FHA VS Conventional loan programs in Dwight, Livingston County, Illinois

For 2025, the conventional loan limit in Dwight, within the county of Livingston, IL, stands at $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to juxtapose today's best rates for Conventional, FHA, and USDA loans, determining the necessary income, credit score, reserves, and documentation required to qualify. Our sophisticated mortgage calculator allows you to view Conforming Conventional loans, alongside USDA, FHA, and VA options, side by side, helping you decide which in IL best suits your financial needs.

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Loan limits and down payment requirements for 2025 in Dwight, within the county of Livingston, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These comparisons are specific to zip codes: 60420

Options for Conventional and FHA loans in Dwight, IL

The goal at Lendersa® is to provide top-notch Conventional, USDA, or FHA loans swiftly with minimal hassle. You can start your journey with one of three paths which lead to matching lenders and suitable loan programs.

Lendersa USDA loan request results


  • American First Financial
  • 12223 Highland Avenue, Suite 601, Rancho Cucamonga, CA, 91739
  • "At American First Financial and Realty is a full service Mortgage and Real Estate Company. We have had the privilege to work with the families of our commuinties for over 20 years. Providing a variety of Real Estate and Mortgage related services. We work with first time home buyers, investors, and small business'."
  • Casa Blanca Capital Lending
  • 13702 Santa Lucia Ct, Rancho Cucamonga, CA, 91739
  • Casa Blanca Capital Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Loan Source 1 Funding, Inc.
  • 5157 Bering Ct., Rancho Cucamonga, CA, 91739
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Old Arbor Mortgage
  • 908 Star Pl, Alpine, CA, 91901
  • Steve Ventimiglia have been in business full time since 1992 as a Real Estate and Mortgage Broker. Steve specialize in residential mortgage loans and went in business because I wanted to help buyers obtain the Dream of Home Ownership and help them build their real estate portfolio, one property at a time.
  • Alpine Lending Group a Division of L & L Mortgages
  • 2875 Sage View Drive, Alpine, CA, 91901
  • "We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
  • U2 Funding Inc
  • 921 Park Street, Unit A, Perris, CA, 92570
  • U2 FUNDING INC Mortgage Broker provide you with lowest possible mortgage rates to make your home mortgage or refinance process easy and hassle free process for your home, residential, investment and commercial properties. Either you are purchasing your first home, refinancing your existing home, buying commercial or investment properties.
  • Secure Choice Lending
  • 7211 Magnolia Avenue, Riverside, CA, 92504
  • Secure Choice Lending is a mortgage lender committed to helping prospective and current homeowners finance their dreams. Reachable by phone, online or in person, Secure Choice Lending prides itself on customer service, on serving your real estate needs day or night. Independently owned, Secure Choice Lending subsists on hard work.
  • Locke Consulting, Inc.
  • 2900 Adams Street, Suite A305, Riverside, CA, 92504
  • At Locke Your Loan we strive to create a client experience like no other, but we can’t do that without a team. In the office, we focus on maintaining and providing a positive workplace by creating an environment that is respectful and rewarding. Our Mission is to provide our clients with education.