which one is better? Conventional or FHA Coal-City, IL

For 2025, the limit for conventional loans in Coal-City, within Grundy county, IL, is $647,200. Meanwhile, the FHA loan limit for a single-family home is set at $420,680.

Utilize the Lendersa® Conventional loan calculator to assess the top rates available today for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional loans with USDA, FHA, and VA loans side by side, helping to find the program in IL that best matches your financial conditions.

Options for Conventional and FHA Loans in Coal-City, IL

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you with speed and ease, minimizing hassle. Start by selecting one of three pathways that connect you to matching lenders and loan offerings.

Loan Type	Loan Limit	Down Payment
Conventional Conforming	$647,200	3%
USDA	$303,600	0%
FHA	$420,680	3.5%

Lendersa USDA loan request and matching results

(978) 632-2542 Lender's profile and map Reviews GFA Federal Credit Union 229 Parker St, Gardner, MA, 01440 GFA Federal Credit Union is a full service, Member-owned, community financial institution serving Central Massachusetts & Southern New Hampshire, with branch locations in Ashburnham, Gardner, Hubbardston, Keene, Leominster, Peterborough, Rindge, Rutland & Winchendon. Offering Personal, Business, Investment & Insurance solutions to help buy a home.
(877) 860-6928 Lender's profile and map Reviews Scient Federal Credit Union 60 Colver Avenue, Groton, CT, 06340 Scient Federal Credit Union is a member-owned, federally insured credit union that has been serving the needs of life science professionals and their families since 1968. Built upon the philosophy of “people helping people, ” Scient works to improve the quality of our members’ lives by providing tailored products
(800) 816-2472 Lender's profile and map Reviews Chelsea Groton Bank 904 Poquonnock Road, Groton, CT, 06340 Chelsea Groton Bank is a mutually owned bank with 14 locations throughout New London County and a Loan Production Office in Hartford County. The Bank has over $1 billion in assets and serves businesses, individuals and families throughout Connecticut and Rhode Island. To learn more, please visit chelseagroton.com
(904) 514-8884 Lender's profile and map Reviews ANE Lending LLC 13475 Atlantic Blvd Ste 8, Jacksonville, FL, 32225 TheFloridaMortgageCenter.com is the online portal for Steve Verrier in Palm Coast, FL. Steve Verrier is a Licensed Mortgage Loan Originator sponsored by ANE Lending, The Loan Lifeguard team headquartered in Ponte Vedra, FL. We offer only the highest quality mortgage products for your needs at competitive rates in all of Florida.
(904) 222-0000 Lender's profile and map Reviews Prodigy Home Loans 1844 Atlantic Blvd, Jacksonville, FL, 32207 "Prodigy Home Loans has been serving the home loan needs of Florida home buyers since 1999, offering a full portfolio of mortgage lending options. Are you looking to purchase your first home? Have you found the home of your dreams? Or maybe you are considering refinancing or consolidating debt."
(719) 384-5901 Lender's profile and map Reviews The State Bank 124 Colorado Street, La Junta, CO, 81050 The State Bank is a financial institution located in La Junta, Colo. The bank offers a wide variety of checking and investment products and services to customers. It provides various checking products, including free checking, financial connection, Rediclub, business management and corporate accounts.
(719) 384-8131 Lender's profile and map Reviews The Colorado Bank & Trust Company 301 Colorado Ave, La Junta, CO, 81050 At Colorado Bank & Trust Company, we believe the customer always come first. No voice mail for our customers – every call is answered by an employee specially trained to get you the answers you need! The Bank opened its first branch in Pueblo, Colorado, on January 19, 2006. The new branch was built on the “Mesa” in eastern Pueblo.
(409) 729-7938 Lender's profile and map Reviews Port Arthur Community Federal Credit Union 3100 Central Mall Drive, Port Arthur, TX, 77642 Port Arthur Community FCU has been open since 1950. The credit union has assets totaling $22.66 Million and provides banking services to more than 2, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services.
(806) 249-8561 Lender's profile and map Reviews Dalhart Federal Savings & Loan Association, SSB 502 Denrock Avenue, Dalhart, TX, 79022 Dalhart Federal Savings & Loan, chartered in 1934, is located in a rural farming community. In 1975 the Board of Directors decided to expand outside of Dalhart and opened a branch in Dumas. The philosophy of our founding members was to serve the local community mainly through mortgage lending. Although this philosophy is still true today, modern ti
(877) 832-6625 Lender's profile and map Reviews Mortgages By Linda 8833 Perimeter Park Blvd, Suite 403, Jacksonville, FL, 32216 Linda has been in the mortgage business for 19+ years and is licensed with the NMLS (National Mortgage License System) for Florida. Living in the North Florida area since 1987 has given her a great understanding of the surrounding areas offering relevant and reliable information.