Explore the differences! FHA VS Conventional loan programs in Coal-City, Grundy County, Illinois

For 2025, the limit for conventional loans in Coal-City, within Grundy county, IL, is $647,200. Meanwhile, the FHA loan limit for a single-family home is set at $420,680.

Utilize the Lendersa® Conventional loan calculator to assess the top rates available today for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to compare Conforming Conventional loans with USDA, FHA, and VA loans side by side, helping to find the program in IL that best matches your financial conditions.

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2025 Loan Limits and Down Payment Requirements in Coal-City, Grundy County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $303,600 0%
FHA $420,680 3.5%

This table is applicable for the following zip codes: 60407, 60416

Options for Conventional and FHA Loans in Coal-City, IL

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you with speed and ease, minimizing hassle. Start by selecting one of three pathways that connect you to matching lenders and loan offerings.

Lendersa USDA loan request and matching results


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