FHA VS Conventional loan in Garden-City, Ada County, Idaho

In 2025, the limit for Conventional loans in Garden-City, situated in Ada county, ID, is $647,200. For a single-family home, the FHA limit is $515,200.

Employ the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. This tool assesses required income, credit, reserves, and documents necessary to qualify. By using our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in determining which program in ID best suits your financial situation.

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2025 Loan Limits and Down Payment Needs in Garden-City, Ada, ID

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $332,100 0%
FHA $515,200 3.5%

This table is applicable to zip codes: 83714, 83711

Discover Conventional and FHA Loan Options in Garden-City, ID

The objective of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan efficiently and without hassle. Choose one of three methods to find and match with lenders and loan programs.

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