FHA VS Conventional loan in Dwight, Livingston County, Illinois

In 2025, Convetional loan limit in Dwight, county of Livingston, IL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Dwight, county of Livingston, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 60420

Conventional and FHA loan options in Dwight, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Oceans Mortgage
  • 391 N MAIN ST., SUITE 206, Corona, CA, 92880
  • Oceans Mortgage has seen significant growth in the last few years.We believe in not just guiding a loan through the process,but in truly helping our clients, & investing in technology to simplify the loan process.We are constantly innovating and rolling out new products,resources & solutions that further cement our commitment to customer servi
  • Alwayzz Inc
  • 5405 Arrow Hwy, Suite 104, Montclair, CA, 91763
  • Our company is a real estate and mortgage brokerage that is always there to help you find the best property to fit your needs as well as get you the best financing for your home purchase or refinance. Our company’s highly skilled professionals always aim to provide you with 5 star service. We want to help you achieve your dreams.
  • Shisong Zhang
  • 5206 Benito Street, Suite 211, Montclair, CA, 91763
  • We are a full-service mortgage company based in Irvine, CA. We specialize in 30-Year Fixed and Adjustable Rate Loans in Irvine. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in any of these zip codes: 92604, 92618, 92630, we can help you realize your dream of home ownership
  • TDR Mortgage & Real Estate
  • 14726 Ramona Ave, 4th Floor, Chino, CA, 91710
  • My mission is to serve customers with honesty, integrity and competence and to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Empire Mortgage Solutions Inc.
  • 13751 Roswell Avenue, Suite A, Chino, CA, 91710
  • Our mission is to unite realtor, loan officer, and client in the home loan process as we build lifelong relationships and celebrate successes, all while delivering the American dream of home ownership. We look within ourselves to commit to the most proactive, transparent process in the industry in order to ensure our customers
  • List My Loan
  • 4471 Riverside Dr, Chino, CA, 91710
  • List My Loan founder of the Nick has helped me over the past few months with the purchase of my first home. His knowledge, patience and dedication led to a first accepted offer on a house which eventually did not yield to anything more than that post inspection Nick was very understanding and helpful in resolving the situation.
  • Omniscient Capital Mortgage
  • 4110 Edison Avenue, Suite 203A, Chino, CA, 91710
  • Omniscient Capital Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Greene Light Mortgage Solutions
  • 1075 Bonita Avenue, La Verne, CA, 91750
  • Greene Light. We are different here. We don't play games. Our goal is simply to provide you with the lowest possible interest rates and costs. We pledge to help you overcome roadblocks that can arise while securing a loan. Homeownership is within reach. Some even qualify with no down payment! Green means GO at Greene Light.