FHA VS Conventional loan programs in 2025 for McCall, Valley County, Idaho
In 2025, the limit for Conventional loans in McCall, specifically in the county of Valley, ID, stands at $726,200, whereas the FHA limit for a single-family home reaches $573,850. This distinction is crucial for those navigating the landscape of home financing in that area, providing a clear understanding of the financial boundaries set for different types of loans.
The Lendersa® Conventional loan calculator is a powerful tool enabling you to scrutinize today's leading rates among Conventional, FHA, and USDA loans. This calculator assists in determining the necessary income level, credit score, reserves, and documentation you need for qualification. By viewing Conventional, USDA, FHA, and VA loans side by side, it becomes easier to ascertain the most fitting program for your financial portfolio within ID.
Discover 2025 loan limits and downpayment requirements in McCall, located within Valley county, ID
Type of Loan
Maximum Limit
Minimum Down payment
Conventional Conforming
$726,200
3%
USDA
$379,500
0%
FHA
$573,850
3.5%
Note: The above comparison table is applicable to the following zip codes: 83638, 83635. Ensure to verify your specific code to confirm the applicable limits and down payment requirements.
Explore Your Options: Conventional and FHA Loans in McCall, ID
At Lendersa®, our commitment is to swiftly and efficiently navigate you towards the most advantageous Conventional, USDA, or FHA loan, minimizing hassle along the way. We offer three distinct avenues to initiate your loan search, each crafted to seamlessly guide you towards lenders and programs tailored to meet your financial needs.
"At Alibel Mortgage we strive to offer the best products and services in the mortgage industry. As wholesale mortgage brokers we are able to offer the absolute lowest rates in the business. Our goal is to provide the best possible experience for all of our clients.
We attend every closing. This ensures that your closing transaction goes smooth
The Investor’s Source LLC funds deals throughout Colorado, offering a variety of hard money lending programs that provide solutions to the short-term challenges facing real estate investors. We can pre-approve your deal in 24-48 hours (or less) with no initial appraisal or deposit required until pre-approval is complete. Ask about our Preferred/
Charles Schwab Bank is a Bank with operations in fifty states. Charles Schwab Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and FHA mortgages. Charles and The Charles Schwab Corporation provides a full range of brokerage, Banking and financial advisory services through its operating subsidiaries
131 Steuart Street, Suite 520, San Francisco, CA, 94105
We’re a nonprofit that provides interest-free loans to help Jewish individuals in Northern California overcome financial challenges and pursue life dreams. Loans are also available to those in Northern California who meet one of the following criteria, regardless of religious background.
221 Main Street, Suite 300, San Francisco, CA, 94105
Prosper’s mission is to advance financial well-being. The company’s online lending platform connects people who want to borrow money with individuals and institutions that want to invest in consumer credit. Borrowers get access to affordable fixed-rate, fixed-term personal loans. Investors have the opportunity to earn solid returns.
333 1st Street, Unit N1505, San Francisco, CA, 94105
CME Funding can help you achieve your goals. To set up the right San Francisco, CA Mortgage plan for you, get in touch with us -- we're happy to help. Our San Francisco, California based company has a team of highly experienced loan and real estate agents committed to providing our clients with the highest quality real estate
1 Market Plaza, Spear Tower #3600, San Francisco, CA, 94105
Carlyle Financial is a full-service mortgage brokerage, based in San Francisco and Los Angeles. We provide a highly personalized loan process for clients who need flexibility, versatility, and a wide variety of lending products. We are dedicated to providing extraordinary service for extraordinary clients.
575 Market Street, Suite 1600, San Francisco, CA, 94105
Since 2013, Kiavi has been the go-to brand for real estate investors seeking reliable, fast financing solutions.
Dedicated financing experts always on your side to help you scale
Embark on a journey through Kiavi’s transformative decade in real estate with our special report, 'A Decade of Deals and Dreams.'
