FHA VS Conventional loan in Fox-Lake, Lake County, Illinois

In 2025, the Conventional loan ceiling in Fox-Lake, located in Lake county, IL, is $647,200, whereas the FHA's maximum is $420,680 for single-family dwellings.

Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates between Conventional, FHA, and USDA loans. It aids in determining the necessary income level, credit score, reserves, and documentation to qualify. Our cutting-edge mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options next to each other, offering a clear comparison to decide which program is most suitable for your financial needs in IL.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Fox-Lake, Lake County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This comparison applies to the following zip codes: 60020, 60081, 60041

Exploring Conventional and FHA Loan Alternatives in Fox-Lake, IL

The mission of Lendersa® is to provide you with the most advantageous Conventional, USDA, or FHA loan swiftly and effortlessly. Choose from three pathways to match with suitable lenders and loan offers.

Lendersa USDA loan request and matching results


  • JSS Funding Corp
  • 1012 South Dixie Highway, Lake Worth, FL, 33460
  • We are motivated to assist you through the process of obtaining your loan.Whether you are purchasing a home or refinancing your existing home loan, our highly experienced professionals will give you the personal attention you deserve.We are committed to shop through many lenders for the lowest possible rates & best program that fits your situation.
  • Ulysse Mortgage LLC
  • 723 South Federal Highway, Lake Worth, FL, 33460
  • At Ulysse Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Kairos Movements Mortgage Services LLC
  • 4000 S 57th Avenue #102, Greenacres, FL, 33463
  • Kairos Movements Mortgage Services, LLC is a full service mortgage brokerage specializing in Purchase and Refinancing. We tailor the mortgage experience to your needs and strive to deliver the best scenarios for your particular situations. We believe that no 2 buyers are the same and attention is key.
  • Blue Chip Lending Services Inc
  • 116 East Ocean Avenue, Lantana, FL, 33462
  • Our mission is to serve our customers with honesty, integrity, and competence. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. Blue Chip Lending Service, is dedicated to providing you with quality information so you can make an informed and intelligent decision about your mortgage.
  • Mortgage Biz of Florida
  • 806 E. Windward Way #015, Lantana, FL, 33462
  • Mortgage Biz of Florida is a residential and Commercial mortgage broker. Our team of licensed mortgage brokers out of Lantana, Florida can help you get a better deal! We work on FHA home loans, VA home loans, Conventional home loans, Jumbo home loans, USDA home loans and Commercial mortgages.
  • Florida Mortgage Consultants
  • 9899 Kamena Circle, Boynton Beach, FL, 33436
  • Florida Mortgage Consultants is staffed with highly skilled consultants who can provide efficient and practical mortgage solutions that are tailored to your needs and lifestyle. Our company caters to clients in Lake Worth, FL. To learn more about our services and rates, don’t hesitate to get in touch!
  • Prime Rate Mortgage
  • 3939 Sapphire Palladium Dr, Boynton Beach, FL, 33436
  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and the best products to fit their financial profile. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Three Star Capital
  • 6615 W Boynton Beach Blvd #415, Boynton Beach, FL, 33437
  • 3 Star Capital has over 20 years of experience in the finance industry.With an expertise in commercial real estate acquisitions & refinancing, & equipment leasing & financing.Our portfolio also includes: business lines of credit, & SBA business loans.We started out in 1997 with an expertise in equipment leasing & commercial real estate financing.
  • Global Business Financial Investments, Inc.
  • 1375 Gateway Blvd, Suite 40, Boynton Beach, FL, 33426
  • Global Mortgage is a leader in the Industry serving the entire state of florida with over 100 years in combine experience having billions of dollars in financial backed assets from the nations largest mortgage investors with the lowest rates to make homeownership possible for all.We pride ourselves on excellent service.
  • Valiant Mortgage Group LLC
  • 1375 Gateway Blvd, Suite 52, Boynton Beach, FL, 33426
  • We understand that time is money. We’re available around the clock to make sure you’re never in the dark about the mortgage refinancing process. We’ll handle the heavy lifting, allowing you to focus on building a home. We only work with the best lenders, all of whom are vetted personally for professionalism and transparency.
  • Loan Solutions Team LLC
  • 1500 Gateway Blvd, Suite 220, Boynton Beach, FL, 33426
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.