developmental years continue to be an important part of our success.
(616) 633-3692 Lender's profile and map Reviews Mortgage And Real Estate Help 2130 Wealthy St SE, Grand Rapids, MI, 49506 Our exceptional reputation as a Residential Mortgage Provider has been built on our capability to provide quick financing solutions for borrowers. Having over 22+years experience in various home loan options, from fixed-rate and adjustable-rate mortgages to FHA loans, We are able to process your loan application quickly and efficiently.
(888) 986-8642 Lender's profile and map Reviews Lakeside Mortgage Lending 939 Lakeside Drive South East, Grand Rapids, MI, 49506 At Lakeside Mortgage Lending We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We've been helping customers afford the home of their dreams.