Conventional Vs. FHA Lending requirements Des-Moines, IA in 2025

In 2025, Convetional loan limit in Des-Moines, county of Polk, IA is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IA is best for your particular financial situation.

Conventional and FHA loan options in Des-Moines, IA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results

(270) 247-1403 429 miles Lender's profile and map Reviews First Kentucky Bank 223 South 6th Street, Mayfield, KY, 42066 First Kentucky Bank was founded in Mayfield, Kentucky, on March 6, 1899, as The Exchange Bank. First Kentucky Bank was established with a foundation of community-minded service and professional excellence that has allowed it to grow throughout its rich history, in times of both prosperity and adversity.
(270) 247-5613 429 miles Lender's profile and map Reviews River Valley AgCredit 408 East Broadway, Mayfield, KY, 42066 River Valley AgCredit is part of the nationwide Farm Credit System, providing financing for agriculture and rural living since 1916. We serve Western Kentucky as well as 12 counties in Tennessee with a total of 14 Service Centers conveniently located to serve you. We have more than $475 million in loans outstanding to more than 5, 000 members
(405) 547-2436 430 miles Lender's profile and map Reviews The Payne County Bank 202 South Main Street, Perkins, OK, 74059 Payne County Bank was incorporated January 3, 1898, nine years before Oklahoma's Statehood. With original capital stock of $5,000, the bank operated in a wood frame structure at the northwest corner of what is now Main and Thomas streets for about four years. With the construction of a new native sandstone building in 1903,
(479) 788-4600 430 miles Lender's profile and map Reviews First National Bank of Fort Smith 602 Garrison Ave, Fort Smith, AR, 72902 Founded more than 140 years ago, The First National Bank of Fort Smith is the oldest national bank in the state of Arkansas. The bank was organized February 29, 1872, as "The National Bank of Western Arkansas." In 1888, the name was changed to The First National Bank of Fort Smith.
(269) 945-2401 431 miles Lender's profile and map Reviews Highpoint Community Bank 150 West Court Street, Hastings, MI, 49058 Highpoint Community Bank was founded as Hastings City Bank in 1886 when 35 Hastings investors provided the initial capital of $50,000. At the time, we served the town and community of Hastings with its economy driven mostly by sawmills. As our bank grew through the years, we expanded into Middleville, Caledonia, Nashville, Bellevue and beyond.
(269) 948-8369 431 miles Lender's profile and map Reviews Thornapple Credit Union 202 E Woodlawn Avenue, Hastings, MI, 49058 Thornapple Credit Union has been open since 1964. The credit union has assets totaling $57.82 Million and provides banking services to more than 7, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(812) 372-6091 432 miles Lender's profile and map Reviews B & I Federal Credit Union 740 North Marr Road, Columbus, IN, 47201 B & I Federal Credit Union offers a variety of services, including loans, share draft accounts, savings accounts, IRA accounts, and other services designed to provide convenient, fast access to your accounts. To make banking transactions more accessible, even when you are traveling out of state or out of the country
(906) 789-6400 433 miles Lender's profile and map Reviews Peninsula Federal Credit Union 2929 3rd Avenue North, Escanaba, MI, 49829 Established in 1941, Peninsula Federal Credit Union has grown from 231 members to over 11, 000 members with assets in excess of $142 million. Founded as an occupational credit union we began as the Escanaba Paper Company Employees Federal Credit Union. The name changed to Mead Corporation, Escanaba Division Employees Federal Credit Union