FHA VS Conventional loan in Clinton, De Witt County, Illinois

For 2025, the conventional loan limit for single-family homes in Clinton, located within De Witt county of IL, is $726,200. The FHA limit, on the other hand, is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to weigh today's finest rates for Conventional, FHA, and USDA loans. It helps identify the necessary income, credit, reserves, and paperwork required for qualification. Through our comprehensive mortgage calculator, compare Conforming, USDA, FHA, and VA loans side by side, and determine which program is optimal for your needs in IL.

Explore loan offers from a wide range of 100 lenders

Details on 2025 loan limits and down payments in Clinton, part of De Witt, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison is valid for zip codes: 61727

Conventional and FHA Loan Options in Clinton, IL

Lendersa® is committed to securing the best-fit Conventional, USDA, or FHA loan promptly and effortlessly for you. Initiate with any of our three options to find matching lenders and loan programs aligned to your preferences.

Lendersa loan request results for USDA loans


  • Blue Giant Finance LLC
  • 1629 N LINDER AVE, Chicago, IL, 60639
  • Blue Giant Finance LLC is a private base lending company. Established in 2022, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Blue Giant Finance Llc wants to connect with investors, business individuals, and real estate agents who can benefit from our funding.
  • The Federal Savings Bank
  • 4120 W Diversey Ave, Suite C501, Chicago, IL, 60639
  • Federal Savings Bank is veteran - owned bank, with a focus on VA and FHA lending for active duty and retired military and first time home buyers. We believe we offer the Perfect Mortgage Experience, which is our unique combination of outstanding customer service, low mortgage rates, and fast closings.
  • Chicagoland Mortgage Group LLC
  • 3351 West Harlem Avenue, Chicago, IL, 60634
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Northpoint Capital
  • 566 West Lake Street, Suite 220, Chicago, IL, 60661
  • NorthPoint Capital Group is a major commercial mortgage banking group of companies specializing in originating and servicing quality mortgage loans for real estate owners and our institutional lenders. We strive to provide our borrower clients with loans on the most competitive terms structured to meet the requirements of our borrowers and lenders.
  • First American Bank (Chicago)
  • 700 Busse Road, Elk Grove Village, IL, 60007
  • At First American Bank, we're small enough to provide the personal attention that makes you comfortable coming to us for a multi-thousand-dollar auto loan. As the largest privately held bank in Illinois, we're big enough that you can also get multi-million-dollar financing if your company exports auto parts – or anything else.
  • Z Reverse Mortgage
  • 836 S Arlington Heights Rd, Suite 182, Elk Grove Village, IL, 60007
  • Z Reverse Mortgage is a free informational resource for seniors and their families on the reverse mortgage process. We provide senior citizens with all the necessary information and assistance in order to identify the right loan programs, determine property value, and begin the process.
  • Nationwide Mortgage & Realty
  • 2300 Barrington Road, Suite 400, Hoffman Estates, IL, 60169
  • Nationwide Mortgage and Realty Company is located in the northwest suburban area of Chicago, about 18 miles northwest of O'Hare Airport, in the Vistex Building at the above address in Hoffman Estates, Illinois. Nationwide has been in business since 1992 and its staff has experience going back to the early 1970's.
  • Presidential Preferred Funding LLC
  • 2356 Hassell Road, Suite A, Hoffman Estates, IL, 60169
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.