FHA VS Conventional loan in Twin-Falls, Twin Falls County, Idaho

In 2025, Convetional loan limit in Twin-Falls, county of Twin Falls, ID is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in ID is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Twin-Falls, county of Twin Falls, ID

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 83301, 83303

Conventional and FHA loan options in Twin-Falls, ID

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Liberty Home Mortgage
  • 3010 LBJ Freeway, Suite 1200, Dallas, TX, 75234
  • Liberty Home Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Trusted Mortgage Advisors of Texas
  • 3010 LBJ Freeway, Suite 1200, Dallas, TX, 75234
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Nonprofit Mortgage
  • 2665 Villa Creek Drive, Suite 252, Dallas, TX, 75234
  • Nonprofit Mortgage is a new and unique mortgage company. We have a large range of mortgage products for your home purchase or refinance. Nonprofit Mortgage provides down payment assistance to underserved home buyers and those who have experienced a financial setback due to an illness in their household.
  • BEAM MORTGAGE, INC
  • 14455 Webb Chapel Rd, Farmers Branch, TX, 75234
  • "Beam Real Estate & Mortgage is the foremost choice for your residential and commercial property needs. Contact us today! When you're looking to buy a home, you want to know that you're in the best of hands. With more than a decade of experience, we can proudly say we've learned a thing or two about real estate - and that knowledge helps you."
  • Preston Hollow Financial Services Inc
  • 13709 Braemar Drive, Dallas, TX, 75234
  • Preston Hollow Financial Services, Inc. is a full service Mortgage Boutique offering personalized analysis and execution for your purchase, refinance, construction and home equity needs. We facilitate mortgage throughout the great State of Texas and have professional relationships with other title and insurance companies.
  • Ntrust Lending, Inc.
  • 7012 Gerrards Cross, Plano, TX, 75025
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • MTP Mortgage
  • 10185 Custer Rd, Suite 300, Plano, TX, 75025
  • MTP Mortgage is a Texas Mortgage Broker based in Plano, Texas and serves clients purchasing or refinancing a home or commercial property located anywhere in Texas. We offer every loan program available and find the very best loan program for our clients’ unique situation and at very competitive interest rates and low fees.
  • Apple Capital Group, Inc.
  • 201 E Abram St, Suite 120, Arlington, TX, 76010
  • Apple Capital Group, our main goal is to provide our clients with a full line of small business asset based loans. We are truly committed to understanding your exact business requirements and will gladly help you overcome future challenges. we are dedicated to empowering our clients to meet these challenges and to achieve the growth.