Explore the differences! FHA VS Conventional loan programs in Garden-City, Ada County, Idaho
In 2025, the limit for Conventional loans in Garden-City, situated in Ada county, ID, is $647,200. For a single-family home, the FHA limit is $515,200.
Employ the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. This tool assesses required income, credit, reserves, and documents necessary to qualify. By using our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in determining which program in ID best suits your financial situation.
2025 Loan Limits and Down Payment Needs in Garden-City, Ada, ID
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$332,100
0%
FHA
$515,200
3.5%
This table is applicable to zip codes: 83714, 83711
Discover Conventional and FHA Loan Options in Garden-City, ID
The objective of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan efficiently and without hassle. Choose one of three methods to find and match with lenders and loan programs.
"Western Pioneer Financial is a full spectrum lender with complete real estate services. We bring over 35 years of combined experience in both real estate and loans. Our commitment and focus is to provide genuine one-stop shopping services to our clients and customers.
We are committed to providing our clients with superior personal service."
7901 Stoneridge Dr. Ste 120, Pleasanton, CA, 94588
Atlantic Pacific Funding is a residential mortgage company offering mortgage services to residents throughout California. Our staff has over a combined 100 years of experience in the Mortgage and Real Estate Industry. What makes us great at what we do is our knowledgeable staff, responsiveness, accountability, and friendliness.
Caleb Parmenter is your premier mortgage professional located in Fresno, California. Caleb and Caleb Parmenter - Big Valley Mortgage offer some of the most competitive rates nationwide, making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Fresno area.
Since 1989, Oro Financial of CA, Inc has originated residential and commercial loans for borrowers who have tried to obtain conventional financing but were unable to. Credit is not a problem and we can loan against any property within the State of California. We will move fast and have been able to fund in 24 hours.
Mid Valley Financial is the Central Valley’s premier residential and commercial mortgage lender. We pride ourselves on offering some of the lowest rates & making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California, loan officers can help you take the first step toward a financial solution.
Mid Valley Financial is the Central Valley’s premier residential and commercial mortgage lender. We pride ourselves on offering some of the lowest rates and making the loan process fast, simple and straight forward for borrowers seeking an inexpensive mortgage in California. Whether you are a first time buyer, purchasing your dream property.
With over a "Century of Service" to Phillips County, The First State Bank of Malta was organized on Jan. 8, 1903. The new bank was chartered with an authorized capital of $50,000.00. The First State Bank has grown and changed in many ways over the past 112 years, however, it still maintains the same qualities
Tam Funding, a professional mortgage company specializing in residential mortgages. Unlike big banks, we don’t offer a limited range of mortgage options. No two borrowers are alike, so we structure a mortgage based upon your individual needs and work with our over 80+ different mortgage programs to find the right fit for you.
