FHA VS Conventional loan in Le-Roy, McLean County, Illinois

In 2025, the loan limit for Conventional loans in Le-Roy, which is within McLean county, IL, is $647,200. For a single-family home, the FHA limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to assess today's best rates for Conventional, FHA, and USDA loans. It helps determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, helping you select the optimal program in IL tailored to your financial needs.

Review offers from a network of 100 lenders

Understanding Loan Limits and Down Payment Needs for 2025 in Le-Roy, McLean County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is relevant to the zip codes: 61752

Exploring Conventional and FHA Loan Options in Le-Roy, IL

The mission of Lendersa® is to efficiently secure the most advantageous Conventional, USDA, or FHA loans for you. Begin by choosing one of three strategies to connect with lenders and loan programs that meet your needs.

Explore results from Lendersa USDA loan requests


  • MCS Mortgage Services Inc
  • 7000 West Palmetto Park Road, Suite 210, Boca Raton, FL, 33433
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with the best loan product to fit their needs while providing them with the lowest payment and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Intercontinental Capital Group, Inc.
  • 7700 W Camino Real 4th Floor, Suite 400, Boca Raton, FL, 33433
  • ICG is a direct lending mortgage bank specializing in home financing for one to four family residential properties.ICG is licensed by the U.S. Department of Housing & Urban Development as a Title II Mortgagee to be able to offer government insured Federal Housing Administration Home Loans as well as standard Conventional Financing for its clients.
  • Hero Mortgage Group
  • 7407 Wiles Road, Suite 354, Coral Springs, FL, 33067
  • OUR MISSION is TO PROVIDE EXTRAORDINARY SAVINGS TO HEROES WHO PROVIDE EXTRAORDINARY SERVICES TO OUR NATION AND ITS COMMUNITIES EVERY DAY. We've been helping customers afford the home of their dreams for many years and we love what we do. We take pride of ownership and continually strive to deliver excellence.
  • ILG Lending
  • 7551 Wiles Road, Unit 105B, Coral Springs, FL, 33067
  • We are dedicated to helping consumers and businesses obtain financing. First, before any business transactions take place, it is our goal to build lasting relationships. We use our extensive knowledge of our clients to make recommendations that are uniquely designed to meet their specific lending needs.
  • Elite Funding Network LLC
  • 7957 North University Drive, Suite 156, Parkland, FL, 33067
  • We use the most up to date technology powered by the nations top lenders, we also save time and efforts by streamlining the complex mortgage loan process to make it as easy as possible for our clients​. Our goal is to provide exceptional service, save you money, and offer you the lowest rates in the industry.
  • Athus Mortgage Services LLC
  • 11764 W. Sample Road, Suite 103, Coral Springs, FL, 33067
  • We are here to serve our clients with honesty, integrity and competence. We understand that sometimes buying a house can be disappointing and stressful but we are going to work hard to provide the mortgage process faster, simpler and less stress. Working directly with the lenders to get the lowest interest rate
  • Hamilton Home Loans
  • 1499 Palmetto Park Road, Suite 109, Boca Raton, FL, 33486
  • Hamilton Home Loans is a national mortgage lending firm recognized for outstanding customer service. If you are buying or refinancing a home, we provide personal contact with an experienced team of mortgage experts. To ensure exceptional service, we control the entire mortgage process from application through closing.
  • Gelt Financial LLC
  • 6401 Congress Ave Suite 215, Boca Raton, FL, 33499
  • Gelt Financial, LLC ("Gelt"​) is a non bank direct commercial lender satisfying its clients financial needs and goals since 1989. Gelt's robust commercial product offerings are available across the country to US Citizens and Foreign Nationals. We focus on loans between $100,000 and up.
  • Reverse Mortgage Lending Center
  • 40 S.E. Fifth Street, Suite 502, Boca Raton, FL, 33432
  • We Promise to fully explain to you all the latest and most accurate information about Reverse Mortgages, but we also promise to never pressure you in any way. If you decide to proceed, we will be with you through every step of the process and after. We will always treat you with the respect you deserve.
  • Reach Home Loans
  • 327 Plaza Real, Suite 215, Boca Raton, FL, 33432
  • At Reach Home Loans communication, transparency, and speed are the focus. Our client and Realtor® reviews are a testament to that. Since our business relies heavily on word of mouth referrals, we understand the importance of being available to clients and referral partners beyond traditional banking hours.
  • lending2U
  • 1877 S Federal Hwy, Suite 304, Boca Raton, FL, 33432
  • "At LENDING2U we focus on working together and supporting our clients with effective and personalized financial solutions. We offer mortgages for residencial & commercial properties, constructions, ReFinancing and improvements. Our business areas include investors, brokers and realtors to become the best option of mortgage services."
  • Ameritrust Mortgage Associates
  • 150 East Palmetto Park Road, Suite 800, Boca Raton, FL, 33432
  • Ameritrust Mortgage Associates will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. Melinda have been a Mortgage Loan Originator for over 26 years.