FHA VS Conventional loan programs in 2025 for Decatur, Macon County, Illinois
In 2025, the conventional loan limit in Decatur, county of Macon, IL, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. Identify the income, credit, reserves, and necessary documents required for qualification. Our tool allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your choice of the best program for your financial context in IL.
Loan Limits and Downpayments for 2025 in Decatur, Macon, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table applies to the following zip codes: 62522, 62523, 62521, 62526, 62535, 62524, 62525
Explore Conventional and FHA Loan Options in Decatur, IL
Lendersa® aims to secure the most fitting Conventional, USDA, or FHA loan for you efficiently and hassle-free. Choose one of three starting points that connect you with compatible lenders and loan solutions.
1156 Scenic Drive, Suite 200 and 110, Modesto, CA, 95350
Scenic Oaks Funding was founded in 1992 in order to provide members of our community with a simpler way to buy a home. Our company continued to evolve and in 2010, we made the transformation from mortgage broker to mortgage banker for the same reason: to make home buying easier, more efficient, and more accessible.
We are the leading home loan lender in the Central Valley since 1987. We’ve worked hard to build a strong reputation as an out-standing mortgage firm serving our clients needs. You're on your way to finding the best loan at the lowest rate to finance your new home or refinance your existing mortgage.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
SJ Morgan Private Lending Exchange is a company that matches borrowers who are seeking funds to purchase or refinance commercial or residential properties with private investors who are looking for solid real estate investment returns. Qualified investments are presented to the investor exchange.
9067 Foothills Blvd, Suite 6, Roseville, CA, 95747
At Cali Mortgage we are here to serve your mortgage needs while also providing the very best service. I have also come up with a way to get your interest rate much lower than the market rate. As Direct Lender we offer the most aggressive rates in the market along with lightning fast approvals.
Our mission, as a boutique mortgage broker, is to provide you with a concierge level of serivce and to serve you with honesty, integrity and decades of expertise. Our goal is to provide you a home loan while helping you get the lowest interest rates and closing costs possible and do it by making the process as easy as possible.
At Golden City Home loans. We are a full-service mortgage company based in Carmichael, California. We specialize in First Time Home Buyers in Carmichael. We also serve the surrounding cities in Sacramento County, including zip code. We can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
4901 Marconi Ave, Carmichael, Carmichael, CA, 95608
Asher Evan Investments uses private investors to fund its First Trust Deed private mortgage loans. Private loans are made against standing Commercial, Multi-family and Residential investment properties. All loans are in 1st position, a priority position over other liens or encumbrances.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan...
Ranch & Coast Mortgage Group, Inc. understands the importance of finding the right mortgage loan that fits your exclusive needs and situations. Our team’s extensive knowledge of the mortgage and financial market, coupled with our years of experience, allow us to find you the lowest rate with the best possible terms.
My 1st Choice Mortgage is committed to our clients and guarantee the best experience possible and will answer all of your questions and walk you through each step of the way! We make everything transparent from start to finish, our job is to make this process as simple and clear as possible while most importantly, getting you the best deal!
